Sandra was extremely insightful- she does not try to upsell her services and will keep you honest…read moreon the best approach forward. She procures solutions based on your specific needs it's not a bundle and buy one size fits all type of service. Highly recommend and she knows her stuff.

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Very happy here. Didn't trust it at first but they gave me the right moves to make and paperwork to…read morehelp my situation. My score jumped so unexpectedly high to 803. I have major respect for the owner and the way they treat the customer service. - following up every two months or less - attorney consultation for free - cheap prices(surprisingly) - helpful employees as well.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Second Chance has helped me and the clients that I have referred in helping them purchase a home…read more They have helped tremendously with our credit in resolving the issues. I highly recommend Second Chance.

I was referred to Brown's Financial Services back in June 2025. At that time, I was completely open…read moreand honest about my needs and wants, including my spouse's which involved removing inquiries; for myself, I needed Brown Financial Services to remove inquiries, a charged-off bankruptcy, and building corporate credit for a newly formed LLC and my personal score. The correspondence was great for a short while. However, things took a turn for the worse in late July when the credit bureaus finally started reporting a purchase made before I became under contract with Brown's Financial Services. At that point, Mrs. Brown felt it was appropriate to reach out and admonish me instead of trying to see what might have happened, claiming that I had violated our agreement and that I was not serious about improving my credit. Mind you, I had already paid approximately $2,350.00 as a testament to my seriousness about handling business. Despite this payment, she did not make any attempts at removing the inquiries from my wife's account until several months later. There was no communication in what to expect, what to report back to her, nothing. My wife received some emails via Experian and she reported receiving those emails to Mrs. Brown and she promised to look at the communications. The communication my wife received after reporting receiving the emails was Mrs. Brown asking for the password to Experian so that she could look at the emails and then stating that the information was no longer valid, accusing my wife of not reporting receiving the emails in a timely manner, when indeed she did even though Mrs. Brown did not tell her that she needed to look out for communication from the credit reporting bureaus.Things began to come to a head in October. We corresponded at this time, and I expressed my disappointment because my personal credit had not improved in all that time. She was only able to establish one net 30 account for my business, and my wife had not received any correspondence from Mrs. Brown or the credit bureaus. My wife reached out again, asking for status and Mrs. Brown stated she was submitting some information to the credit reporting bureaus and to look for letters from them. Well, my wife received one letter and informed Mrs. Brown of the letter and her response was that the bureaus were using tactics not to investigate the disputes and that they were using legal jargon and that the letter was unacceptable. The next communication from Mrs. Brown after that was to check our email for important messages which was in December. The important messages she was referring to was her asking for us to pay more money and she even made threats that if we didn't pay, she would open a collection account with the credit bureaus, despite the fact that we had not seen any results. Funny, how she was willing to make that happen quick, fast and in a hurry. In the end, I am out $3,570.00 because I had faith in the person I was referred to, and it appears that to this person, I was nothing more than a blank check. She should be ashamed at the way she treated us and possibly others. That's not the way you treat people, especially when your business depends on referrals. Hopefully, others will read this review and not fall victim to the same situation as I did. Look elsewhere for more respectable representation; don't waste your money, or time. In addition to the loss of money and time we now have to keep an eye on our credit card accounts because we're not sure if this was some elaborate scheme or something.

Amazing customer service. The service I recieved was very informative and precise for my business.read more

Credit was always a conversation I never wanted to partake in bc mine was so bad after some…read moreignorant decisions I made when I was 18. I was always hesitant to have my credit repaired too because of how embarrassing I thought my file would be but because of how important I realized credit is, I recently decided to have a TRUSTED credit specialist look through my file. JayR does free consultations and so I had him take a look at mine. I know a few people who actually got their credit fixed by him so I knew I was going to the right place. We started my file ONLY less than 2 months ago and my credit has already shot up by more than 150 points! I was honestly mind blown especially because I calculated that I'd be able to reach the 700s by next year (2023) the earliest. As a matter of course, trusting JayR to repair my credit was the best decision I've made thus far. Might I add, my credit is still expected to increase in the upcoming few months. Yes, everyone's file is going to be different however, the sooner you start, the better! As I mentioned before, I was embarrassed to ever speak on credit because I had a couple of collections accounts which are now deleted! This is the perfect way to start off my 2022 thanks to JayR. I highly recommend! Certainly referring all of my friends & family to him.

