Take this as your warning, Members 1st Credit Union Boone is the ABSOLUTE WORST! If you're even slightly considering using them...please reconsider! Or at the very least, take a few minutes to read the reviews about them on the various online platforms before engaging in any type of relationship whatsoever; I wish I had as what I later discovered was honestly gross.
Any credit union that will intentionally try to screw over a 19 year old kid is 100% bad news...and that is exactly what Member's 1st Credit Union is, bad news.
They are 0% interested in assisting in RESPONSIBLE credit building.
Think about this for example. An 18-19 year old kid, saves up 35% of a 13K car for a down payment, is working hard at a job, saving money AND going to college. Then, applies for a car loan to begin to responsibly build credit, build a strong payment history and prepare for the future - because hey, you've saved 35% for a down payment, you're working a good job, you have NO DEBT, no monthly bills, and it's the perfect time to build your credit before you graduate college and want to buy a house in a few years, right? I mean, you're making around $2400 a month, fortunately have $0 in living expenses, bills, or debt and this measly credit building car payment is going to set you back around $220 per mo. Make sense? One would think.
All while having a "supposed" fiscally responsible banking professional adult screw over a 19 year old kid!
You're awesome Members 1st! I hope you're extremely proud.
I will be posting this review on every online platform I can find that reviews Members 1st Credit Union to warn every individual (and every parent) to steer clear. I would give them 0 stars if it were an option. read more