I've been with Liberty Mutual Insurance company for approximately 12 years. I had actually switched from Geico to Liberty Mutual because Liberty Mutual gave me a group discount. After about a year, when it was time to renew my insurance, Liberty Mutual went up on my insurance. I decided to stay with them because I do not like to switch back and forth to insurance companies. Each year, my insurance rate increased. During the recession, I became unemployed but continued to make my payments. Sometimes I was late (no more than two weeks late). Then they reported me at least two times that year to the state of North Carolina Insurance for "lapse of coverage" when I did not even lapse my auto insurance. My insurance was never canceled. However, I did have late payments. I never got into any accidents, never had to file a claim. Never had my insurance policy canceled.
This is annoying to get a letter from the state stating that my insurance has lapsed when I know it did not (and also detailed in the letter it was "Liberty Mutual that reported that I did not have car insurance" when in fact, I still had active insurance with LIBERTY MUTUAL. Also, If I did not get this straightened out, I would face penalties from the state as well as not being able to drive due to "lapse of insurance". I had to contact Liberty Mutual to get them to send a special form to the state of North Carolina to report that I actually did have insurance and that my insurance NEVER LAPSED.
This was very annoying and very hurtful that a company that I had been with for so long would do this and cause inconvenience to me by making a false report to the state of North Carolina. I would say that over the years that they did this at least FIVE times. Most recently, a month after I renewed my policy with them, I noticed that my insurance rate had increased yet again. And I received a letter from the state of North Carolina stating that I had "lapsed coverage" again. This time, I was so upset that I finally decided that I was going to cancel my insurance. And don't you know, when I did cancel my insurance they charged me over $200 to cancel my insurance with them. I emailed a letter to customer service and contacted customer service and reached this office here at 7401 Carmel Executive Park (my local office) and they were absolutely rude once they found out that I wanted to cancel my insurance and did nothing to try to make things right with me.
I would think that loyalty would mean something to a company. After being a customer for so long. I definitely feel that I was not valued as a customer. I should not have continued to do business with them for as long as I did. THE CUSTOMER SERVICE IS NOT GOOD, and the company does not value a loyal customer. I WILL NEVER DO BUSINESS WITH LIBERTY MUTUAL EVER AGAIN. AND I WOULD NOT RECOMMEND ANYONE DOING BUSINESS WITH LIBERTY MUTUAL. Those commercials you see on television for Liberty Mutual are misleading. Their rates are not competitive. They go up on their rates. You will end up paying high premiums. They do not value good loyal customers. Do not trust this company. And the local office sucks! read more