I wanted to say thank you Kelly for the help you gave my Mom and I on her refinance. It was super easy and everything worked out perfectly and QUICK. Even through the holidays! She was kind of stuck in limbo with her situation before I called you. Now she has some cash in the bank, one monthly payment with everything included, and you even saved her money. And as a long time retiree on a fixed income, that is HUGE. Add to it, she has the Cornerstone app on her tablet and bank account linked and she's all set to make her first payment! Easy Peasy! You are the greatest and I appreciate all the umpteen times you have handled things for me in the past with my own mortgage. You and the entire team are truly a pleasure to deal with, and I can't recommend you enough. read more

Kelly and her team (Dawn is amazing) helped us secure our home in San Diego. This is the second time we have worked with Kelly and there's just no one else we would choose to work with than the Kelly Marsh team. Kelly was ALWAYS available and answered every question we had. Her advice and wise counsel helped us finance our new home in Oceanside, CA. Thank you Kelly for your patience, your availability, and also to your wonderfully kind team! We couldn't have done it without you!! read more

Kelly Marsh and her team are just awesome! I have done a number of loans and refinances with Kelly and I always know she gets the job done and looks out for the best rate and strategy based on the deal. Thank you again Kelly and Team! read more

Today marks the second time I've had help from Kelly Marsh and the team from Cornerstone. I went to them the first time to find out how much I could realistically manage to buy my first home. Kelly really listened to what I was looking for and gave me information on all my options. When I found a home that was a stretch for me, they helped work through all the numbers and made it work! This time a refi. They reached out when interest rates went down significantly and helped me knock down the rates I was paying. I never would have thought about it otherwise. Overall, I felt like they listened, worked in my best interest, and were professional and prompt in handling my loans. What else would you need? read more

Thanks to our excellent experience with Kelly Marsh and her team in 2015, we started our residence refinance process in January 2021 with complete confidence and expecting successful completion, and that's exactly what happened - Kelly and her colleagues guided us through many steps of a successful refinance of our jumbo loan, skillfully managing economic complications of 2020 and the challenge of our self-employed status. All communication was clear and an enormous amount of patience was given as we navigated our complex situation together. We appreciate you! read more

We have been seeking Corner Stone Home Lending guidance for number of years now. We always go to Kelly and the Team for our finances. The knowledge and supportiveness of Kelly's Team is outstanding! We would like to congratulate Kelly and her team for providing such a distinguished home lending services for this area. Thank you very much, and all the best! read more

Kelly Marsh and her team made buying a home less stressful! The whole team was always available for questions and provided the best support. Thanks to the Cornerstone team, now my son, dogs and I have a beautiful place to call home! read more

Kudos to the entire Cornerstone team on their exceptional level of service, communication, and effort while helping us secure financing for our new home. Throughout the process they laid out clear expectations for each step as well as provided constant updates. I also really liked their online portal which added an unexpected layer of convenience to our experience. I would highly recommend Kelly and her team for all of our mortgage needs. read more

Thanks for Kelly and her team, I was able to refinance my investment property. As a self-employed person, it was hard to find a company that would work with me. Kelly and her team were super creative and responsive. They left no stone unturned, and we secured a much better loan for me. read more

The home loan process can be daunting and confusing, but Kelly and the Cornerstone team were there to answer every question and concern each step of the way. They are able to understand complex income structures while providing the most competitive rate and terms in the industry. Kelly and her team are best in class! read more

I would like to thank Kelly Marsh and her wonderful team members for helping my family and I with our recent home finance. As a self-employed borrower, the application and qualification process can be a little more daunting, but they helped me throughout the process and answered all my questions. I want to give a special thanks and express appreciation to Senior Loan Processors Angelica C., and Cassie B., who worked with me every step of the way. These ladies are true professionals who go out of their way to ensure their clients are happy and informed throughout the processing of the loan. I would not hesitate to recommend them to family and friends. read more

We just finished refinancing my condo! The rates went down, I contacted Kelly to see if I should refinance, batabing, she locked me in at the perfect time. Her team are amazing! Even during these horrible Covid-19 times, I was well taken care of. I highly recommend this awesome team to everyone. read more

Everyone at Cornerstone Home Lending was awesome through out the application and escrow process. I first reached out to Kelly with questions about our situation and she kindly provided information right away. Her team made the process very simple and worry free. Our loan process was ahead of schedule and closed escrow right on time. Thank you Kelly and team! read more

