1. Loan Simple

    1. Loan Simple

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    San Jose, CA

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    Loan Simple

    4.6 (10 reviews)
    Open 9:00 am - 6:00 pm

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    Houston C.

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    Ask the Community - Loan Simple

    Review Highlights - Loan Simple

    I have worked with Houston and Jeannie multiple times and every time they have exceeded expectations.

    Mentioned in 8 reviews

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    John Zialcita - Loan Factory

    John Zialcita - Loan Factory

    (52 reviews)

    East San Jose

    John was not my mortgage consultant, but man... was he great to work with us through our closing…read moreprocess! My husband and I recently made a purchase and our mortgage consultant didn't know what the hell he was doing, two weeks in, he needed help from his manager where his manager could care less about us because he was retiring. The week of our closing day, I felt like we weren't going to close, so that's when I googled WF mortgage consultant in the Bay Area and John's name popped up and I had contacted him. Unlike our WF mortgage consultant who had lacked on communication, John was very informative; he'd give me a call in the evening after I had left him a voicemail message when he was driving home from work. He'd also give me a call during his lunch. During the closing process, we were frustrated with our mortgage consultant that I just wanted John to take over, but John reassured me that it was late in the process and I was better off just sticking with who I have (he was right, we just had to stay cool and positive). He also gave us the closing process steps of what we'll be expecting. John is patient, attentive, kind and smart. If you are with WF, immediately take your loan to him and have him process it. I hope corporate is reading this because John truly cares, even for a stranger like me who wasn't his client, but he took his time to make sure everything was A-OK! Thanks John! You're an awesome person.

    I've worked with John for the past 2 years on home mortgages and came with high recommendations…read morefrom an agent I was working with at the time. John is very responsive, communicates clearly and his team is very on-the-ball. Often times, I get reminder emails and phone calls from his team to speed along the loan process. His team is also very responsive. When in a pinch and I need even better information, I can always count on calling John and he'll get back to me as soon as he's available. It's been a joy to work with John and I've recommended him to my friends and family.

    Loan Factory - We Dare You to Compare

    Loan Factory - We Dare You to Compare

    (1 review)

    East San Jose

    Keshav Sharma and his team from Loan Factory,…read more Helped me with securing Loan for my first home in Puget Sound Area (Lake Stevens, WA). The whole process was really seamless and they helped me secure really competitive rate against market accompanied with good Lender credit. He helped wave off Loan Appraisal and also we were able to exercise feature of One time Rate Buy Down feature - as the rate moved down in end of July in anticipation of fed rate cut. Kathleen Gasmen - his Loan processor was really helpful co-ordinating with different stakeholder, having the Loan Signing schedule and had me posted about different stages on Loan process - so I am well aware where the process is moving which really helps keep the anxiety in control. I would definitely recommend them, to all my friend and colleague looking for loan or anyone generally looking for mortgage options. Two thumbs up guys. Himanshu.

    From the owner: My commitment to excellence extends beyond securing a mortgage. I am dedicated to fostering…read morelong-term relationships with my clients, providing ongoing support and guidance even after the loan is closed. Your satisfaction and success in achieving your home ownership dreams are my top priorities. I am fluent in English,Punjabi,Hindi,Gujarati , allowing me to effectively communicate with and assist a diverse clientele.I am committed to providing clear guidance throughout the loan process in a language that you are comfortable with.

    Express Real Estate and Mortgage

    Express Real Estate and Mortgage

    (8 reviews)

    East San Jose

    Tony, Bruce, and the team at Express are extremely professional. In every instance, they were…read morealways a step ahead of the process, making every step seamless and painless.  Any questions that I had were answered in mere minutes and the team was always available to help me understand the process. I came out of this viewing Tony and Bruce as a friend who always had me and my family's interests in mind. Rest assured Tony and Bruce go above and beyond to assist their clients. I would recommend anyone to reach out to them!  They will provide clarity to the process and make sure you understand every step along the way.

    For anyone running a business you know first hand that service and transparency is IMPORTANT…read more Service - Early is on time, on time is late and late is unheard off. That's the service I got when we came seeking Bruce. What he can do hell try and what he can't he'll use his network to better service the people. Plus his smile cool Transparency - seems to be dead now a day and I don't understand why! I mean for my last realtor little shit keeps popping up everyday and it's dreadful. I dislike that a lot when it come to getting the right loan, right team for my home. Bruce and his team did a wonderful job keeping my wife and I in the loop and no unexpected surprises! Overall I hope Bruce and his Team don't change their way of business and keep pushing it for the people! Warm regards, Hieu Tran the INSURANCE MAN

    Loan Simple - mortgagelenders - Updated July 2026

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