Talked to Eric Olsen on the phone. He was very helpful, direct and honest. As it turns out, the…read morerates they can access don't make a refi worth it for me yet, but I will certainly contact them again should rates drop further!

Just finished my 3rd refinance with Vertex. Worked each time with Kevin Sadowski and could not be…read moremore pleased with the professionalism, follow-through and customer service focus. Kevin ensures an A-Z excellent experience and is always readily available to answer questions and provide sound advice. Also, Paul Becker who takes over as Loan Processor is amazing to work with. He patiently put up with my needing to "over cross" the Ts and dot the Is. Highly Recommend Vertex - and especially these two professionals.

He did a great job with a loan for one my insurance clients, I would highly recommend him…read more Great to talk to, personable and highly motivated to help people!

From the owner: Mortgage Lending, Refinancing, First time Home Buyers, FHA Loans, Jumbo loans, Realtor Networking,…read moreConstruction Loans, Reverse Mortgages,

Josh did an amazing job with my client! He really worked hard at making sure this deal could get to…read morethe closing table but always did what was best for the client! Will definitely be using him again

From the owner: Let's be realistic here. Planning a home purchase is very time consuming and stressful if you don't…read moreget sound advice and direction from people and resources that are experts. Finding the home and searching for your dream home is way more enjoyable than shopping for your loan. Seeing the homes is fun and exciting. But, most of the time, when it comes to finding a loan, it's built on uncertainty, fear, and confusion. Which, in the end, makes everyone want to avoid planning their future financials.

Michael help us with refinancing of our home and it was a walkt hrough the park. He was on top of…read morethings and found the company that was perfect for us. Whenever I had a question he would explain everything and made sure that we understood. If you want worry free refinancing call Michael and you.wont be disappointed.

There are not enough words to express how thankful I am to find Ease Lending & the Steller Lending…read moreteam. They truly know how to work magic in lending world, and I could not recommend them enough. Being a first time home buyer, this process definitely wasn't easy to figure out but this group completely changed my mind and made me so comfortable and knowledgeable throughout everything. Originally I was working with a different broker, who wasn't able to get me a loan because of HOA issues. This team came to my rescue and worked day and night to secure me a loan and get me into my dream starter home. Not only were they able to secure the loan, they did it in what seemed like record breaking speed and at a lower interest rate! They received my information on 6/29 and we closed on the home by 7/6. I was shocked and so grateful. They really took the time to listen to my situation, hear all my concerns, walked me through every step of the process to make sure I knew what was happening and was comfortable moving forward, and continued to stay in touch after the papers were signed. They gave me unbiased information so I could confidently make the best decisions, and were available anytime I had more questions. Even though I knew this was a smaller loan amount in the grand scheme of home buying, they never made me feel like I didn't matter or wasn't important to them. You could tell they knew what they were doing, and truly had the best interest of their clients in mind. I absolutely plan on working with this team again in the future, and would recommend to everyone I know to do the same!

Better than great -- FABULOUS! Michelle and Tim Oddo are well-versed in all areas of real estate…read more They take all the time needed to make sure we understand all the facets of our loan or refinance. We have used them almost half a dozen times and NEVER had a glitch or issue. They go more than the extra mile with us and we appreciate their thoroughness.

Michelle and team were professional, responsive and knowledgeable. This was the fastest and…read moresmoothest loan approval and funding process ever! And the rate was super competitive. I highly recommend them.

Jimmy helped my wife and I finance our first home. I can't express how helpful and professional he…read morewas in helping us with our loan. Jimmy went the extra mile to explain to us how everything worked and even got us an incredible rate. I've heard horror stories about trying to use a VA loan to purchase a home, let alone in a crazy market like Denver. Jimmy streamlined the process and made the home purchasing experience enjoyable. He came highly recommended from a friend, and I want to pass his high praises on to anyone looking for a home loan. Thanks Jimmy!

We were already in process with another lender and needed to close fast. I was referred to this…read morecompany and and we closed in a of weeks. Really pleased using this company for my loan

From the owner: Are You In The Home Buying Process? We Offer Customized Colorado Home Loans To Fit Your Needs with…read moreThe Best Rates, Low Costs & Quick Closings. Give Us A Call Today! Our Clients Can Count On Expert Advise, High Quality Service And Dependability In Every Interaction With Equity Bay Mortgage, LLC.

Samantha and her team helped me with financing my 2nd vacation home…read more It was not an easy task as the debt to income ratio was less than ideal even though I have some savings. She was able to come up with some options which no other independent mortgage lenders could. I would recommend her service and her firm.

For what it's worth, Samantha Daily, a representative of CMG Financial ran my credit five times in…read morea couple days. I sent Samantha the credit authorization numbers and I explained how her decision to pull my credit five times negatively impacts my credit. I requested that she remove the requests and she flat-out refused. She additionally wrote the following: "I would be shocked to learn that a mortgage company pulling your credit has severely impacted you or cost you thousands of dollars. This happens often with clients who freeze their credit. Credit bureaus expect this and expect you to shop for a mortgage so having a mortgage company pull your credit within a 30 day window should not have negatively impacted you." If you are looking at applying for a mortgage through Samantha, please beware that her behavior can really impact your future.

Rosemary is the definition of a true professional, and I can sing her praise all day. She is…read moreextremely knowledgeable, caring, and helpful; and I am so grateful for all of her guidance. I am a first-time home buyer and she helped put me at ease by being incredibly responsive - even when I would text during off hours or weekends - and keeping me apprised throughout the entire process. Admittedly, I can be hard to satisfy as I hold others (and myself) to high standards; but I can say without a shadow of a doubt that I would take Rosemary and her team any day over the competition. She was clearly the MVP on my all-star team. Simply put, Rosemary takes great pride in her craft which is evident in her knowledge of the industry, and overall work product; and is why she deserves the five star rating and my highest recommendation to anyone looking for the best of the best lenders/loan officers in the business.

From the owner: Rosemary combines passion and excellence when helping customers achieve their goals of home…read moreownership. She is dedicated to helping individuals find the best mortgage options for their unique situations. NOVA® Home Loans | Voshell NMLS 235788 | LMB 100017225 | NMLS 3087 | BK 0902429 | Equal Housing Opportunity | Regulated by the CO Division of Real Estate