Please read my original review first UPDATE: I just…read morecompleted refinancing my first reverse mortgage through Access. If you are even remotely considering refinancing, please contact Mac Tennatt. He will give you an accurate analysis of whether it would be to your benefit. The process was even easier and had lower settlement costs than my original reverse mortgage with them. With Access, you will get the highest loan amount with the lowest settlement costs and close much faster than with the national reverse mortgage companies. I'm so grateful I found Access.

This is the second time I have worked with Access Reverse Mortgage. Everyone is professional,…read morecourteous and above all very knowledgeable and responsive. They are one on the best organization I have ever worked with to complete a complex transaction.

Do not work with this company if you are REFINANCING a mortgage. Especially, if Kim Evans is your…read more"processor." She will lie and obfuscate! After constantly hounding me as a Retired Veteran to do so, I conceded and specifically stated that i did not want to go back to 30 yr loan, and that I wanted a 20 yr. She stated to me over and over that that was what I was going to receive. I noticed later that I had missed the fine print, as I was going through the Amortization schedule, and I became "livid." The owner, Mark is a very nice gentleman but I am very upset. After further investigation. He explained to me in a email, what transpired but it did not settle my mind or my circumstance, because again, the conversations I had with Kim were for a 20 yr loan.

I am a semi-experienced home buyer (in other words, I have no clue but I pretend to know what I'm…read moredoing when it comes to loans, mortgages, APR, etc. etc.). Integrity Financial Services was highly recommended by my realtor. From the time I first contacted their team, I found them to be extremely friendly, responsive and helpful. They took the time to explain things in a way no other lender ever has, and they were able to show just how competitive their rates are and how good their service is. Remember when I said I have no clue what I'm doing? Well I had an independent third-party go through everything Integrity Financial Services did and they confirmed that not only did they explain everything correctly and accurately but that their rates were the best they had seen in a while. Thank you!

Bill Baralt was our loan originator and I could not recommend anyone more highly! He was EXTREMELY…read moreknowledgeable and always responded quickly to every question we had! We ran into several snags along the way with pest inspections and appraisals but Bill was on top of everything to make sure our loan went through. We had a VA loan too, and Bill was very knowledgeable in everything we would need so things would go off without a hitch! He even came to the final closing to make sure he was there to finish the deal. We couldn't be happier in our new home and we are so thankful for all Bill did to help us get here!

From the owner: "For more than 60 years, it has been our mission to fund the dream of homeownership by delivering…read moreexcellence in home loans to every client."

Zero stars is more appropriate. This is the worst Mortgage broker in Florida. Despite numerous…read moreinquiries to ensure they had received all necessary documentation to complete my loan for 3.5 weeks, no one actually reviewed my file until 3 days before closing. It was a mad scramble to collect the docs and get them turned in before the holiday. Most of the docs were supplied at the beginning of the process and were lost. They "forgot" to apply a credit and had to redo the forms the day of closing AFTER I asked where it was. To add insult to this fiasco, Didier showed up 45 minutes late to the closing appt and then disrespected the loan officer. Although DDA offers a recasting of the loan at the same loan rate, it will be a COLD DAY in HELL before I go through him. I would rather redo the loan than deal with this obnoxious horse's ass again. Didier is very good at hooking you in the beginning but 1 week into the process he disappears and his loan processor is TOO BUSY to review your file.

From the owner: DDA Mortgage, Inc. - NMLS #324329 Didier Malagies -…read moreNMLS#212566 Whether you are looking to buy a home/property now, or want to prepare for a future purchase, we help people find and qualify for the best loan possible. As a Mortgage Broker with over 20 years of expertise, we value the relationships we build with realtors, bankers, and past customers. We know that these relationships are based on the fact that DDA Mortgage operates with integrity, put clients first, and strive to offer the best customer experience in the state.

Philippa is AMAZING. As a first time homebuyer looking for a house during one of the craziest…read moretimes, Philippa was extremely helpful and more importantly brutally honest in the best way possible. She took the time to get to know me, what I was looking for and didn't waste time helping me find the place I can call home. She could tell within minutes of walking up to a property if it was worth a walk through or if we should move onto the next one. Philippa took the time to make sure I understood what to look for in a house as well as every part of the home buying process. When my initial offer didn't get accepted, she quickly negotiated details of my offer with the listing agent on a deal that worked out perfectly for everyone involved. If you want a realtor who knows what she's doing and can make anything in the home buying/selling process a breeze, Philippa is the best.

Selling my home after two years of living here in FL. I was disappointed with my experience…read more Communication was inconsistent (since she is located in VA) and I often had to follow up multiple times to get updates or answers to my questions. the overall process was more stressful than I expected. Based on my experience, I would not choose to work with this company again. Haven't had the best of luck working with realtors here. Glad I'm headed back home.

Absolutely horrible. I used them through clover and they froze my account without a explanation,…read moreterminated my account after that without explaining why and are holding my money from credit card sales.

Top notch service from Nathan all the way from comparing initial options to closing. He was able to…read morefind me a great rate on a VA refinance that saved me a ton of money. Highly recommend for anyone looking for a good Mortgage.

This is my second car loan through Laurie she always make it so easy and smooth, my son and…read moredaughter both have used her for their auto loans, they always have the lowest interest rates around, if you are looking to refi a auto loan or buy a new or used vehicle definitely give her a call she is the best.

Good Evening! I just…read morewant to start that this is my second loan with this bank and have had the pleasure of working with Laurie both times. She has the BEST customer service. She explains things so well and makes the process painless. She gets everything done quickly and efficiently without feeling rushed. I work 9-5 and am not able to go into the office so we emailed and spoke over the phone for the whole process. She is dedicated to giving the best customer service as well as making you feel that choosing Florida Central is a great choice. I am 21 and still trying to understand the ins and outs of loans and warranties and all of that. (My dad friend explaining but it made me even more confused) when Laurie explained how the process works I felt confident in my choice of choosing Florida Central, yet again for my loan. Laurie works with your schedule and has a great response time! If you want quality service and actually understand what is going on when it comes to your loan, definitely chose the Seminole Branch Florida Central Credit Union and ask for Laurie! You will feel safe and secure with this decision, I promise!! Tamirah:)