I worked with Brett for our mortgage. When he first told me what rate he could get for me, I was skeptical and even apprehensive because it was so much better than everything else I was being offered by other lenders. I did a refi about three years ago with Guaranteed Rate and when I told them the rate I was able to get through Molitor they basically said, that's impossible nobody is getting that rate right now. Well I'm glad I didn't listen to them. Brett delivered the rate he promised, no fine print, the process was simple and Molitor was there to answer any question I had. If you work with Brett and his rate seems too good to be true, it isn't and he'll deliver. Would recommend to any friend or family member. read more

I had the pleasure of working with Tony and his team over the last few months. He did a fantastic job! I would not have been able to close on my first home yesterday without his help. He was available at all times to answer questions. He really went above and beyond! I would absolutely recommend! read more

Great group of people who take care to be mindful of how important it is when dealing with customers and financial matters.

Had such a great experience and so appreciative of this group, that I have to share this everywhere. I'm so grateful for Craig and his team! I was a first time homebuyer in this hot market and Craig, Kelly, Neal, and Patty really pulled out all the stops for us from day one. Craig met with us, discussed different financial scenarios, had our best interest in mind the whole time, explored our financial future/selling/purchasing, and gave us sound advice on the property we were putting an offer on. He examined our credit scores and walked us through the whole process, even attending to our emotional needs, since this is a fairly nerve wrecking time period for someone who's never gone through it. Craig had a very knowledgeable team behind him. They were all very responsive via email, text, and would call when they needed something urgent. I really appreciated their candidness, transparency, and sensed they cared about us, whether the loan was small or large. Craig was very professional, patient, never pushy, and is very good at what he does. He would monitor the markets, educated us on the process, and ended up scoring us an amazing 30 year fixed rate! After we were under contract, he was very communicative with me, our realtor, the seller, and our attorney. We were able to close in 30 days and had no hiccups at all. Besides the beginning and end of the process, they would keep us in the loop, have us sign things, they did all the leg work and made it a very easy process. I would highly recommend Craig and his team to anyone looking to buy, refinance, or need some sort of loan. So thankful to Craig and team, never thought I would be able to, but can now say I'm living the American Dream! read more

It's been a lifelong dream to own my own home. But the home buying process always felt intimidating to me. I'm so lucky to have had Ben on my side. He helped me out every step of the way. I couldn't have asked for a better mortgage broker. He was extremely patient and informative. A friend referred me to Ben and I'd happily recommend Ben to anyone. read more

Josh and the entire Molitor Group made the whole process a breeze! He is truly a pro at what he does. I would recommend him and Molitor to all of my friends and family. When it comes to your finances during a purchase or refi you want and need someone to hold your hand. Consider your hand held with these guys! read more

We had an excellent experience working closely with Jenna Leman and the team at Molitor Financial Group. This was our first time buying a condo in Chicago and Jenna made the process so easy and painless. Communication between all parties were fantastic, I couldn't have imagined it any better. Jenna was available at all times of the day via email, phone, or text and would always respond in such a timely manner. We couldn't have asked for a better team to work so closely with these last few weeks. I will be recommending Jenna to any of my close friends and family in the area and we look forward to using them again in the future when we buy our next home. read more

Ben @ Molitor was dynamite throughout the process for financing our first home. He was very patient as we decided what we were looking for (SFH, multi-unit, mixed use) and very thorough in walking us through the various financing options for each kind of property. He walked us through all the technical details and timelines, and his estimates were pretty accurate and allowed us confidence when making bids. He responded promptly via email and phone and always made sure we understood things, even quizzing us to make sure we truly got it. We ran into some turbulence (not Ben's fault) between the initial approval and final closing, which Ben navigated expertly - getting on the phone with the lender, talking to his colleagues, and doing additional research / thinking outside the box to make things work. Although the ride wasn't smooth, we felt very assured that Ben was working his magic and had confidence in him when he said "we can make this work". Overall I'd highly recommend Ben for your mortgage needs and won't hesitate to use him again in the future. read more

My husband and I worked with Brett when buying our home this past March and had a great experience. I appreciated his flexibility and knowledge. He was available whenever we had a question and had patience to explain any questions we had. For our first meeting he took the time to meet us for coffee and walk through the entire home buying process which was extremely helpful. The company I used for my first home was not as hands on or helpful. I highly recommend and thank you Brett!! read more

