JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

Scott has been a great broker for us over the years. The consummate professional, he is always…read morethere to answer any of our questions in a straightforward manner. He has extensive experience in the business and we've never had one single problem in any of the refi work we've completed with him. Perhaps most importantly,he and his team have a hawkeye for consistently spotting the best rates that are tailor made for our financial situation and risk tolerance and locking them in. We could not be happier with the service Scott provides us.

Scott helped us get into our home in San Francisco in 2004, and with each subsequent refinance…read more(starting 3 months later to the most recent in September 2011), he has continually improved the quality of the financial product that is our mortgage - and it was phenomenal to begin with in comparison to other products on the market. We comparison shopped with large banks for each refinance, and the answer was always the same: they couldn't beat the terms Scott was able to get us. Scott also is always willing to take the time to answer questions personally - and on a wide range of financial topics. He's a fantastic broker, and we highly recommend him.

There just doesn't seem to be enough words to describe how invaluable Danica and Rene in the El…read moreDorado Hills office truly are. With multiple hang ups on the cooperating agent's side, these girls worked tirelessly to ensure my clients would close on time. They overcame several major obstacles and continued to do it with a positive attitude and a smile on their face. In all honesty, these girls should be wearing capes because they are without a doubt, superwomen!

Sheryl and Keith are the best!!!!! I've used Sheryl several times before when her office was in San…read moreJose, CA. They worked, real real real hard to make my loans happen. I got a great interest rate; and a great title company - Orange Coast Title that made everything run very smoothly. The entire process was wonderful!! Great way to start the NEW YEAR!!!! I will highly recommend Sheryl and Keith to every one of my friends who would like to refinance. Very professional, honest and affordable! Thank you again a million times over!!!!! Carla

Josh and his team are finishing up our mortgage and I just wanted to take the time to write a…read morereview. I have know Josh for years; such an approachable, trustworthy person. Even before we started looking for a house, we knew that Alpine Mortgage Planning would be our financing company. Every step of the way Josh and his team have gone above and beyond for our family. I highly recommend Alpine Mortgage Planning to anyone!

Not all lenders are built the same--Manuel Tobias stands out…read more As a Realtor, securing a popular floor plan took a strong effort, and he delivered. He helped close my client's deal and stayed ahead of every deadline--I never had to chase updates. I trust him enough that I used him for my own home purchase too. Definitely worth a call.

Jeff Gorman at Loan City Mortgage is nothing short of incredible. I honestly don't think our loan…read morewould have closed without him. From day one, Jeff worked tirelessly to make our dream of homeownership happen. He stayed in constant communication, kept us updated every step of the way, and always made time to answer our questions. When we didn't understand something, he never rushed us. He patiently explained everything until we did. There were plenty of moments when things felt stressful, but Jeff stayed calm, positive, and determined. His knowledge, professionalism, and genuine care gave us confidence throughout the entire process. He didn't treat us like another file on his desk. He treated us like family. In fact, my kids know him as "Uncle Jeff," and that says everything about the kind of person he is. Jeff didn't simply help us get a loan. He helped our family achieve the dream of owning our home. We will never forget everything he did for us. If you're looking for a loan officer who is honest, hardworking, patient, and truly invested in your success, I recommend Jeff Gorman without hesitation. Thank you, Jeff. Our family appreciates you more than words can express.

Brad was not my loan officer. But after my loan officer moved away from the company Brad was the…read moreprofessional I needed. He reached out to me when our insurance carrier left California. He wanted to make sure I did not have my insurance lapse. He did this as a professional in the mortgage business. It is Brad that made sure my insurance was received by the lender. He didn't have to do any of this. Brad then followed up about my veteran tax exemption. Again he didn't have to do this. He is just a professional. Since then he has allowed me to submit other questions. He is an absolute professional. This is a value you can't put in a loan document. This is saving me money. You don't want the value lender. You want the professional. Reach out to Brad L'Engle and his team. You won't be disappointed.

