I spoke with Scott 4 plus months ago. Said I just needed a 4 point inspection on our unit. Got…read moreit, passed with flying colors, no hurricane damage. Emailed the report. I have called, texted, emailed. NOTHING! They won't answer their phone and won't return calls. Can you imagine if you had insurance with them and had to file a claim?????? Shameful.

I have known Hugh Ruggieri since I was 10 years old and I am turning 50 this year. He was my…read morebaseball coach in little league and has always supported and lead the Hemet Community. I turned to him when I switched careers in 2007 from Stater Brothers Markets to Riverside County Sheriffs Department. The one thing that Hugh has always said to me is, Tim, "I would not put your money anywhere I would not put mine"!!! Trust is what I know about Hugh Ruggieri and his team!!! Thanks Ruggieri Financial

Mark Zerebny has served our family for nearly 30 years and has conscientiously overseen our…read moreinvestment portfolios with professionalism and integrity. Mark makes himself available to meet as needed, and reaches out near our annuity anniversaries to review allocation options. When new products become available, with options for bonuses and/or higher yields, we are contacted with the products, given comparison data, and offered projections to make an educated decision. Our portfolio has grown at market pace and withstood the difficult years surrounding COVID and the economic downturns associated with that period due to Mark's diligence. We highly recommend Mark for both professional and personal integrity and character.

Purchased an annuity from Mark in late 2021 to "protect" our money. A little over years later have…read morepassed and our annuity is now worth about 90% of our original investment. Bad choice with trusting and investing with him. You can do much better with choosing another source...do your homework because if not you'll have the same misfortune we are living with.

Friendly, down to earth service. Had some questions that probably weren't worth their time to…read moreassist me with, but they were kind enough to look into getting answers for me. That says a lot. Hopefully, I win the mega lotto and their thoughtfulness will be rewarded! I have no reservations recommending them.

Kari is very knowledgeable on investments and tax law. I am very impressed with her service.read more

I cannot say enough good things about Debt Free Joy and the financial coaching I've received…read more Having personalized 1:1 coaching made such a difference for me because it wasn't just generic advice, it was practical guidance tailored to my real life and goals. I've learned how to budget better, stay focused on debt payoff, and make long-term financial decisions with more confidence. The support is encouraging, honest, and completely judgment-free, which made it so much easier to stay consistent. The accountability alone has been worth it. If you need help getting your finances organized and reaching your financial goals, I absolutely recommend working with them

Fabulous personalized support!…read more I am confident Joy's dedication and competence is leading me to a debt free future.

Easy, fast, and a delight to work with. She makes the tax process a breeze. I will use her again!…read moreThank you!

Carla was very helpful and was able to squeeze us in last minute. Great turn around and very…read morecommunicative.