I have been with several insurance companies and have never been treated as well and as welcomed as…read moreI was here. Stephen is the man and will get you whatever you need at the price you need! he works hard to make sure his customers are taken care of and satisfied!

From the owner: Kentucky United Insurance is here for all your insurance needs at very competitive rates and 1st…read moreclass genuine service. Face it, insurance is never so important until you need it. We are here for YOU. Our goal is providing excellent insurance needs to individuals, families, small businesses, large corporations, and anyone in our great state. We intend to offer a product(s) that will help you live life to your fullest, without having to worry about when something happens. We will be there for you, when others may not. We are a locally owned minority veteran business that supports local businesses. We stand with the State of Kentucky and would like to represent ALL of the great Commonwealth. Call or email us today!

I called Shalimar Norris insurance agency and had the pleasure of speaking with Joseph. He went…read more'above and beyond' doing research for me to get me the answers I needed. He even called me back the next day to let me know he had found more information. You don't find that kind of service very often.

From the owner: At Shalimar Norris State Farm we are committed to prioritizing fantastic customer service, honest…read morebusiness practices, and enforce winning actions, and attitudes from team members on a consistent basis in Lexington Kentucky and all KY cities. We will go the extra mile to make sure our State Farm customers are familiar with the products we provide such as Auto's, Homes, and Lives. Being there for you when life happens, and when you need us most is how we measure our success! License #: KY-DOI1047511, OH-1499858, TN-3002460017

The absolute WORST customer service. I had an AVIS car renter hit my vehicle and attempted to…read morenavigate the claim process to get reimbursed for the damage repair through their insurance coverage, managed by Sedgwick. I'm not joking when I say that I tried calling over 15 times over several weeks to my assigned claims manager, her superior, and their coworker to get an update on the claim status without a single response back. Each time you call, there will not be an answer, and the voice message of any person you reach will promise a call back within 24 hours. You will NEVER get a call back. I'd like to specifically mention Mia Tilson and Jade Neal. I never once got any return correspondence from Jade (email or phone) and only got one a very short, defensive correspondence with Mia on the phone, who promised a follow up from Jade. Save yourself a ton of time and hassle and go through your insurance. I ended up giving the Sedgwick claim number to my insurance. While it took a few months, my insurance ended up issuing them a demand, and I was able to get reimbursed. Zero stars.

Update as of 12/30/25. Still no resolution and the last update from Sedgwick was on 12/29/25. The…read moreclaims adjuster let me know the file was still under review. This is the 3rd time I was told that the file was under review and that I would have an answer very soon. This is so frustrating since my condos interior dwelling, contents, and appliances are still damaged. The busy season is right around the corner so I will need to block out around 2-3 weeks to do the repairs so I will lose even more rental income. The property is a beach front condo at NC beach which does a lot of business during all seasons besides winter. I have explained this to Sedgwick many times but they are deliberately delaying this claim. I have given them everything they asked for within 30 days of the claim being filed from the signed contract, photos, excel spreadsheet for all the damages and the cost. I even gave them photos of what the property looked like before the renovations when I first purchased, production photos of the renovation, after the condo was completed and then all of the damages the insured caused to my brand new renovation from cracked tile, damaged contents, loss of rental income, spray paint everywhere and more. The damage list was updated after finding more damages and is now close to $60,000 in loses. I think they are trying to find every way possible not to help me and not pay a penny. It's a general liability claim. The contractor was hired to handle installing custom kitchen cabinets that he ended up painting the cabinets inside my condo (see photos) and had no containment, negative air, or covered anything. He also messed up the custom cabinets that he was hired to installed so I had to have them removed for the 2nd time and hire another contractor to install new cabinets. The insured does not have workmanship coverage so I'm out that money as well. The contractor was deported so I can't even take him to small claims court for the cabinets but I hope Sedgwick does what's right and covers the loss of damages to my condo and property. I will update again once they respond with their determination of coverage. I have been holding off with hiring my attorney which will drag the claim out even more on top of the additional expenses which I doubt Sedgwick would pay for but it may need to happen depending on how much longer they take and if they deny coverage.

We have been customers for years with Worth. They are a family run business and offer excellent…read morecustomer service. We refer them to our Real Estate clients. Their quotes are very reasonable.

My wife and I have been clients for years and our experience with Denny and his team has been…read moregreat. They are quick to respond and really go to bat for their clients/customers. I highly recommend giving them a shot at your business when choosing a hime/auto etc. insurance provider.

