Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

JVM was great to work with during our longgg house search. Victor was our main POC and was always…read moresuper quick and helpful any time I reached out with questions. Thank you Victor and JVM team!

Ellice and Brent are our one and only Go To for everything mortgage. It's been this way for more…read morethan 20 years now. We just closed on a purchase in a very hot and competitive market. They were consultative and helped us strategize on this transaction and we highly recommend them.

My husband and I have worked with Greg three times now for our refinances, and we wouldn't go…read moreanywhere else. Greg is a top-tier professional whose communication is always sharp and timely. Even when challenges arise that might stop other lenders, Greg consistently gets the job done. We trust him implicitly and will only refer our friends and family to him. If you want a seamless experience, Greg is your guy

My husband and I just went through our first home purchase. I'm not sure I could have made it…read morethough without Jeremy and Heidi. They took good care of us. Our emails and calls were returned quickly so we always felt "in the loop." Even though I'm completely ignorant of the home buying process, neither Jeremy or Heidi ever made me feel like I was asking a dumb question, or like I was bothering them. I will happily refer friends and family!

As a realtor, my business is dependent upon guys like Jeremy! He is a wealth of knowledge... and…read moreto back that up, he does an amazing job assisting my clients with their lending needs. I am looking forward to continued business with Jeremy!

As first-time homebuyers using a VA loan in one of the most competitive markets around, we needed…read moremore than just a lender -- we needed a true partner. Mike Trejo and his team at Bridge Point Funding were exactly that, every step of the way. Mike's knowledge is genuinely comprehensive: financing, inspections, offer strategy -- you name it, he knows it. He has assembled an A+ team, and that made all the difference when it came to submitting competitive bids with quick closes and every detail handled flawlessly. During the toughest stretches, when we were outbid in some of the most heated markets, Mike was always there -- helping us strategize, process the disappointment, and come back stronger with clear lessons learned. Because of Mike and his team, we got our dream home. They have our strongest possible recommendation, and we would not consider going through this process again without them.

Bridgepoint Funding was phenomenal from start to finish. As first time homebuyers, buying our dream…read morehome felt like a huge milestone, and their team went above and beyond to make it happen. They were responsive, relentless, and truly had our back every step of the way. We couldn't have asked for a better team. Highly recommend!

My husband and I have used Mike for our first home and the purchase of our 1st investment property…read more His reviews are all 5-star for a reason! He truly does go above and beyond for his clients!!! From beginning to end both my husband and I weren't used to all the attention! Any time we called with questions, Mike would call us personally to provide answers and walk us through everything to make sure we fully understood each element of the process. Especially as first-time investment property purchasers! It was scary but Mike really made the process feel effortless and was constantly going the extra mile for us! We felt like a priority during both loan processes and that's just the surface stuff! The knitty gritty? Mike knows his stuff and is willing to go to the ends of the earth to find you the best deal!! During our investment property purchase we were hoping for the best and interest rates were rising, and yet somehow, Mike still managed to magical unicorn an INCREDIBLE deal for us! I don't know how he does what he does - he pulled off two miracles and we still don't know how we got so lucky! We had a very challenging loan process with the seller and sellers agent being very difficult to work with and dragged the closing as long as possible. We were on a deadline and when the sellers/agent tried to drag the closing even longer, Mike worked with our Realtor, got another title company on board and got our loan closed within our deadline. Without going into detail Mike made the impossible happen. Truly. Mike has so much knowledge that he is so kind to share with you and throughout the process. He somehow managed to make what should be a really stressful time feel easy and make complete sense. Even when we had investment property questions he was incredibly knowledgeable and provided us with so much good advice. Most of all he was a great listener to all of our concerns, provided us with in-depth knowledge, and then fully supported whatever decision we came to. I will be recommending Mike to anyone looking for a loan ( you'd be lucky to have him on your side) to contact Mike. He makes magic happen and helps you understand it all! Trending now: #MiketheMagicalMortgageBroker

My husband and I used Mike Molina to buy our first home and were VERY pleased!…read moreWe received highly informative daily emails and videos explaining each day of our escrow. Mike was available by phone and email to answer any questions we had or to just check in on us. We were also impressed by Team Mike Molina, his crew of assistants, that helped with required paperwork, answering questions, or just following up on the loan process. They were very hard working and communicated effectively. We would DEFINITELY recommend using Mike Molina because he is reliable, friendly, thorough, upfront and VERY helpful when you are going through your whole loan process ( which can be very stressful). We finished our loan process earlier than scheduled and a week later he called to check in and gave us lots of helpful information about moving forward as new home owners. If you are looking for a loan, Mike at Citywide Home Loans is your guy. I could go on and on about Mike Molina but I will stop now cause this review is getting pretty long!

