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Maritza Valentin Insurance

5.0 (1 review)
Closed 9:00 am - 6:00 pm

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(46 reviews)

If you use their customer service to find urgent care, you'll end up with more symptoms. I asked…read morefor an urgent care in my area that's open and "Jay" (which I suspect was short for Jaiharvdhan) got me a list of facilities, sent them to my email, which required me to log on to view. When I finally got the list, full of one-star reviews, all the numbers I called went straight to voicemail or hung up before they even rung. Giving up I went in person to find out they closed an hour early, and I was surprised there wasn't a handwritten "shake machine broken" sign on the door. Got Cigna back on the phone and insisted on getting someone who is open with a phone number with all seven digits. He sent us to another place we found out in person was pediactric only. I asked my wife to get on her knees to look shorter, but she said no. We decided it was just easier to die.

Once again Cigna has proven they are the worst insurance available. I wanted to give them a zero…read morerating but the lowest I could go was a "1" so that is what I am giving them. I was in therapy and the company my therapist contracted through ran my benefits in January and learned that I didn't owe a deductible or anything out of pocket. I started counseling and a month in I had a $100 charge for a diagnostic evaluation. I wasn't happy that no one told me beforehand, but I paid it. Then the therapy company told me that Cigna emailed them and told the company that the sessions were being applied to my deductible (which Cigna never told my therapy provider about when my benefits were run in January) and I owed $98 for my last session. I had to give up seeing my therapist, who was actually helping me. Today I was told that I now owe for every session I had since January which has drained my benefits card. I understand that I will have deductible and out of pocket costs but let me know before I start treatment. Cigna's dollar-store reps failed to notify the therapy company about this. I personally think the reps are poorly trained and cannot submit proper information to the providers. I know some Cigna rep will chime in to this review and restate their policy (like I said dollar store reps, and everyone know how much quality goes products from dollar stores) and not be helpful in any way, shape or form, so whatever rep reads this don't bother. You are not going to tell me anything I don't already know, nor provide me a solution to my problem. If anyone is looking for insurance don't get Cigna!!! It would be better if that person remained uninsured than go with an insurance company with low-quality and poorly trained reps.

Maritza Valentin Insurance - insurance - Updated July 2026

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