Joseph Willows knows his stuff. He has worked in banking and is a qualified independent financial…read moreadviser. We have worked with him for 10 years now, and received advice on investments, pensions and mortgages. He offers a friendly, personalised service and really takes the time to make sure that you understand risks, and what you are getting into, before you sign. We have recommended him to friends, and now on Qype. Just last week, my husband dropped in on the off chance and had at least an hour of thorough, painstaking advice. 1 hour with this IFA would save hours on the internet!