BEWARE! This company is not honest, management staff stinks, they use bait and switch tacticts and lack communication. They locked us in at one rate, then when it was time to close the rate was up .5%?! No indication, never communicated with us what was going on, I had to constantly follow up with no news. Closing took longer than they told us it would. If you see this company-run! There are pleanty more to chose from out there!! read more