From the start of the mortgage process and on past a successful closing, Craig and his amazing team of professionals take care of their clients. They make you feel they are on your side, leading you through the maze of forms and requests, and making sure to get you an amazing rate and successful closing. Special shout out to Tristyn for all he did to help me. Thanks Molitor family. read more

The job got done, but it was a bad experience with Molitor. The worst of it came in the last week before Closing, and especially the day before Closing. I had a few questions for Craig (one of the leaders at Molitor) regarding some items on the closing estimate costs, namely the fees that Molitor charged. I won't go too deep into the details, but basically I couldn't get a straight answer. I asked for a conversation in person, and he literally responded with: "At this time, I am going to politely decline our call. All communication moving forward will be via email." This was ONE DAY before Closing, and we hadn't received the final Closing Disclosure documents needed. My realtor ended up having to play the go-between the parties, relaying our messages to each other. It was a complete power-grab move on his part, and amazingly unprofessional. I had questions on a the largest purchase of my life and was met with more or less silence. It's been a couple months since this happened, and I still can't really believe how it went down. It's almost humorous. Almost. So. That was fun. There's a few more experiences with Molitor that were bad, but I think this one will do for now. Note: I gave this feedback privately to Molitor before posting. I offered to chat some more about these issues, but no response. read more

I had the pleasure of working with Antonio "Tony" Nieves on the recent refinance of my condo in Chicago. After shopping around and receiving quotes from numerous other lenders, both large and small, Tony and Molitor were able to offer refinance options that quite frankly blew everything else out of the water. Additionally, Tony and the Molitor team were quick, efficient and thorough. The entire Molitor team was responsive and responsive throughout the entire process. Any time I had a question, I always received a prompt response. Tony took the time to ensure each aspect of the transaction was transparent and ensured that nothing would come as a surprise when we got closer to the the actual closing date. During the process I was provided with clear, concise and updated estimates that accurately gave me an idea of what the final closing cost would be. Tony provided clear guidance along the way that the estimates might fluctuate based on different scenarios (actual closing date, escrow funding, etc). His attention to detail, transparency and being a genuinely pleasant person all made the refinance painless, easy and saved my family a lot of money in the long haul. I can't recommend Tony and the Molitor team enough. read more

My experience wasn't very good. The person I was assigned to spoke very fast, like at the end of a commercial when they're reading the disclaimers. The message I got loud and clear was that he did not have time to be talking to me. And I felt that way each step of the way. The other person I was talking to concurrently approved my application and spoke with me personally about five times within two hours, until every single thing was done. He helped me get it done when it was tricky and he helped me with every question immediately. Five days later Molitor Group is sending me texts and emails that I can't reply to telling me to submit the items that I need. Maybe they are fine, but I'm going with this other person who is helpful. read more

Best decision we could have made when buying our first home was to work with MFG and in specific Chris Delaney. When we met Chris for the first time to walk through the mortgage loan process, we were clueless first time buyers. After our time spent with him, we knew there was no one else we wanted to work with. That being said, we did shop rates but Chris had the best rate for us and was the most personable person we spoke to. Any, and I mean ANY question we had along the way he answer in a timely and professional manner and had great referrals. I will be recommending him and MFG to friends and family looking to buy/re-fi! read more

As first time home buyers, Brett Hines and his team couldn't have made our process more of a breeze. From the start, communication was clear and prompt, with Brett patiently walking us through the lending process. It was almost fun! Whenever we had questions or concerns, Brett was quickly there to help, and has continued this relationship after closing. We landed a fantastic rate, and couldn't be happier with the knowledge, service, and professionalism this team gave us throughout our journey. We would recommend Brett and Molitor to anyone looking to buy a home. read more

Worked with the Molitor team for a refinance after working with them for my original home loan 6 years ago. Everything was super smooth, was able to submit all my documents online, and everyone was very friendly. They got me a great deal and it was totally painless. Thanks everyone, especially Joe and Jeff!! read more

This is a long over due review, but a recent LinkedIn invite reminded me of the awful experience I had with this group and the person I worked with (whose name I am omitting on purpose, but he has showed up in other bad reviews). After an appraisal did not come through at the contract price, I walked away and started a whole new loan with a different company, and personally funded a new appraisal. When Molitor found out, they dragged their feet in canceling my original loan and even made an attempt to revive the loan using the new appraisal. After much push back, they canceled the loan and it all went through, but it extended and complicated an already stressful process. Fortunately, it was ultimately a happy ending as the purchase went through, and it even introduced me to a better company that I have since used for multiple properties. read more

