Warning! Do Not Do Business At "Golden Oak Lending" This company not only uses shady, deceptive tactics, but pretend to process your loan, all the while, promising they can approve your loan; just to find out, they had no intention, but give fraudulent answers for "promotional reasons" I submitted an application for refinancing and several months went by and no answer regarding my application. I had to contact the corporate office and manager, said we will just say, you withdrew your loan. I insisted something in writing, whether my loan was approved or denied; shortly, afterwards, I received an alert of an unauthorized change in my credit file. This company is bias in their approval processes and comments. One of comments made..."Oh, please don't give COVID 19 stimulus package, to people who don't deserve it." read more

I contemplated refinancing my home for a couple of years but didn't want to go through the hassle. Then rates got so low I had to look into it. I'd seen Golden Oak advertisements for years. So, they were the first (and as it turns out the only) lender I contacted. Jeff Henry made what I thought would be a "daunting" process extremely simple and explained I'd be crazy if I didn't take advantage of the current business climate to refinance. He took control and within a few days I began the process. I was amazed at how simple Jeff made everything. In less than a month I had a new loan and was able to pay off virtually all my debt. Thanks Jeff. I'd definitely recommend Golden Oak Lending! read more

Love that he showed up with mask on. Mr John Amini is senior loan officer at golden oak lending if you are looking to buy or refinance a house he is the best at this he is courteous,efficient,helpful thought out the loan process. John Amini stands out because of cleaner communication and his extensive working knowledge of his industry made my home buying experience smooth and extremely pleasant and less time consuming . He is extremely personable and guide every step of the way to make sure that I am getting the best interest rate and and save money where it's possible I highly recommend him he will not let you down. read more

I worked with Steve Schulte and he did a very thorough job closing the loan on our new house. He is very knowledgeable, easy to work with, experienced, very personable, and down to earth. He was knowledgeable about our loan options and got the job done quickly and easily. When rates went low he contacted me directly to let me know and gave me options for my refinance, which he handled personally and with great care. I highly recommend choosing Steve Schulte to work with. Five stars and great customer service. We refer all of our friends and family to him. You won't go wrong with choosing Golden Oak and Mr. Schulte. read more

Steve Schulte knocked our refinance out of the park. My wife and I have a pretty unique income situation and Steve was able to seamlessly get us pushed through closing on time. We also got a check back at closing and they came to our home on a Saturday that was convenient for us to close. Service was outstanding and I have referred Steve to many others. My home will be paid off in 15 years and we are building equity that will help us be debt free in our late 40s. Highly recommend Steve Schulte with Golden Oak! read more

We had our signing with Matt B. It was incredibly easy and convenient. Everything was ready for us and we were made to feel comfortable. I am going to recommend Golden Oak and Matt to any and all my friends and acquaintances who are looking for lending services. I am aware that during this time, many people are concerned about COVID related issues. Everyone at the facility was wearing a mask and taking social distance precautions. I felt Golden Oak was a safe and clean place. read more

I can not say enough about the professional manner in which we were treated during the entire process of our refi. Jeff Schukar was very knowledgeable and provided the communication we needed to fully understand the loan options available. His jovial attitude and attention to detail made us feel like we were really being taken care of. He definetely had our best interest at heart. I highly recommend Jeff Schukar. He represents GOL to the best of its kind. 5 star quality. read more

We had a great experience with Golden Oak Lending! The process was smooth and almost entirely online. Of course, there were additional documents and verification steps needed, but it was always clearly and quickly communicated to us. We were kept in the loop at all times. Closing was completed within a very reasonable amount of time, and they sent the notary to us because of our difficult schedule. We would definitely use Golden Oak Lending again if we need a new mortgage! read more

Worked with Tony Sciarrino from Golden Oak on a home refinancing twice now. Came back and asked for him specifically after having a great experience working with him before. He takes care of everything and makes the signing process enjoyable. He'll answer any questions you have and has no problem making any clarifications or corrections. Saved us a ton of money and had us coming back a second time with a smile - not something you could say about many lenders! read more

I honestly went to Golden Oak with no expectations for what my experience would be. I called one night and first thing in the morning I received a fast, friendly call that gave me great information and only took about 10 minutes. Aaron (my rep) was patient and informative and made this process so easy and positive, I actually enjoyed it! I cannot thank Aaron enough. Everything was fast and thorough. Great company. Great representatives. Great results. read more

JEFF HENRY: Jeff Henry provided seemless service in guiding me through the re-financing process. He took on responsibility for overcoming any issues, large and small, and always with an eye toward saving me considerable dollars. He was very good at explaining matters as we went along. On top of the great service, I felt like I emerged from the process with a new friend in Jeff. Keep up the good work Jeff! Harley Blosser read more

Worked with Dustin to refinance my mortgage. Went from 30 year to 15 year and now also have a great interest rate! Dustin called us at least once each week to keep us updated on the progress of our refi. Everything went smoothly with no surprises. This is the second time we have worked with Dustin. He is a true professional and treated us the way we expected to be treated. We will certainly recommend him to others. read more

Golden Oak Lending are really great to work with. I highly recommend them. The gentlemen, Dustin, was very informative and helpful. He checked in with me every week regardless if there was anything new or not. We got a really excellent rate! If your looking to refinance your home I defiantly would use Golden Oak Lending. Ask for Dustin Flassig! Randy Conway and Dolores Tessmer St. Louis, MO read more

Erika was great to work with. I purchased my home in St. Louis while living in AZ so this was not a traditional process. Erika made the process super easy! She worked along side with my realtor to ensure I was able to close on time. She was clear with my document requirements and answered EVER-TIME I called, which was a lot lol. As a first time homeowner this was a great experience!! read more

Chad Jensen is fantastic to work with at Golden Oak Lending! I've refi'd with Chad and also bought a new home and both experiences extremely positive. Buying and selling can be one of the most stressful experiences in life, but when you have someone like Chad in your corner making the lending process easy, it takes some of that stress off. Go see Chad - you won't regret it. read more

We loved working with Sam Pupillo I refinancing our home. He was recommended to us by our daughter and was always very quick to respond and accommodating to our time. He made us very comfortable through out the entire process. It was like having our own family member working for us. I would highly recommend Golden Oak because of our experience with Sam. David & Karla Cain read more

My wife and I worked with Matt Beeson at Golden Oak Lending. This is the second time that we have worked with him on a refi. The experience again was top notch. The communication was flawless and the process was about as smooth as one could have made it during these challenging times. Overall we would highly recommend this office along with Matt to aid anyone with a refi. read more

My multiple experiences with Golden Oak Lending have been extremely positive and efficient. The staff and overall communication as well as customer service are effective and forthright. All questions are answered and issues addressed with dispatch. I highly recommend dealing with them and I have done so myself on multiple occasions, as mentioned earlier. read more

I don't normally like to leave reviews, but working with Rob O'Conner at Golden Oak was such an excellent experience, that I just have to leave one. He was very courteous, respectful, knowledgeable and efficient. Got us a good deal, explained things well, and answered my many questions until I was satisfied. I can't recommend working with someone more. read more