THE BEST! Kelly Marsh & the entire Cornerstone Home Lending team are top of the line! If you're looking for a trustworthy, transparent, receptive, knowledgeable, honest, & patient lending team.. you've found them! We sold our condo to purchase our first house. Navigating the ordeal was complicated, we had so many questions along the way. Kelly replied promptly to emails and jumped on conference calls whenever needed. We felt well taken care of. We could not have done it without her expertise & the teams diligence. Kelly Marsh & the Cornerstone Home Lending team are our forever-lending team. We would recommend them to anyone! read more

Kelly, Bonnie, and Heather at Cornerstone gave me the BEST service during my recent home purchase. They are professional, responsive, highly knowledgeable, and hard working. They always had my best interest in mind, and guided me through the process with expertise and patience. They treated me with respect and answered each question clearly and quickly. I cannot recommend Kelly and her team highly enough! read more

In the last six years, my wife and I have had two great experiences financing home purchases with Kelly and her team. Throughout the process, the team was extremely communicative and efficient, offering clear explanations of all the complexities that come acquiring a home loan while self-employed. I would highly recommend them to anyone. read more

Kelly made it so easy - the entire team was great would highly recommend Cornerstone to anyone seeking a refinance

Kelly Marsh & team at Cornerstone will make your dream of becoming a homeowner a reality. Kelly & crew didn't drop the ball one time during the process ! Call Kelly Marsh TODAY" for all your lending needs. read more

Kelly and Simika and the entire cornerstone team were incredible during our escrow. They were on it with everything and extremely thoughtful and patient with us and explained everything thoroughly. We recommend them wholeheartedly to everyone. They made the experience a joy. Thank you! read more

Kelly Marsh and her team did a fantastic job helping us with our refinancing! We couldn't be happier. Kelly and her team were exceptionally responsive. They responded promptly to our calls and emails, and they kept the process moving quickly and smoothly. Kelly and her team were very professional throughout the entire process, and, even though we never saw anyone face-to-face because of COVID, it felt like we established great rapport with Kelly and her team. Prior to working with Kelly and her team, we had attempted to refinance our home through a local bank. It was a horrible experience that dragged on for months and ultimately fell through. We were absolutely delighted to find Kelly and her team because they got things done, and they got them done right. It was a night and day difference. We highly recommend Kelly and her team! read more

I've now had the pleasure of working with Kelly and her team on 2 loans. Her process is streamlined, efficient, and her team is available, knowledgable, and always cheerful. I would recommend them to anyone, anytime. Thank you, Cornerstone!!! read more

First and foremost, Kelly Marsh and her Team are amazing! Our loan story was not simple because we are both self employed. We did not qualify the first time around but Kelly told us what we needed to work on. A year later, when we came back to Kelly to apply for a loan, we got our loan. Thank you Kelly. We truly appreciate you and your teams patience and expertise! read more

Kelly Marsh and her team at Cornerstone just helped me close on a condo! Kelly is knowledgeable, efficient, and thorough. She always answered my questions quickly and went out of her way to make the lending process smooth. I felt like I was in great hands from the first contact to the day escrow closed. I wholeheartedly recommend Cornerstone! read more

This was my 4th time working with Kelly Marsh and just like ALL of the other experiences; things went smoothly and quickly. Kelly (and her staff) were always responsive and ready to explain anything I asked about. Would go nowhere else for mortgage help! Terrific. read more

Omg!! I tried working with another lender who did not work out so I contacted Kelly Marsh based on her yelp reviews. So glad I did she and her staff were on top of the paperwork and communicated via email efficiently and managed to close escrow in 30 days!!! Totally recommend them she worked different scenarios for me and help me get what I wanted. read more

Kelly and her team were a pleasure to work with. They handled our VA loan with expertise and helped us close early.

Kelly Marsh and her team did our mortgage last year and they were amazing to work with! I've bought/sold many properties over the years (7-8) and Kelly's team was by far the best-attentive, proactive, friendly, smart, organized, professional, stayed in touch with us every step of the way, Chelsea & Sheila patiently answered my questions via phone & email no matter how often I reached out. And if that wasn't enough....a few weeks ago Kelly emailed me to let me know that interest rates had dropped since our loan was finalized last year and she could do better for us now. In all my years I have never had a broker reach out proactively like this and I was BLOWN AWAY!!! Love working with Kelly and her team....will be doing all our mortgage needs with them in the future and I recommend them with the absolute highest conviction!!! Victoria Brown read more

