Working with Jennifer on the purchase of my first home was an incredibly positive experience. From the very beginning, she made what could have been a complicated and overwhelming process feel completely manageable and stress-free. Jennifer was not only highly knowledgeable about every step of the loan process but also took the time to explain everything clearly, answer all of my questions, and made sure I felt comfortable and informed throughout. What I appreciated most was how client-centered she was. She was always responsive, transparent, and truly committed to helping me secure the best possible outcome. Thanks to Jennifer's professionalism and support, I was able to close on my dream home smoothly and on time. I am so grateful for such a dependable and trustworthy partner on this journey, and I would absolutely recommend her to anyone in need of a loan agent! read more

I've known Jennifer for years. She is welcoming, cheerful and knowledgeable about every loan you need for your home. If anyone can get you a home loan and work out any kinks you might have along the way it is her! She's done so many, she knows what she is doing and how to do it efficiently and with the best interest rate! Whether you are a first time buyer loan to a re finance, she is the one you are looking for. I recommend her highly. read more

I've had the opportunity to work with Jennifer over the years and she's absolutely wonderful. Jennifer is attentive, caring and very knowledgeable. She provides every response with clarity and professionalism. Always reliable. Welcoming and helpful. Thank you Jennifer!! read more

A very service oriented mortgage business. Jennifer is very professional and holds a higher standard with regard to customer service and satisfaction. She has serviced and lender for over 18 years. She has incredible knowledge and knows how to close, her loans on time. Jennifer is also very effective with communicating the needs of the client to other processes throughout the entire loan. So please, call her, and I trust that she will be able to help you with anything lending. She is also a licensed realtor at Compass. read more

Jennifer helped me buy my first home, and from start to finish, she made the experience so smooth and worry-free. I trusted her expertise in getting my loan approved; she took care of the entire process, guiding me and answered all my questions thoroughly. As a new home buyer, I wasnt familiar with a lot of the terms, but Jennifer was so patient and was happy to explain any information. I loved that she was always on call and available- this kind of personal service is hard to find. She went above and beyond to help me find home insurance, as well as recommended contacts for painters/handyman. I would highly recommend Jennifer if you're looking for excellent service with someone you can trust! read more

I highly recommend Jennifer for her high quality service. She is always available at any day and time and prepared to get the loan processed as smooth as possible without hiccups. She goes extra step to make sure client is happy successful. read more

Jennifer was a great to work with, and she stayed true to her word on what to expect during the purchasing process. We ran into a couple minor hiccups, but as first-time homebuyers, the overall experience was smooth, fair and great! read more

Having been a part of the mortgage industry, we were not looking forward to the challenging and convoluted experience that is getting a new home loan. All that was before we started working with Jennifer Cho and her team. She was delightful and maintained a super positive attitude and was friendly on every interaction. With her consummate professionalism, industry knowledge, team spirit and deep experience she personally got our loan across the finish line, not once, but twice!!! We had to cancel on an escrow after having gone completely through the underwriting and approval process. She worked as tenaciously on the second loan and was able to deliver funding withing 21 days. Simply incredible!!! For us, the next time we need another loan, the choice is simple...we're calling Jennifer Cho!!! read more

Jennifer was great. She was responsible. She followed through every step with our transaction and she was always there to help answer any questions. We highly recommend her. read more

Jen is professional and quick. She is also a very good communicator who knows what her clients want. I highly recommend her if you want to fiance your new house! read more

with historically low mortgage rates, i wanted to see if i can convert my adjustable heloc into fixed low interest rate. Jennifer cho was very helpful guiding me through the whole process. she even monitored the rates so i can lock in at lowest rate possible. who does that? being busy with work and kids, i really appreciated her being on my side. i can't recommend her enough! read more

I dreaded and was not looking forward to the challenging and convoluted experience of getting a new home loan. All that was before we started working with Jennifer Cho and her team. She was delightful and maintained a super positive attitude and was friendly on every interaction. With her consummate professionalism, industry knowledge, team spirit and deep experience she personally got our loan across the finish line, not once, but twice!!! We had to cancel on an escrow after having gone completely through the underwriting and approval process. She worked as tenaciously on the second loan and was able to deliver funding withing 21 days. Simply incredible!!! For us, the next time we need another loan, the choice is simple...we're calling Jennifer Cho!!! read more

Just finished a Re-fi with Jennifer and it went GREAT!!! I gave my old lender the first shot, but they came back with a higher rate to start with, then I got Jennifer and she got a better rate and finished before my old lender with the completed loan. Absotutely, unimaginable that she had no history with us and got the loan done before my old lender of almost 10 years of history with us and a 2 week head start couldn't. Yeah, I had to pay for 2 appraisals, but it is made up in less than a year due the rate difference!!! ALL GOOD!!! read more

We worked with Jennifer on the purchase of our primary home and sought her out again for the purchase of a second home. Jennifer makes the whole process less stressful for the buyer. We were able to close exactly 30 days from the start of the application process...that's right, WOW! She got us a great interest rate, fair closing costs and kept us abreast on status of our loan application throughout. If you want to make the home buying process less stressful, choose Jennifer and team! You won't be disappointed. read more

