First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

Alexandra Moari is exceptional. I live on the East Coast and needed someone I could trust…read morecompletely to manage my California home, and from the very first phone call, I knew I had found the right person. Even though I called at a terribly early hour by mistake, she answered with professionalism, energy, honesty, and total clarity. She handled everything with remarkable care and efficiency: preparing the property, coordinating details, marketing the home, communicating with prospective tenants, and carefully vetting applicants until she found the perfect tenant for me. Throughout the entire process, she was responsive, thoughtful, knowledgeable, and incredibly organized. Every question I had was answered quickly and intelligently, and every step was handled with real attention and care. What also impressed me was that Alexandra does not work alone. She has built a strong team around her, and that makes a real difference. Joseph and Mariana were part of that larger sense of professionalism and support, and it was clear to me that Alexandra has surrounded herself with capable people who help things run smoothly. She also has reliable handymen and other professionals at the ready, people who can step in quickly, fix problems, prepare the home, and make things happen without delay. That kind of network is invaluable, especially when you are managing a property from across the country. What truly sets Alexandra apart is her integrity. She is honest, hardworking, deeply committed, and truly represents her clients well. As an out-of-state owner, that gave me enormous peace of mind. I feel incredibly fortunate to have found her. She is now my property manager, and I would not trust my home to anyone else. Highly, highly recommended.

Alexandra provided smart recommendations to improve our rental property and we changed our windows…read moreand a blinds to meet a new code for safety. We appreciate the timely advice! Thank you Alexandra!

if I could give more than five stars, I would in a heartbeat. You would be making a big mistake to…read moreuse anyone other than Brenda for a home loan. Brenda and her team are absolutely amazing. This is the fifth house I've purchased in my life and this was the first time I didn't panic during our loan underwriting. Outside of this experience, closing on time always felt like it was at risk. This time, we had 3 week close and actually closed a few days early. Brenda was extremely proactive, communicative, and responsive. We could not believe the seller went with us despite not come in with the highest offer. We were told through their agent one of the reasons they accepted our offer was because of Brenda's reputation. You can't ask for more than that

As first-time homebuyers, we couldn't have asked for a better experience than working with Brenda…read moreand her team. Brenda took the time to meet with us on multiple occasions, walking us through our mortgage options with patience and clarity. She even recommended a rate buy-down strategy which we successfully negotiated for the seller to cover. Thank you Brenda and team for making our first home purchase such a smooth and rewarding journey!

After speaking with five different banks for our mortgage, we decided to move forward with Sean and…read morehis team at US Bank, and we have been really happy with that decision! They offered one of the lowest rates, but what really stood out was how much time Sean took to understand what I was actually looking for. He walked me through all the options in depth, explained the trade-offs clearly, and gave a recommendation based on my specific situation. When we bought the house 1.5 years ago, rates were high. I specifically wanted something that would let us refinance easily and with no fees, even if that meant taking a slightly higher rate upfront. Sean helped structure it that way. Two months ago, he * proactively * called me to say that better rates were available. We just completed our first refinance, which reduced our payments by about $4K per year, and we even received a $3K lender credit toward our February interest payment. I'm hopeful rates may continue to drop over the next months or years, and that we'll be able to take advantage of that again, and it's great knowing we are working with someone who actually keeps an eye on those opportunities for us!

I worked with Sean and his assistant Carla to buy my latest condo. they are both very dedicated,…read moreknowledgeable, and helpful. They spent quite a bit of time with me from getting me pre approved to close and showed me many different scenarios and loan options. they would also take time to explain things to me and help me understand the options. I would work with them again in the future. If you are buying, call Sean, you will be happy you did.

Orlando came recommended to us from our realtor. Throughout the loan process, Orlando was available…read moreto answer all our questions and kept us informed as our loan progressed. Orlando was incredibly helpful, patient and detail oriented. He talked us through every step of the processes and made the processes very stress-free. He was professional and showed sincere interest in our situation and helping us achieve our goals. We would highly recommend Orlando and the Guarantee Mortgage team to anyone!