He made my refinance process incredibly easy and stress-free, even while I was busy with work and…read morefamily. He handled everything efficiently, kept me informed, and was always available to answer questions. His professionalism and dedication really stood out. I highly recommend him if you're looking for someone reliable and easy to work with!

Jerry has helped me with several refinances for both my primary residence and investment property…read moreover the past seven years. This week, he helped us lock in a competitive low interest rate for a home equity loan--right on time. Within just four days, we already received conditional approval for the loan. I would highly recommend Jerry to anyone looking for a home loan or home equity loan. He is knowledgeable, reliable, detail-oriented, and extremely efficient. Jerry is also straightforward, honest, and always looks out for the best interest of his clients. His professionalism and dedication make the entire loan process smooth and stress-free. Thank you, Jerry!

Michelle Paxton was knowledgeable, responsive, and made the process smooth. Highly recommend!read more

If you need a pre-approval for a purchase or a cash out refinance Michelle Paxton can do it all…read more Love working with her, she is personable, friendly & very knowledgeable. Thank you for your help Michelle.

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

Jeanine Nucum is the epitome of diligence. She is incredibly responsive and always ready to answer…read moreany of your questions--even on the weekends! She also will let you know exactly when she is and when she is not be available. You never need to wait for a response from her. She is consistently prompt and efficient. She is beyond any doubt an extremely hard worker. She is definitely dependable and worked steadily and persistently to complete our particularly difficult loan. She goes above and beyond her scope of duties. She has a wealth of useful resources that she freely provides and that we were do grateful to have! When you work with Jeanine, you will truly be in awe of the tenacity, drive and passion she puts into her work. In addition to all of these stellar qualities, she is also a friendly, patient and kind person. We were so lucky we found her! If you need a broker, I promise you, you will not find a better one than Jeanine Nucum!

We are first-time homebuyers, and so we approached the process with inexperience and apprehensions…read more However, in retrospect, we recognize that we worked with one of the most experienced and reputable professionals in the industry. The result? We got our dream home! It was closed in just 11 days, even with an appraisal contingency. Sonia might have set a new record there! In fact, our pre-qualification was getting processed when we had identified our dream home. From that moment on, things moved rapidly over the next 11 days, with everything meticulously planned and executed efficiently. Reflecting on those 11 days: - Provided us with the right financial advice on what could make it a winning offer. And it did! - Managed to provide the seller with enough confidence to take our offer, even with the appraisal contingency. Promised them that the appraisal would be done in 4 days, and the contingency would expire in 4 days regardless. Convincing to take an offer with appraisal contingency, unbelievable! And the appraisal was completed as promised! True professional. - Provided us with a very competitive rate compared to others. - On day 11, we got the keys to the house. And one more thing, Sonia is a no-nonsense, straight-talking person. We really appreciate her for that, and it made us trust her even more.

Sonia helped us close the offer on time, helped with everything from getting a pre-approval,…read moreclosing the home in couple of weeks, negotiating the offer. If you are looking for an experienced lender who can help you with entire process, right from getting the approval to closing it, Sonia is the goto person. Her timely response and communication helped us never have to worry about anything. Highly recommend to anyone looking for a mortgage. Special thanks to Tina as well for helping with the process and documentation.

As someone who was very nervous going into the home buying process, I discovered Jason through his…read morehelpful videos on YouTube, and decided to reach out. His knowledge of the process was very reassuring and he has been fantastic to work with! Started working with Jason and immediately felt like we were in good hands. Jason has helped us purchase our first home within the space of a month, and provided great guidance and communication on all the steps that were going to occur. He has been very diligent in terms of following up with the seller and keeping us in the loop. He has also been great about finding us a good rate on our mortgage, helping us find insurance and even financial planning services if we needed them. Overall a great experience, and I would recommend anyone work with Jason to take the stress and confusion out of the home buying process!

Our real estate selling experience with Jason Wheeler was extremely amazing!…read more My husband and I are so pleased with the type of service received from him. He went above and beyond to helping us find the right buyer given the time constraints during the Christmas holidays, not to mention, our leaving for a long vacation. His commitment to helping his customers is second to none. Cal State Realty is fortunate to have him in their team! Being a trustworthy, reliable, supportive, professional to work with, just to name a few are attributes a real estate agent must possess which definitely what Jason had exhibited to helping us achieve our goal!