Joshua Henry and Kristin Neighbors Our Family of 5 was put in a unique situation. We lived at the property for 5 years prior to the purchase. The sellers ultimately gave us first shot at the purchase and we had ~30-40 days to make it happen. We were not prepared to purchase and my credit score reflected that. My bank said there is no chance and to come back in 6 months. By chance we found Caliber Homes, more importantly we found Joshua. Our initial visit Joshua educated my on how to leverage the credit I had, and with his guidance I was able to bring my score up 100 points. Joshua went above and beyond throughout the entire process. The sellers nor us had a realtor involved, which was a little overwhelming. But just like the loan process Joshua helped me navigate my options, he ensured communication and deadlines were met. Kristin and Joshua's communication was more than stellar and they truly made this process feel like a breeze and essentially made it as stress free as possible. I am beyond thankful and truly feel like I've made friends for life. I had a five year plan and those two shaved about 4 years and 6 months off of it. I would highly recommend Joshua Henry at Caliber Homes. read more

My wife and I were put in an uncomfortable position when we found out our landlord was selling our duplex. We didn't want to move and our landlord was open to selling directly to us. We needed answers about buying our first home, mainly if it was even feasible. The first lender we sat down flat out told us what we were trying to do wasn't possible, and we left feeling defeated and hopeless. The second lender we sat down with Josh Henry. From the minute we sat down, we felt like Josh was fighting for us and really trying to help us find the best solution for us. We never felt pressured or like we weren't worth his time. He gave us our options straight, then let us walk away to think about it. This made making our decision an easier one. We made an offer to our landlord/seller, and he accepted. Josh cheered us on the entire time, calling with weekly updates throughout the process. His team was incredibly helpful, answering questions as needed. Josh even joined us when we signed for closing. I can't say nearly enough positive things about him and his team. read more

I first started out in the Bellingham, WA office with Casey Porter. I had met him during the First Time Home Buyers class hosted by my Real Estate Broker Jan Ellingson with the Ellingson Home Group/Keller Williams in Mt Vernon. After I switched gears to a different home buyers program, Casey recommended me to his colleague Josh Henry who worked with the other program. I felt both of them really listened to my concerns, wants and needs; never pushing me into something I wasn't comfortable with. Counseling by both of them on how to improve my credit score and give myself the best experience in the home buying process proved invaluable. When at the last minute, we found there was an obstacle with the loan program chosen, Josh worked to get everything switched over quickly and still made our closing date. I really appreciate the hard work and dedication Casey, Josh and Josh's assistant Kristen have done for me. If I ever decide to purchase another home there is no doubt who I will reach out to. read more

"I felt very supported in my first home purchase! During this competitive market I felt I was prepared by Josh how to move toward a quick closing. Each member of my team did their part in doing just that, by working hard toward that goal, and successfully meeting it! I felt successful too, by doing my best in understanding all that I was signing. And the best part was my team went above and beyond in making sure all my questions were answered! I feel confident that as I move forward, the support of Josh and his team will enable me to continue making sound financial decisions, and reap the benefits of being a homeowner. I am deeply grateful to be working with such a great team!" read more

I was recommended to a different bank entirely, and they just refused to even consider the property I was looking at. I emailed Joshua and he said he thought he could make something work. I went to see him that day, and he informed me of many different options and things to consider, and as a first time buyer, I needed the advice. He was very helpful before the appraisal, he even worked for me on the weekend to make sure everything was up to requirements. He made sure all the paperwork was in order, helped me with home insurance, and several times offered advise that was bad for his end of the deal but good for me. I highly recommend Joshua to anyone needing a home loan. read more

Josh and his team, including Carissa, were able to make something I thought was impossible, a reality for me. They were quick to respond to any message, they knew exactly what they were doing the whole time, and they worked well with my agents and other parties to make my purchase come together. I can't imagine any other person besides Josh who could have turned my dream into this reality. I'll be recommending Movement to everyone I meet. And the icing on the cake, they donate a lot of their earnings to great causes around the world, so they're not just helping me, they're helping those who really need it. Thank you so much Josh, and your whole awesome team. read more

We first met Joshua Henry at the New Home Buyer's Seminar and were impressed with his knowledge of the loan industry. In fact, he is rated #3 in the state. Joshua made the loan process stress-free. When we initially met with him he told us exactly what we needed to do to raise our credit scores. In a short time, our credit score improved 118 points. He worked closely with our agent, crunching numbers on homes we were interested in. Because of his advice and guidance, we were able to close in 30 days. This speaks volumes in his expertise. We highly recommend Joshua Henry to anyone who is looking to secure a home loan. read more