Orlando was incredibly helpful through every step of the process. He came very highly recommended…read moreto us and once we reached out he got to work right away and had us through the process quickly and easily. He was there to answer our calls whenever we had questions and would walk us through the documents and explain the breakdowns. From start to finish he was only a phone call / email away and made sure there were no surprises and we ended up completing our signing early. I would highly recommend Orlando!

It looks like my review will be the aberration. However, my review is current. Also, I am being…read moretruthful. I am glad for others who had a different experience with this broker than I did. I was referred to Jim Argo via the general manager of the Watergate complex in Emeryville, CA. I own rental property in that complex. I was having trouble getting a loan or refinancing because the property was unwarrantable for a period of time. There was litigation going on and repairs were needed on some of the balconies. (Not on my balcony or the balconies in the adjacent units above and below my unit). So I had to look for a private lender, rather than a conventional lender. The property manager told me that Jim was familiar with Watergate, that he knew private lenders, and that he could help me get a loan. I called Jim and started to explain the trouble I had with prior brokers I had contacted. He clearly was not interested in learning or hearing about my experience. He interrupted me and said that he needs to make money. Then he laughed. As though somehow that laugh was supposed to soften what he had just said. A few days later Jim called me and told me that he could not help. He stated that none of his investors were interested in my property. Then he said that he had told me he would get back to me quickly. It was very clear to me that Jim did not care about me as a consumer. I can appreciate wanting and needing to make money. But when you are dealing with a potential customer, it is never a good idea to let them know that you do not care about them. And, to rush them through a conversation. Particularly if they are trying to give you information you may need to help them. I eventually got a loan through another broker. So it worked out for me. In fact, I had competing offers from different lenders because investors recognized the value in my condo. The broker who eventually got me the loan, never made me feel like he did not care about me. He never made me feel like my needs were not important, or that I was merely a dollar sign. Unlike Jim, he was interested in building relationships. We were able to close the loan in a short period of time.

I highly recommend James for his mortgage brokering services. When we were first time homebuyers,…read morehe spent hours on the phone walking us through the process and providing clear explanations (indeed, my experience with James taught me that your mortgage broker is at least as important as your realtor). And he got us a great rate for the time. We used him again for a condo purchase for my mother, and he came through big time. He was fast and efficient putting together a somewhat complex transaction. And when our first deal fell through, he was able to transfer our initial rate lock to a new deal at a time when rates were rapidly rising.

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

Jeanine is quick, responsive, and very detailed throughout the process of our refi. I highly…read morerecommend her to anyone else that is looking to do the same!

Mickey has been a trusted advisor when it comes to San Francisco home loan and mortgage for almost…read moretwo decades now. Here is what I love. Yes, he knows how to find the best home loan product. He is a wealth of information with so much experience from being a top mortgage broker in San Francisco for so long. He used to focus on tenancy in common as well so he truly knows about financing for every kind of property that exists in residential real estate in San Francisco. But because he is born and raised in San Francisco, he also knows all the players in the business. Don't underestimate how important having a local lender with a strong network can be when it comes to the competitive market. Another thing about Mickey is that he is not shy when he is not the best person to help you. He doesn't waste your time he'll tell you right away that the loans that he has to offer are not going to be your best fit and even refer you to someone else who might be able to help. Definitely give Mickey a call when you need to buy a home or refinance and need a home loan.

My husband and I went through Mickey to process our mortgage. He gave us the best rate by cutting…read moreof .6%. That's huge! He beat SoFi too and way WAY more responsive than any other lender. He called, texted, emailed so quickly! We were thoroughly impressed with Mickey and his team. He helped us through every step of the way. It was almost too easy to have everything done so smoothly. Can't thank him and his team enough. We even got a box of chocolates mailed to our new home!! A+

I was just fortunate to happen upon Buu. I was a "walk-in" looking for any information on a…read moremortgage loan. Skeptical because of my other dealings with mortgage brokers/lenders. I haven't met any I can say that I trust. Not only did I immediately feel like Buu was very geniune and honest, but he really extremely knowledgeable and worked through the ins and out of what would be best for my situation. Within 45 minutes, I was pre-approved and knew what I had to deal with. I would highly recommend his services.

From the owner: NMLS # 484721. The…read morepostings on this site are my own and do not necessarily represent Bank of America's positions, strategies, or opinions.

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!