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    Jhoanna San Agustin Insurance Solutions - As a Long Beach local, I'm proud to serve my community and the surrounding areas with purpose and care.

    Jhoanna San Agustin Insurance Solutions

    (1 review)

    I don't usually write reviews, but I had to give a massive shoutout to my friend Jhoanna for…read morehelping me wrap my head around the confusing world of life insurance. I'd been putting it off for way too long because every time I tried to read about it, I felt like I needed a translator. Enter Jhoanna--part human, part financial guru. She broke everything down for me in simple, real-life terms, answered every one of my "stupid" questions (with zero judgment), and even helped me figure out what kind of policy actually makes sense for my situation. I never felt pressured--just informed and empowered. Thanks to their guidance, I finally feel like I've taken a smart, grown-up step for my future. If you're as lost as I was, find yourself a Jhoanna. Or better yet--ask my friend. They're a gem.

    From the owner: Protect What Matters with Tailored Life Insurance Strategies…read more Offering customized solutions to help safeguard your future and support your financial goals: • Indexed Universal Life (IUL) • Whole Life Insurance • Term Life Insurance Permanent Life Insurance as a Financial Strategy • Protect your loved ones while building cash value over time. • Access policy values through tax-advantaged policy loans, when structured properly. Children’s Life Insurance — A Lifelong Asset • Coverage available as early as 14 days old. Helps build guaranteed coverage and cash value that can be accessed later for college, a first home, a business, or more. (Access through loans may reduce the death benefit and policy values.) Fixed Indexed Annuities (FIAs) • Growth potential tied to market indexes • Protection from market downturns • Tax-deferred growth • Create guaranteed retirement income, including tax-advantaged distributions when properly structured Health Plans Offered: Level Funded Group Health Plans for Small to Medium-Sized Businesses Minimum Essential Coverage (MEC) Plans for Small to Medium-Sized Businesses • Help employees meet the individual health coverage requirement under the ACA and California’s individual mandate. MEC plans are designed to meet the federal definition of Minimum Essential Coverage under the Affordable Care Act. They may help individuals avoid ACA or state tax penalties, but do not provide comprehensive major medical coverage

    Modern Money - lifeinsurance - Updated June 2026

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