We just closed on Friday and Kelly and her crew were amazing! From Kelly to Chelsea to Shiela to girls at the front, they were all so helpful and guided us through the process step by step. They were easy to get in touch with, they explained everything and answered the hundreds of questions we had. Everyone we came in contact with were professional and so friendly. This wasn't the first time buying a house and wow what a difference they made. Would absolutely use them or recommend them to anyone. Thanks to all of you for everything! read more

Kelly and team recently helped us with the financing on our new home and we couldn't be happier! The whole team was very responsive and any time we had a question we got an answer quickly. But most of the time, we didn't have questions because they proactively contacted us and led us unscathed through the very complicated process of home buying. They are absolute pros! Also, we checked their rates against other companies in and out of town and found Kelly's were the best! We would certainly use Kelly and team again in a heartbeat! Thanks Kelly! read more

Kelly Marsh and her team have been very helpful during our first experience with re-financing our home--answering lots of question/emails and offering solid and trustworthy advice. She and her team live up to the recommendation offered by my family members who've also had fantastic experiences! read more

We decided to take advantage of the low rates and refinance our home during the beginning of the Covid-19 situation. We knew Kelly and her team were amazing because we had used them two years ago when we purchased the house. We had been told by our business banker we could refinance, but would not be able to get a cash out refinance due to several factors but Kelly made it happen, and so easily. They are super easy to communicate with, made everything practically effortless . If I could give them 10 stars I would!! read more

First and foremost Kelly's rates are by far the most competitive. Large or small banks, Kelly's beat them all. Secondly her customer service and communication is exceptionally, precise and prompt. Lastly, her online infrastructure is incredibly productive and quick. Thank you Kelly and team for helping us with the 8th loan over the last 15 years! read more

We have used Kelly Marsh and her amazing team for three loans over the years and where extremely satisfied each time. In a nutshell, Kelly and her team are efficient, knowledgable, personable and prompt. The communication and updates throughout the process kept us from feeling overwhelmed and well informed making each experience seamless . Even after close of escrow, they continue to check in and have been available for anything we need. I highly recommend them if one is in need of their services. read more

Kelly and her team of experts are exceptional and we are so grateful for their services. They helped us purchase our first home and refinance two times! We definitely recommend Kelly Marsh and Cornerstone Home Lending in Santa Barbara, CA. read more

Kelly Marsh and the girls at Broadview Mortgage were incredibly influential in helping my husband and I purchase our first home. We actually had another mortgage broker turn us down and refuse to work with us, saying we could not get a loan. That was obviously not the case because Kelly was able to ask for all the right information and not only got us a loan when we thought we couldn't get one but also got us a great interest rate! She made the process go so much more smoothly. I would definitely recommend her to all my friends and family and will use her in the future if we decide to purchase another home with a loan. read more

My second loan with Kelly and her team in 3 years. She always goes the extra mile to get the best rate, to facilitate information flow, to maximize and expedite the qualification process, and to explain things in plain English! She never seems annoyed with calls about things she may already have explained. Feels like she's my friend! Thanks Kelly and I hope you occasionally get to see some of the real estate fruit of your labors! Kudos! read more

Kelly and her amazing team helped my wife and I recently refinance our house. They communicated with us through every step of the process, presented us with multi-options and always answered any questions we had with professionalism and financial insight. For purchasing a house or refinancing I know Kelly and her team are simply the best and we feel very fortunate to have found them! read more

Update- Kelly just helped me refinance my house and spent a lot of extra time with me going over options, rates, and details. This is my third time using this business, as I did with my previous 2 home mortgages. Cannot say enough WONDERFUL things about Kelly and her team. I plan to use her as my mortgage broker the rest of my life, no matter where I live, because we did the whole thing remotely via email and phone. Kelly is an amazing human and her team makes the process easy. read more

my experience with Kelly Marsh and team at Broadview was so out-of-the-box with my other mortgage experiences. Really available, positive, problem-solving attitude, that folks handling home loans should provide. My past work with such mortgage greats as Countrywide, Wells Fargo, and Quicken cannot touch the caring service that Kelly provides. It was about as stress-free an experience as i have ever had with a mortgage or refi loan, plus it stays local right here in Santa Barbara. I cannot recommend them enough! read more

Kelly Marsh at Cornerstone lending is the best. She has helped us multiple times from when we first bought our house to refinancing. She is very knowledgeable and provides you with your different options. Her staff is also very nice and helpful. If your in need of a lender I highly suggest Kelly Marsh and her awesome team. read more