From the owner: Contact my Agency to get a Quick,Personalized Insurance Quote Today! A great rate is just a call…read moreor click away. I've lived in Lexington since 1994 and I've been an Allstate agent since 2007 and my number one goal is customer satisfaction. I have 5 grown kids living outside of the house and 5 grand kids, so I do understand the importance of protecting your family

My husband and I recently made the switch to Summit Insurance Group. Stephen Terrell was terrific…read moreto work with during the process, answering all of our questions and providing suggestions for our coverage. He was able to beat out every other company's rates on auto insurance by a considerable amount. Most other companies were $300-$600 more annually than his quote for the same or less coverage. In addition, he got us much better coverage on our home insurance with comparable or cheaper rates than other companies. We also have more peace of mind with the guaranteed replacement cost on the home and the rate lock on the auto insurance. We were quite tired of having to compare rates yearly on the auto insurance to make sure our rates remained fair. We would definitely recommend him to anyone searching for home or auto insurance!

From the owner: Securing Your Tomorrow, Today with Summit Insurance! At Summit Insurance Group, safeguarding your…read morefuture is our top priority, ensuring your legacy shines bright. With the right insurance coverage, peace of mind is guaranteed. We stand with our veterans and local community, offering tailored quotes across Kentucky, Maryland, Ohio, Tennessee, and West Virginia. Experience comprehensive protection wherever you are--we're fully licensed to write policies in five states. Trust Summit Insurance to keep you covered."

This team always does their best to provide great insurance service (either by making the process…read moreeasy, answering/researching my questions, or help with keeping the claims process flowing)! Highly recommend to everyone I know! Plus the office dogs that are in sometimes are super cute!

One star is giving this office too much credit. I have already made a formal complaint but felt I…read moreshould leave one here as well. Judy, their office manager, is the most unprofessional state farm representative I've ever dealt with. I met with Judy on 6/4 about a claim and cancelling my insurance. She let me know that she would refund May's payment and cancel all further transactions on my account so I wouldn't have to pay anything any further. When I walked out of her office, I was under the impression that it was taken care of. Fast forward to June 10th, state farm takes ANOTHER payment out of my account. I call their office and they FINALLY cancel my auto pay and ensure that it wont happen again, and they will refund that amount to me as well. I've called every week since then, even twice a week. Fast forward to today - July 2nd. I call corporate office, they don't have any clue what is going on because nothing has been taken care of or documented. I go in the state farm office, meet with someone else, and have to break down everything to her because THERE ARE NO NOTES IN THE SYSTEM FROM THEIR OFFICE MANAGER. It was entered as a suspension (cant suspend a car unless it is totaled or a few other things that MY CAR IS NOT) -- this agent takes care of my issue after I spent 40 minutes going over everything with her. She says the system is finally correct (a month later) and explained what Judy had done/neglected to do. I scheduled a meeting while I was there for the next day with Stewart Perry & Judy at 9am. Just got a call from Judy, now that I am back at work, saying that she cant make it to the meeting I scheduled for tomorrow. I asked her what is going on, when am I going to get my refund that was owed to me 4 WEEKS AGO - her answer is "No Clue." With no effort to do anything to fix it. I have had NOTHING but issues with this office since March of this year. She blamed this issue on an agent who was not even working there when it happened!!! She was very rude, had a horrible attitude, and kept raising her voice and talking over me. I'm 100% sure that is now how you treat your CUSTOMERS. Especially when you owe your customer money. I will never give this office my business, and I will STRONGLY encourage everyone to go somewhere else or to another agent before you deal with these issues. I've been a state farm customer since I was 16 years old and have never had a single issue until I started with this office at the end of 2018. Still waiting on my money. Probably still will be when you're reading this! BEWARE!!!! Don't chance it. Go somewhere else.

Josh is a very caring individual and he goes out of his way to take care of his clients. I would…read morerecommend Josh and Shelter Insurance for anyone looking for a personalized insurance partner!

From the owner: As a local Agent, I do all I can to go the extra mile for my insured's. I am available for you…read morethroughout the day and the weekend, in the office or by cell phone. I am here to better the industry of insurance and to be by your side.

Great insurance company. I have used them for years. I…read morewill never go there again during rush hour. LOL They are located on the corner of Red Mile Road and Versailles Road and look like an ordinary little house. The traffic was so backed up and crazy there, I didn't think I was ever going to get in or out of there.

Our son is a student at U.K. We live out of state. His car was hit by a drunk driver and totaled…read more Thankfully our son was not in the car at the time. The man who hit our car had Kentucky Farm Bureau Insurance. They were amazing to work with- even long distance. Calls were returned right away, arrangements made quickly and checks mailed promptly. Everyone we talked to was most helpful and courteous. This situation could have been a total nightmare to manage out of state. It wasn't.They were great!

Everyone in this office offers personalized service on every phone call! These days, it is so nice…read moreto have a real person available at all times instead of bots or recordings with choices or being on hold for endless and unknown periods of time. When you call, they already have your information at hand without having to put you on hold to search for your records. In addition, someone ALWAYS calls you back asap with what you need. Very professional but still feels "hometown" which is rare these days. They take the stress out of insurance and are definitely on the side of their clients. Highly recommend!! Julie M.

Julia was great to work with. I called to acquire an insurance declaration. Julia had it to me in…read moreminutes. very professional, polite and efficient.