I'm a repeat client for a reason. Brad and his team, specifically Whitney, go so far beyond and…read moreabove, honing in on what YOUR specific needs are and finding the best fit... and FAST. We went from first day of contacting Brad to a completely closed loan in 29 days with THREE loan changes due to SELLER errors, they had to correct and hunt down information. How on earth they worked so quickly and secured a rate that is unheard of in today's world still blows my mind. Brad thinks outside the box, and treats you like family. HUGE thanks for getting us the home of our dreams!... AGAIN!

We had a friend recommend Sheldon when we were considering buying our first home. We know nothing…read moreabout the home buying process other than being told how stressful the entire process can be by friends and family. Sheldon explained everything in detail and went over numbers with me so we could understand what we were looking at. When the interest rates changed, he again reached out to go over how it would affect our payments and what our options are. We found a home not long after beginning the process with Sheldon and had our offer accepted 10 days ago. We will be signing at the title company tomorrow; I cannot believe this has happened so fast! The entire process has been incredibly easy, it has surprised my friends and family as this was not their own experience buying a home. Lisa, the loan processor has communicated everything along the way, keeping us updated as things progressed. I really did not think the home buying process would go this smoothly or stress free for us. We will be recommending Sheldon & Lisa to our family and friends and wouldn't go to anyone else in the future.

El Sheldon helped me get a great interest rate with this silly market. I got %4.5 VA on my wife and…read moremy dream house. He is always there to answer questions (no matter how trivial) and really breaks down each cost analysis, easy for soccer moms and dads to understand! Everyone situation is different for reasons to buy a house, in our case, we sold the old one and upgraded to a much nicer one. We doubled our mortgage, but doubled our house.

We are so glad our friend Carl recommended Spencer Grimenstein to be our real estate agent. Spencer…read morehandled all the details of getting our properties sold and gave us excellent advice about what work to have done to update the homes in a way that would appeal to buyers. Both homes sold in less than 10 days. Spencer has an extensive list of vendors who got the work done quickly and at a high quality level. Spencer is very knowledgeable about the market and financing, and he also truly cares about people.

This review will be longer after our story is made public in a few days on a local news station,…read moresocial media etc. We really liked Marc & he did a great job guiding us through a very hectic purchase of a short sale & everything that was involved. But, he did not do his job in checking into things that we inquired about, and it ended up putting us in financial ruin. That in addition to hiring the absolute worst home inspector (John Deller of BuyRightHomeInspections) and Joe from R&M Builders. Photos of our nightmare are posted below. It's been almost 9 months and we still have contractors here. The house was deemed "Structurally Unsafe" weeks after we moved in. This has been an absolute nightmare for our family. Bottom line, we wish we had not used Marc; if you decide to use Marc, I don't recommend you use anyone he refers, just look at what our experience was/still is; his "home inspector" & "close family friend" who he uses as a contractor referral, are incompetent, to say the least.

Matt has been such a great lender to partner with. He's fast on communication, articulate and my…read moreclients love working with him. I enjoy watching his content on IG @themattbarba. Great information that makes so much sense and incredibly educational for my clients.

Matthew Barba There…read moreis only positive things to say about this man! He is responsive, understanding, knowledgeable and genuine. He not only has experience on the lending side of things but also has worked on the agents side. He is able to relate and find what problems you may have then solve them! My clients and I were in a competitive situation where we needed a lender that would be there when we need him, be able to perform exceptionally well and make sure the offer we wrote get accepted. He became the lender to my clients because 2 big banks that my client had reached out to were not able to respond as quickly as we needed to meet deadlines. Even being put in the right timelines, Matt remained calm and made sure everything got done. His team that helped balance the load by getting everything upfront made it so that when it came to the appraisal and funding, everything happened more smoothly. We were able to close this deal and get our client into a home that other lenders would have said was hard to fund. For any situation wether this is a 1 bed 1 bath starting home up to a luxury home, he will a)find what you need and b) work harder than most lenders to make sure that the terms are tight and deal is SEALED!

I was referred to Kathleen by a friend and she was great to work with. What I liked was that she…read morewas responsive and very straight to the point. I had checked a few different mortgage companies for rates but she seemed to have the best interest rate and was the most easy to work. I had delayed refinancing my house because I didn't want to deal with the headache of all the paperwork. She made it as painless as possible and answered all my questions.

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!