A close friend recommended Mortgage Capital Associates, but the loan officer they had worked with was no longer at MCA, so I opted for the random loan officer assignment for my first home loan. I was assigned Jennifer, and that turned out to have been a great stroke of luck. Jennifer was a pleasure to work with. She worked very quickly and always promptly called or emailed me back to answer my questions. She, the house and I are based in three different cities, and we worked remotely without issues. I've heard of closings being delayed due to slowdowns in the loan process, but she quickly gained my trust with her efficiency, and we closed on time. read more

I worked with Jennifer on the refinance of my home and she was able to get me a great rate and made the process pretty smooth. She was very responsive during the entire process and was quick to respond to emails, phone calls, and texts. Jennifer is very helpful and knowledgeable on the loan process! read more

Jennifer and her colleagues made my second home purchase an easy and painless experience. They were quick and made the process go very smoothly. Jennifer even called to tell me the interest rates had dropped so we could lock them in ! I highly recommend Jennifer if you are in the market for a home loan. read more

Jennifer was readily available when I needed to speak with her. I find it VERY important to be able to call my mortgage agent to get questions answered quickly. Jennifer provided that. She was very honest, blunt and concise. I recommend her 100%. read more

We had a fantastic experience with Jennifer. Purchasing your first house is a daunting experience. Jennifer is very knowledgeable and was always available when we had a question... and we had a lot of them. I highly recommend using Jennifer. read more

Jennifer Cho is a wonderful Mortgage Broker! I am a Real Estate Agent and met Jennifer when my client was working with her. It was such a pleasure working with Jennifer to fund my client's home purchase. She was always very responsive and a huge help to the buyer and myself. I now recommend Jennifer to all of my clients because she's the best and I trust her to help my clients! If you want a reliable broker that will work with you to help you finance your dream home, contact Jennifer Cho at Mortgage Capital Associates! read more

Just completed another loan transaction with Jenn. When I have a need for home loan, I don't even need to think twice. I just call her and she'll take it from there. She stands out not just in her thorough knowledge on the home loan business, which many others in the field may possess, but in her comprehensive grasp on where the current economy is heading in view of many crucial market indicators such as bond, mtg, unemployment rates, and even some political events affecting the financial market. I love her professionalism and her candor. She's the best! read more

My first ever Yelp review goes to Jennifer. I'd like to tell potential mortgage seekers that it is a great pleasure working with her and her colleagues to complete my mortgage application. It is not easy to navigate this process remotely as my agent, the title agent, and myself being in a different state (PA) with Jennifer (CA) but Jennifer's thorough and considerate style helps us with this complex task. A more important reason for my recommendation is her responsiveness. You couldn't get more frustrated if the loan officer you work with is not replying quickly to your worries and needs. Jennifer is there whenever I needed her and very considerate regardless of whether it is early in the day or late at night. I can not ask for more. I recommend her service. For those who are not sure about a remote loan service provider, my experience would be an example for the positive one you'd expect. read more

I am an Real Estate Agent and I must tell you that finding a lender is a critical part for a home buyer. Your lender can make or break your home buying experience! I've had the privilege of working with Jennifer Cho on several transactions and I would choose to work with her over any other lender if I can help it! She really knows her stuff and was on top of the loan process from beginning to the end... My buyers were ecstatic that I recommended Jennifer as their lender and my team was so pleased that the escrow went so smoothly! I will recommend Jennifer to anyone who is looking for a lender they can trust to do the right thing! :) read more

Jennifer was amazing to work with when we recently purchased our home. She was available at any time, even after hours and on weekends, to answer questions and responded promptly. She also was proactive in reaching out and updating us along the way without us having to initiate calls or questions. There were many times she also went to bat on our behalf for instance, having fees removed that she didn't feel were warranted, working closely with the lender to dispute any conditions that did not seem relevant, and assisting us with locking in our rate before it increased based on her knowledge of the market. The rate did increase later the same day we locked it and we would have not benefited from the lower rate without her. I highly recommend Jennifer as she made what can be a complicated and stressful process much smoother than it could have been with anyone else. She is a true partner throughout the entire process. read more

Buying and Selling Real Estate in the Los Angeles area can be tough with a market that is ever changing. One key part of a Real Estate Transaction is your Lender and especially your Loan Officer. As a matter of fact I believe you need to secure a trustworthy, experienced Loan Officer before you find an Agent, like me (yes, I'm a Real Estate Agent in SoCal). I have worked with Jennifer Cho and can tell you that she's incredible and also has her CA Real Estate License, so knows all sides of a Transaction. She is ALWAYS near her phone to answer questions and help a Transaction along. I sometimes wonder if she sleeps.. Agents truly need to be 24/7 but not all Loan Officers feel that way. Jennifer does. I would recommend her to anyone, anywhere and at anytime!!!! read more

Jennifer and her colleagues worked creatively and relentlessly to help us refinance our high-interest home mortgage. We can now afford to enjoy life with a little extra "breathing space." Jennifer was available, responsive, and proactive. The stringent underwriting demands of refinancing were daunting to me and created much anxiety, but Jennifer persisted through the process and kept me from giving up. Thank you for believing in us! read more