This is a scam, they charge more legal fees, monthly fees, service fees and settlement fees, you would pay more than the actual amount you own fully at the end of the period. They trap you using the settlement as bait so that you can never opt out when you realize what they are doing. You can reach the same settlements by your own by talking to creditors and you will save thousands of dollars in fees. They will drag it out as long as they possibly can to steal your money. Don't fall for it, i wish I didn't. The 5 star reviews are also fake, posted by them. read more

Avoid this company at all costs. I've been trying to cancel my account for the past two weeks, and all I've gotten is the runaround. They keep asking for information about my bankruptcy lawyer, which is completely personal and none of their business--especially after I've already made the decision to terminate my account. They have no authority or say over what I choose to do after ending services with them. One agent in particular, Asa, has been especially unprofessional. While other agents were easier to deal with, he continuously made unnecessary comments, insisting that my legal information is "public record" and that he could look it up himself. If he has that kind of time, that's on him--but it felt invasive and completely out of line. This company lacks follow-through, respect for client privacy, and basic customer service. I wouldn't recommend DebtRx to anyone. read more

I contracted with DebtRx 3 years ago to assist with a large set of unsecured debts I could not keep up with due to developing a disability and losing my employment. The initial person I dealt with was and is caring, knowledgeable, honest and very good at what he does. The company itself has worked with me through ups and downs over the past 3 years to secure my ability to deal with these debts and has done a wonderful job at reducing the debts themselves and the negative impact upon my credit, my psyche and my budget! I could not rate DebtRx any higher than excellent! My experience with them has been ideal for the service they provide. 5 stars honestly and willingly given from a disabled retiree and US veteran. Thank you DebtRx! Good job and "ooo-rah"! Jerry V Jack in OK read more

From start to finish Debt Rx was committed, courteous, professional while still developing a relationship that was personal. It took awhile, but patience paid off! I had 3 counselors over the couple years & 2 of them I consider friends. I have an acquaintance who used a law firm and is STILL waiting for his refund from his trust account after over a year! read more

I have had the best experience from the very first day with all the care that was taken, and the number of truly helpful professionals that take you through what to expect, what they do, and the ease you experience once they take over all the worrying that I had gone through with a mountain of credit card debt brought on because of a divorce. Once you fit your payment amount into your budget, which they will use to pay down debt by negotiating with your creditors one by one as you build up money that they can work within a trust account, then your days will seem bright once again while DebtEx does all the work for you. I did pay a little bit extra for the legal attorney service and I'm glad that I did because one of the credit card companies refused to settle and filed a court action against me. The DebtEx attorney called me before I even knew it was going to go to court. He kept me informed and in the end, they decided to settle after all (thanks to the great attorney) I am thrilled to say, that it is all over now and it actually went faster and smoother than I thought it would.......thanks to Mike, my account manager, who handled and negotiated all of my settlements, including working with my designated attorney and did it all on time!! Now, I'LL STAY OUT OF DEBT and NOT get married again"!! read more

Mike and Nicole have finally helped me pay off my credit card bills. I'm so thankful for their help. I'm debt free and getting money back to help pay for a new hip. Thank you so much to you both and to debtRX. Lanette read more

They did their job. As stated in another review before this, at first I was not being informed of anything. Once I made it known that I like to know what is going on things got better-ish. I still stand by my opinion that they still need more training and organization starting from the top. The 2 main people I worked with (Justine and Christine) were great. However, if you talk to someone else, they don't know what is going on. I can understand this to a point, however at some time, you have to stop relying on notes and have a set system to either look at or for the consumer to be able to see. Just check all websites that can have reviews and decide for yourself on this business. read more

I have resolved my debt and am debt free! They didnt charge us until they resolved the debt and it was very reasonable. Through this process they were very honest with us and answered all questions we had. We even got some money back! My husband and I thank God for you and that God may continue to use you to help people get their lives back together again read more

33 months later and we couldn't be happier. Average settlements were about 41%. Fees were middle of the road at 22% . Others charged 15% but it was upfront fees and the BBB file was new or bad complaints and others wanted 25 or 31%. Debtrx called us every month or two to check in to make sure creditors weren't calling. I would recommend them to others. read more

Debtrx has gotten us the settlements they promised. We joined a different settlement attorney before them and they took our money. Of course we had a hard time trusting anyone else after that, but I'm glad that we did. Debtrx didn't charge us until our settlements were completed and called us every now an again to check in on us. We appreciate the integrity. We have been recommending Debtrx to anyone with credit card debt read more