MMA helped my elderly mother and father out from under a pile of credit card debt. My parents always seemed to have a hold of their finances until they didn't. They found themselves living on a fix income with a greater amount of monthly expenses than income. They enrolled with MMA which reduced their monthly expenses and gave back some financial freedom as well as peace of mind. Concerned for my elderly parents I wasn't sure if they were getting the right kind of help. With my parents consent I requested to speak with their representative. I was walked through the entire program, thier total debt, total savings benefit and cost of services. I mean i drilled them for every piece of information. Turns out they made the best choice. As time went on each time a settlement agreement was made the negotiator Lily would personally reach out via phone to deliver the good news. Diligently Lily would always mail a notice of settlement agreement highlighting any specifications and payment due dates to the statement terms. Along with a copy of the agreement provided from the creditors directly. Which only convinced me more of MMA's outstanding credibility. read more

There was a time in my young life when I made a lot of money and all the wrong choices. I took out school loans totaling $190k to pursue my film directing dreams. Move from Florida to California with my college degree to live as a struggling artist. Got into real estate and mortgage processing to earn a living. Before I knew it I had a real estate career making 6 figures, and spent it just as quickly. I never thought it would stop coming in. Then the real estate bubble happened and crashed. All the while I never paid my student loans and now also owed Uncle Sam a lot of money over $200k in unpaid potential tax liens. Meanwhile was now broke in some serious debt. MMA helped me save money while getting me out of debt and then repaired my credit. THANKS to Mrs. Lily in arbitration department I have a fresh start to live again within our credit based society. A second chance to make better financial choices, while remaining debt free. read more

Madison Monroe & Associates is composed of exceptionally knowledgeable and compassionate employees. By taking their time to ensure the overall savings success of your program and client satisfaction. The best part of my experience was knowing that my arbitrator Lily, was on my side fighting for me. That I wasn't just a paycheck. I felt confident knowing she was working on my debts, getting the lowest settlement percentages possible. I know I saved more $money$ by hiring Madison Monroe & Associates to represent me, than I ever could have trying to do it on my own. My financial stress has been lifted and and can breathe peacefully again. Thank you MMA. read more

I was plagued with phone calls from debt collectors about my student loans and credit card debt for years and i had just given up. I really didn't think that anything other than an act of God could fix my debt problem. I received a phone call from Keisha some months ago and i was truly hesitant at first but decided to give it a go and after only a 6 month i have seen a lot of progress in my debt. My Credit score has risen above 630 for the first time in ten years and it is all because i gave these guys at Madison Monroe and associates a chance. Thank you so much Keisha. read more

When I enrolled with Madison Monroe & Associates I knew I needed to find help for my debt that I found myself in. I can truly say my arbitrator Lily was beyond helpful and made this process so much easier for me. I had so many questions and Lily patiently answered each and every question. I would definitely recommend Madison Monroe & Associates to my family and friends without a doubt based on the great experience I had because of Lily. She is truly a great person to have at your company, people like her make a difference especially for people in need of help. read more

When I contacted Madison and Monroe I was without a job and in over my head. I had collections companies calling me daily because my credit card bills were so far past due. I worked with Keisha and she was able to get me a payment that I could afford and she helped to set me up on a plan that got me out of debt in a little over a year. The collections calls have stopped and I am happy with the services being provided. read more

I was at first skeptical but after taking the chance the call I spoke with Keisha and she was very friendly and patient being that I had a lot of questions. She educated me on the services that they offered and by us working together I was able to sign up for their credit repair program. I worked closely with them and received updates every month. I am very satisfied with my results. read more

"My second chance" My credit was ruined. During my "dumb years" I made many mistakes that I ended up paying for later. I couldn't even get a bottle of water on credit. Madison Monroe and Associates gave me a second chance. I was able to pay off the debt that I owed and repair my credit. it took sometime but I did it and I am now in the process of buying my first home. read more

I had a great experience when enrolling in Madison Monroe & Associates. Lily, my arbitrator was more than helping me in this process of debt relief. Lily has great customer service skills and was polite and very patient with me throughout this entire process. She took the time to answer all my questions. I will definitely recommend Madison Monroe & Associates. read more

After years of problems with credit cards, my wife and I decided to enlist the aid of a credit consolidation company. We had heard from friends that Madison Monroe helped them tremendously. After talking with Joe, he put a plan together that was affordable to our budget. Our credit score has increased from 580 to 700 with their amazing assistance. read more

Madison and Monroe has helped me tremendously. The best part of my experience was knowing that my arbitrator Lily, was on my side fighting for me. . I know I saved more $money$ by hiring Madison Monroe & Associates to represent me, than I ever could have trying to do it on my own. I will definitely recommend Madison and Monroe for debt relief!!!! read more

I recently let them help me with my credit card bill which was a big relief, so I decided to go back and let them straight out my student loan debt which was threatening to take my tax return this year..  Extremely grateful for their kind service..  Lilly was the best helped me out from the beginning to the end..  Definitely recommending them.. read more

I enrolled with Madison and Monroe to help me get out of debt. Lily took the time and the patience to help me settle my accounts and I am very thankful and relieved for that.I couldn't thank her enough helping me through this stressful process, She's a great asset to your company! I will definitely recommend Madison and Monroe for debt relief. read more

Madison and Monroe has helped me tremendously. Lily, my arbitrator has been wonderful and I couldn't thank her enough helping me through this stressful process. She was so helpful and answered all of my questions and helped me out of debt. I will definitely recommend Madison and Monroe for debt relief. Lily is a great asset to your company. read more

I recommend the Company 100% I became debt free in a period of 18 months now I am currently enroll in the Credit repair and my credit has increase from 520 to 650 just in months, i want to say thank you to all the team and to Juliana Cruz for the amazing job she does every time I have a question or I need something done. read more

I want to write a review because I had a wonderful experience speaking with Lily, my arbitrator. I enrolled with Madison and Monroe to help me get out of debt. Lily took the time and the patience to help me settle my accounts and I am very thankful and relieved for that. She's a great asset to your company! read more

Due to lack of knowledge I ruined my credit at a young age. I tried many years to repair my credit on my own but made no progress. After just a few months with Madison and Monroe there was a huge improvement in my credit score. I don' t know how I would have done it without their help. read more

I had a great experience when enrolling in Madison Monroe & Associates.. Lily, my arbitrator was more than helping me in this process of debt relief. She took the time to answer all my questions. I will definitely recommend Madison Monroe & Associates. read more

They have truly been a blessing. I had 70 K in student loan debt that I had been struggling with for months. The late payments was starting to effect my credit. They helped me to get a lower payment based on my income. The best phone call I ever made. read more