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    J.D. Byrider

    1.9 (19 reviews)
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    Updated 1 month ago

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    Ask the Community - J.D. Byrider

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    Bill Byrd Kia

    Bill Byrd Kia

    3.0
    (20 reviews)

    My father, a proud Veteran, recently passed away and left my mother a small life insurance policy…read more He specifically wanted her to use it to buy a reliable vehicle. She purchased a used 2020 Chevy Trax from Bill Byrd Kia, trusting their assurances--both to her and my husband (a mechanic)--that the car had been fully inspected and that any necessary repairs would be handled. My husband even provided them with a list of items to check. The only issue they acknowledged at the time of purchase was the tire pressure light, and they told us the sensors would be ordered and installed later. However, my mother never received a call back about those sensors. Then, within a week, the check engine light came on. Because of her experience so far--dirty interior, broken promises about the sensors, and overall lack of professionalism--she didn't feel comfortable returning to Bill Byrd Kia. Instead, she brought the vehicle to Bill Cramer Chevrolet, where they found the catalytic converter needed to be replaced and finally addressed the tire pressure sensors. The repair cost totaled around $3,000. On top of that, she had to leave my car at the shop for a week and rent a vehicle--additional expenses she couldn't afford, especially after just losing her husband. More repairs were needed, totaling another $1,000, but she couldn't cover them. She had already spent over $11,000 between the vehicle and repairs. Ultimately, with the help of the Chevy dealership, she was able to trade the car in for a new one, using the remaining insurance money. She brought the repair bills to Kia and spoke with Manager John K., who said he would discuss the matter with the owner and call her the next day. She never heard back, and when she followed up, he told her they would not be issuing any kind of refund because it would "not be beneficial" to them. Not only was my mother sold a defective car, but she was also treated with complete disregard and disrespect. It's deeply upsetting that a business would take advantage of a grieving Veteran's widow--especially after being given a chance to make it right. I am extremely disappointed and angered by how this situation was handled. No one should be treated this way, especially not someone in her vulnerable position.

    Joy L. My Veteran…read morehusband recently passed away and left me a small insurance policy and wanted me to use it on a reliable vehicle. I purchased a 2020 Chevy Trax from Bill Byrd Kia, yes it was a used car but they promised me that everything had been checked out except for the tire pressure light and they were supposed to order the sensors and I never heard back on when they were to come in and then the next week the check engine light came on and I was not going to bring the car back to Kia(they couldn't even fix the sensors), so I took the car to Bill Cramer Chevrolet and they had to replace the cadillac converter and the tire pressure sensors to the tune of $3000.00. I had to leave my car for a week and had to rent a car, now as I said my spouse had just died so I had no extra money for all of this and it was going to cost me another $1000.00 for things that were also wrong with the car. I had already paid over $11000.00 for the car and repairs, I had no more to pay so I traded in the car for a new vehicle, not wanting a payment so I used the remainder of the insurance. I took the repair bills to Kia and spoke with the manager John K. and he said that he would have to talk to the owner about a refund. He was supposed to call me the following day, but I had to call him and he said that they could not help me because it would not be beneficial to them to refund my money. So not only do they sell junk cars but they do not have any respect for Veterans, their spouses or their customers. I have never been so pissed off and disappointed in an establishment that would take advantage of a Veteran's widow.

    Regions Bank

    Regions Bank

    1.0
    (2 reviews)

    Don't believe anything they say, read everything. I made the mistake of trusting them. I should…read morehave known better and now I do. What they said and what they put on the papers were two different things and you can guess who got the short end of the stick.

    I had always heard all the horror stories about regions charging up to 30% of the check amount to…read morecash a check from their own account holder if you the recipients of the check didn't have an account with them, but decided to open an account to redeem there promotional $400 gift to new account holders. Big mistake as it was a bait and switch technique designed to get you to deposit money and then deceive you into believing that you would get that promotional money. I waited the 90 days as per the offer and then called about 10 times over the next 3 months trying to find out why I still hadn't received the $400. Manager was "never there" except one time out of all those calls (not that I am stupid enough to believe that, and after stringing you along for 6 months using your money interest free, and getting the main branch manger involved, calling the corporate people etc, I am closing the account today and telling my story on ever social media, and review site I can find. This is the 5th review and I have it on 3 social media platforms. I hope you will help spread the word to warn all you know to avoid this scamming institution that abuses their account holders to the point that they have to advertise to buy you as a holder! Don't go near this place.

