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    Legacy Financial Strategies

    1.0 (1 review)
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    Services - Legacy Financial Strategies

    Investment management

    Life insurance

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    6 years ago

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    Legacy Enhancement Trust

    Legacy Enhancement Trust

    (4 reviews)

    BEWARE! This company is RUTHLESS! Whatever monies you have in a "pooled trust" with them won't be…read morepreserved for long! Here's what I went through! My personal injury attorney referred me to 2 SNT companies. I chose LegacyEnhancement.org because Andrea Metcalfe the director was so sweet and convincing over the THREE weeks of calls I had with her before making the final decision to go with her company. I asked every question imaginable. I knew they "invested the pooled money" but I was LED TO BELIEVE that it was in safe investments like high interest savings, CDs and such. I even asked her if the interest on my money would cover my admin fees. She said most likely. Meanwhile, the interest on my funds did cover my quarterly admin fees HOWEVER my account was CHARGED HUGE LOSSES EVERY QUARTER listed as "Market Changes" that equaled $19, 873.00 over 12 months, MORE THAN DOUBLE the amount of Gov Benefits they were protecting for me! When I called, emailed and ended up begging Andrea to call me to help me understand how this happened, I got stonewalled completely. Not one minute of her time was given. I was referred to talk to my Trustee. By that time my anxiety was very high and when I mentioned that unless someone could make this make sense, help me understand how this happened, I was considering dissolving my trust. The trustee's reply had no kindness or compassion but rather took on a very snide tone and said "Well, you'll need a court order to do that." When I emailed Andrea again about her lack of transparency and as to what kind of investments they used the pooled money for, I was referred to go back and review - Article 2 Sec (b) Pooled Investments: The sub-account shall be pooled for investment and management purposes. That's it; the complete paragraph in their Joinder Agreement that defines how they're going manage the money in your Trust. That's their idea of transparency! As a beneficiary you have ZERO allowance or rights to view any accounting of how or what they invested in. For all I know, it's complete fiction, they stole my money and used the "market" as an excuse. Worst financial decision ever. Additionally, last year Yelp had a handful of bad reviews for this institution. Yelp wrote to me stating they were removing my review because it was vague. It was, because I didn't take the time to look up the exact details like I did today. This review is very concise and should not be removed. The fact that the others that were more detailed were removed too leads me to believe that it may be possible to pay to have bad reviews removed on Yelp.

    They are unbelievable! They lie to you. Their staff is rude! They yell at you when you ask…read morequestion. The one in PA is the worst! They just want your money. They don't reimburse your money when you show receipts and then tell you you can't even buy a Father's Day card for your dad! Stay away from them! They are worthless!

    Clearview Federal Credit Union

    Clearview Federal Credit Union

    (2 reviews)

    When we were first customers of Clearview FCU, we were impressed and had nothing but positive…read morethings to say about them. It was reminiscent of working with a small town bank , you weren't just an account number, and every experience whether be in person or virtual was positive. In the past year or two, things have changed and Clearview FCU is another financial institution that has borderline predatory practices. I feel like I am back banking with PNC, which we ultimately left due to many of their practices. We remain customers , with multiple lines of credit / loans , but we truly wish they were the FCU we started with .

    I was w/ Clearview for 33Yrs. I joined them when they were a bank that cared about the employees at…read moreUSAIRways. I decided to stay w/ them after a few mergers as convenient and had a history of over 25 yrs at this point. But the last few years this credit union has gone downhill so bad that i had to close out my account. If you are local in the PA then they might be good for you, as all the new Millennials have taken over. I currently live in CA & they could care less about my history, or time change' to work w/ a bank on the East Coast. Their customer service is horrible, no one ever calls you back. The wait time is an average of 33minutes while you listen to the worse music ever. Then they pass you around and ask questions JUST to get into your account about YOUR money, after punching in your account, & giving your "security" to at least 4 people. Do not expect any work from this bank from 11:30-2:30 as they are at lunch, & forget a Friday afternoon @ 3pm as you'll never get an answer as they have left for the Wknd. Heather in charge of Loans is the worse, didn't approve a loan during the pandemic, because I was off due to the pandemic" by my own choice & had been w/ them for 31 & making more money from state of CA...she couldn't comprehend how that worked. Then you have like the "stephanies, Brians, Adams" ect--who cant be over 30yrs old, in charge of your money & the supervisors in ANY department call you back at THEIR convenience, which can be up to 4 days later! This credit union SUCKS!!! I was hacked 3 times in 1 yr & all they do is freeze your account, no notice & try to refund your money? Possibly?? So unless you live "local" because thats all they care about & want a bank w/ a place to meet people, & possible learn where to go in Coraopolis for Happy Hr, then this is the place for you!!!! Othewise this bank IS the worse, & after 33yrs it felt like a break up & not one person could care less, It was BYE--have a nice day. So i say to ALL the employees at the Coraopolis bank, later you young, ignorant to a big world around you, employees! the worse----You shouldnt be on hold more than 5 minutes in ANY department to find out about YOUR money!!!! the hold time, & customer service is the worse. Do yourself a favor & NEVER join this credit union, they suck now!!! 2022

    Progressive Insurance - SCAMMERS AND THEN SOME... ROCKY MEMORIAL!

    Progressive Insurance

    (927 reviews)

    I personally dislike insurance companies as much as the next person, but Progressive has been quite…read morea relief. Being retired military, I used to do business with the usual choice for the military. For some reason they kept raising my rates--a lot--every year, despite no accidents. I'd call them to try to get my jalopy car off of full coverage (I only wanted it on my valuable car) and they wouldn't let me. All cars "had to have the same coverage level" despite the level of practicality to do so. Which of course added to the rate increases. I used to swear by them, even brag about them, but they wore me down with their new anti-consumer ways along with their excessive condescending attempts to get involved in my personal finances, whether I needed their advice or not. I've had Progressive a couple years now. Rates started much lower than my former carrier and have only gone down further since--and they haven't been bothering me with unwanted advice via email or when I log in. Nobody asked me to write this review, I was just thinking how nice it was to have simple and hassle free car insurance...finally. And to be able to choose my own coverage. I hope they keep doing what they're doing and don't decide to go all control-freakish on me too.

    I used to like Progressive. Their customer service has become terrible. Plus they refuse to…read morecomply with the law. They refused to provide an OEM windshield even though my car is new and aftermarket windshields won't calibrate with my car. They keep demanding I use aftermarket and say it's my problem. California Law says that they have to replace it with OEM when aftermarket doesn't work. Progressive told me they don't care what the law says. My policy says they can use aftermarket replacement parts. They are non-compliant with the law and they don't care. They will care when they get a demand from the Insurance commission.

    Legacy Financial Strategies - investing - Updated August 2026

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