Very happy working with Joshua. As a first time home buyer, he helped explain very thoroughly the process of closing. Compared to the other banks I had been considering, we were able to strategize well to get approved for a higher value home, and keep monthly payments within my comfort level. Throughout the closing process, he was very intentional of responding to any questions/concerns I had immediately. He helped the process of buying a home feel less daunting than I expected it to be. Would love to work with Joshua again and would recommend to other new home buyers. read more

Joshua Henry was referred to my husband and me by five others at my workplace. We had gone to one lender previously for a meeting and was horribly disappointed. We met with Josh the next day and it was a breath of fresh air. He was willing to educate us on the different loans we qualified for and even walked us all the way through to escrow. He knew how nervous we were and even met us when we signed closing paperwork for support. I cannot rave more about Joshua Henry and would HIGHLY recommend him as your next Lending rep. J Campbell read more

The thoroughness of explanation to our questions and to documents we didn't understand was ultimately what makes Joshua and his team extraordinary. Kyle is amazing communicating with his clients! We never felt neglected and he would call us right away to give us the status of our loan. Clarissa collected all the information/documentation needed to the loan and will communicate with us on updates. Overall, we will definitely refer Joshua and his team to everyone we know. Thank you for helping us with our dream home! read more

Joshua Henry was absolutely amazing in helping us understand what it takes to buy a home, increase our credit score, and get the best experience out of buying a home. He was super friendly, relatable and genuine. He helped make the entire process less intimidating. We loved working with him and he really catered to our needs as first time home buyers looking out for our best interests and ensuring that we find the home that is within our budget that we also love! Ask for Josh Henry when you go to Caliber! read more

This is the second home Joshua has helped us to buy. We checked out 4 other banks before going with Caliber and Joshua. He is super creative and was able to listen to our specific needs and hurdles and make an amazing game plan with a back up plan. He was patient and available to talk us though any tricky parts or just hold our hand through the craziness of buying a home during a pandemic. His team is an well oiled machine that cared about us as real people. Thanks Joshua. read more

Joshua Henry was so welcoming and really eased the stress of the home-buying process. He always took the time to explain things to us, and was patient with us every time, checking in often to see how we were doing. He made sure we were aware of next steps, and took the mystery out of the whole loan process. Joshua really cares about people, not just about making a sale - which is evident in the thoughtful way he communicates. I will be recommending him to everyone! read more

Josh and his team were absolutely OUTSTANDING! As a first time home buyer, I had no previous knowledge of the lending process and Josh helped me understand what was happening every step of the way. Josh and his team were easy to get ahold of and communicate with. Josh simply went above and beyond to ensure that I knew what to expect from the process and to guide me through every step. I would 110% recommend Josh, his team, and Caliber Home Loans! read more

We recently worked with Joshua Henry to purchase our first home. We knew very little about the process goin in to it. Joshua was very helpful in educating us along the way and worked with us to get us in a better spot for our purchase. He was available for questions but also took time to educate us so we did not feel lost along the way. By the end, I felt like we understood exactly what was going on. We would recommend him 100%! read more

This is my third home purchase I have done with Joshua and I cannot say enough about how supportive, kind, patient, and professional Joshua and his team are. Regardless of your situation or you level of knowledge about the process, Joshua makes everyone feel at ease and involved. If you are looking for a friendly, non biased, and supportive lender, then look no further. Also, Josh is spooky good at writing upside down. read more

Joshua's expertise in the home buying process, home mortgage options, and home ownership was incredibly helpful for Landan and I since this was our first time buying a home. We learned a huge amount thanks to Joshua and trust he'll continue to be an excellent resource in the future. He's enthusiastic, professional, and worked hard to meet our specific needs and help us secure a sustainable and realistic mortgage option. read more

Took Joshua's class for first time homebuyers and learned so much about the in's and out's of buying a home. Joshua was extremely informative but made the class fun and interactive. He took his time to cover what was important to each of the people in the class and didn't leave any questions unanswered. Would 100% recommend working with Joshua and talking the class to anyone looking to buy a home read more

We've gone to Josh for two home loans because he's impressed us with his incredible knowledge and ability to find creative solutions and provide multiple options. In addition to being an utmost professional in his craft, Josh is also one of the most genuinely friendly people we've met! I give him my highest recommendation without reservation! read more