    Tyndall Federal Credit Union

    Tyndall Federal Credit Union

    2.1
    (59 reviews)

    Tyndall FCU is local which is nice. Digital banking here is clunky. The website seems to be down a…read morelot and the app has a lot of issues. I have multiple banks and Tyndall FCU's digital operability is by far the worst due to instability and just inability to quickly find the easiest of information (like member number). Recently was told to "pick up a new debit card, drive 20 minutes to location near Best Buy, stood in line for 15 minutes, was told "have a seat we will make one", wait another 15 minutes, then I'm told "they made one it's at Lynn Haven branch. The ability to communicate here is lacking and it costs customers hours of their day. Despite the negative experiences they are one of the best local banks and having brick and mortar locations is nice. I'll update to more stars if I see improvement. *Update* the Lynn Haven "card pickup" is poorly marked you have to drive around the lot to find it. Additionally, the Lynn Haven branch is understaffed with long wait times. The replacement of my debit card has consumed half a day at this point. I'm not sure what everyone's time is worth but folks should take it into consideration when banking here. Evidence suggests the simplest of tasks like a debit card replacement is a major undertaking. App hasn't worked in over a month and bank employee told me "yeah that's been happening to a lot of users". Will be investigating other options.

    Tyndall Federal Credit Union engaged in a pattern of conduct toward me that I can only describe as…read moredeliberate and deceptive. They terminated my vehicle redemption rights through an informal email that did not meet legal requirements. They held my vehicle for 46 days after telling me redemption was over -- while ignoring every inquiry I sent about the sale. They never provided a post-sale accounting I was legally entitled to receive. When I escalated formally they attempted to have me sign away my federal consumer rights through a release agreement. I declined. Equifax independently removed their credit reporting. Complaints are active with the CFPB, Florida OFR, and NCUA. This is not a frustrated customer venting. This is a documented record of institutional misconduct. I want to be explicitly clear on the release: I am aware that FCRA rights cannot be waived by a consumer. Federal statutory rights granted under 15 U.S.C. § 1681s-2, § 1681n, and § 16810 are non-waivable and cannot be extinguished through a private agreement - particularly one drafted by the party who committed the violations. Presenting a broad Release and Hold Harmless Agreement as a condition of resolution, when the underlying rights are non-waivable by law, may itself constitute an unfair and deceptive practice under Florida UDAP statutes and federal consumer protection law.

    AutoNation Ford Panama City

    AutoNation Ford Panama City

    2.8
    (112 reviews)

    After thousands of miles of travel, Ebony (2015 Expedition) needed maintenance. We are new to this…read morearea so I fired up Yelp looking for a Ford service place nearby. After finding Auto Nation, I made an appointment online and I was set. I arrived to my appointment on time, walkes in and was quickly greeted by Mike. He was polite and attentive. He got my car right in for diagsosis and directed me to their customer lounge, which had coffee, water and flavored drinks available. I sat down, put my tablet on their free wifi and did some work whike waiting. After about 20 minutes, Mike came back with a diagnosis and a price. I told him my extended warranty / service contract was going to cover it. I was going to call the company but he said he would take care of it. After about 5 minutes, that was all squared away and they were working on Ebony. It took about 90 minutes and Mike returned. He told me they did a multi-point inspection as well, no extra charge, and all was great with the car. He took me to the cashier, gave some closing pleasantries and he was on his way. The cashier was also polite and attentive. Within 4 or 5 mimutes I paid and was on my way. The whole experience was easy breezy and I was well taken care of. The only reason they do not get 5 stars from me is because they do not offer loaner cars. I would recommend Auto Nation and will use them again.

    Complete lack of customer service. Brought my Transit in for…read morea recall on the backup camera (second recall on this - you'd think Ford would have figured this out after 20 years). Dropped off at 10:00 on Thursday. By 4:00 the tech still couldn't figure out how to update the software. Service Advisor (Karen) said they needed it for another day. Called Karen Friday at 10:00, 12:00 and 2:00 - couldn't connect and no return phone calls. After the third attempt I tried the service manager (Jennifer) and didn't get a call back either. At 3:30 I tried again and pretended I didn't know who my SA was so I would get transferred to the pool. That SA admitted Karen wasn't in the office that day (???) and that the tech was just finishing. I was scheduled for oil and tire rotation but canceled that to avoid them holding my vehicle any longer. So the SA (Karen) either had the day off or called in sick on Friday. No-one bothered to call and let me know and the receptionist kept transferring me to someone who wasn't in the office. No-one else bothered to pick up the slack, the service manager didn't cover her employee or return calls and the techs obviously can't be trusted to perform any work. On top of it all, my Transit still thinks the service hasn't been completed so I'll have to bring it in again (NOT TO THIS DEALER) and either have the work performed or validate it is complete.

    J.D. Byrider - autoloanproviders - Updated June 2026

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