Prior to contacting jayr, I applied for a loan to get a house and that's when I realized how bad -…read morenot great credit was.. fast forward to a couple of months later, I came across his post on social media about credit repairs and man am I glad I contacted him! No, it's not an instant result, it took a couple of months and him educating me about my credit cards, but it was worth it. I just recently applied for a loan again and it is sooo much better ! Thank you for helping me and my family!

I've referred several friends and clients to Aaron Huebner at ASCENT Network, and the feedback has…read morebeen outstanding. Aaron goes above and beyond -- he doesn't just help improve credit, he educates clients so they understand how to build long-term financial stability. Everyone I've sent his way has felt supported, informed, and confident in their financial future. If you're looking for someone honest, knowledgeable, and genuinely committed to helping people rebuild and strengthen their credit, Aaron is the person to call. Highly recommend!

The Ascent Network has been instrumental in raising my credit score. Their diligent work has…read moreimproved my FICO score fifty-four points. Lisa has been great with regualr check-ins and Aaron is there to answer any of my questions when they arise. A solid, top-quality service by a freindly, efficient, and knowledgeable company. Thank you!

My youngest son is in high school in the special needs program. He is currently working (working…read moreability program) he actually gets paid by the school district and we decided to open his first time checking and savings account. I bank with Chase.....Just never have wanted to change. Wow this bank is old school. Lines almost out the door. I was blown away, also quite big inside. We didn't make an appointment so we waited about an hour to see someone. Luckily my son didn't mind (he was to excited) Nadia helped us, she was fantastic. She was very welcoming and communicated with my son (brought him out of his shell) went above and beyond helping us. Thank you so much, of course I ended up opening an account here as well :) will be transferring soon. THANK YOU!!!

I love my bank /credit union!!! They are awesome ! I have…read morebanked here since the 1990's !! They have ATM's in Stater Brothers stores (which is super convenient!)

Man I tried different places to fix my credit no luck but I met lam he explained to me everything…read morecool guy he know what he's doing less than a month five accounts deleted I recommend this place to anyone they don't just talk they make it happen. Thank you lam.

I was referred by a real estate agent to go to these guys to fix my credit. They claimed that they…read morecan increase my scores in 3 weeks for me to buy a house and nothing changes. I cannot get a hold of them, passed by their office many times and they close down. SCAMMERS! Stay away from these guys. I will hunt you guys down tiok my money and run away.

Christine is a pleasure to talk to. She genuinely cares about you, and is on your side. Initially,…read moreshe referred me to the pro-bono center for free assistance. My intuition has been guiding me towards her, and I am trusting it. .

I cannot express my gratitude for Christine. I first met her in 2017 regarding my massive student…read moreloan debt and she gave me the best advice. I wasn't totally ready to file for bankruptcy then and I don't even know if I would have been able to get it then. Cut to 2022. I'm pretty much at rock bottom in life. I contacted Christine again and she spoke to me like family. This woman is powerful. She just gets it and she got me. She knows everything you need to know about student loan debt and she has advised me to go a different route for now, which might save me money and having to file for bankruptcy. She easily could have just pushed for me to hire her, but she didn't because she cares. Her time is so valuable and she sat with me on the phone while I was balling my eyes out and gave me some incredible loan and life advice. I'm going to do more research in the route she suggested, but I know that if I end up having to hire Christine than she would fight like hell for me. She reminds me of Brienne of Tarth from Game of Thrones. She's honorable, an oath keeper. Thank you Christine for all your time and energy. Thank you for fighting for us with crippling student loan debt. The weight is too heavy to bare alone.