Craig and his team really guided us through a seamlessly smooth first home purchase. From the first meeting with Craig where he interviewed us to find out where we should look in regards to our price range from his explanation of the home buying steps to the required documents needed for the underwriting! Craig put in 110% especially when tracking the interest rates so that we can lock in at a good rate! Thank you Craig and the Molitor Financial Group we are definitely recommending you all to our circle of friends! read more

Working with Tony at Molitor on both our first home purchase last year and our refinancing now made very complicated processes easy for us. They were helpful at every step of the process, were always there when we had questions, and got us a great rate we probably couldn't have managed to find on our own. I would recommend them to anyone in an instant. read more

I worked with Ben on the mortgage for my first home and would highly recommend him and the Molitor team. Ben was kind and patient throughout the whole process, explained all of the financial terms/aspects, answered all of my questions quickly, and took extra care to make sure I was getting the best rates! He even switched my lender right before signing the paperwork because he found something better for me. If you want someone who is committed to getting you the best mortgage and to hold your hand throughout the whole process, go with Molitor! Thank you guys! read more

We had a fantastic experience with Drew at Molitor! Our first home purchase, we went direct with a bank for our loan and I remember it being a whirlwind experience with little guidance or direction provided by the loan "officer"... Fast forward 10 years, we smartened up and found Molitor. Not only was the process extremely easy, Drew was always available to answer questions and offer advice no matter what day of the week or hour of the day. The fact that he also came to our closing spoke a thousand words. We felt supported 100% of the way. We can't thank Drew enough for everything! read more

Cannot day enough good things about my experience with Molitor Financial, starting with them rescuing me from the horrendous experience I was having dealing with my national bank. Two days before my scheduled closing with this national bank, everything started going wrong - they didn't have any of the paperwork they needed and they made several colossal errors resulting in my closing being delayed indefinitely. The Molitor team stepped in to expose all the problems the national bank was overlooking and I was able to close just a week later. They really saved me. Do not make the mistake I made by going with a national bank for a mortgage - you are just a number to them. If you want personal service with someone honest and experienced who is going to drive things forward and be your advocate, go with Molitor! read more

Molitor Financial Group helped me lower my Mortgage interest rate significantly. The Communication was excellent. We kept a keen eye on the rates and I relied on their experience and expertise to know when to pounce on the lowest rate. I doubt the interest rates will drop below my current rate, but If it does Molitor Financial Group will be there to execute the refinance. read more

This was my third time using MFG now. Two purchases and now a refinance. I reached out to Craig on a Wednesday and were locked in by the next Monday. We closed about 30 days after initial contact. We worked with Nate and he was awesome! Very informative, professional, responsive and friendly. I continue to refer family and friends to Craig and his team. You will not find better customer service! I am glad I never have to worry about figuring out who to trust with a huge life decision like purchasing a home. They are great for first time home buyers and refinancing. Thanks again MFG! read more

Kelsey Dean Woodby with Molitor Financial Group is the best Loan Originator/Mortgage Broker I've ever worked with in my 24 years of purchasing 30+ properties. I actually met Kelsey Dean on happenstance and it was during a very stressful time when we were building a new home and selling our current home. We all know the process is stressful enough and my original loan originator exacerbated the stress. My files were lost in transition from one originator to another, the original originator left the builder's lending company and there was no communication for months. Finally, I heard from the builder's lender and they nonchalantly explained I needed to come to closing with an additional $450,000 than originally explained and expected and at the 11th hour, how they would not be able to use all of my income. I do not need to explain my feelings of utter despair, helplessness and confusion less than 45 days from closing. That's when I met Kelsey Dean via a Facebook Real Estate group. I made a post. She reached out to me with a question and I knew she was different. I asked to speak with her via phone. Kelsey Dean and I had our initial phone consult at 10:30pm on a Saturday evening. That highlights her dedication. Then, I applied for our mortgage through her and Molitor. Kelsey Dean made the loan happen in less than 5 weeks, as she said she would, and cleaned up the mess the builder's lender created. We forged a wonderful relationship of trust in such a short time because that's just who Kelsey Dean is to everyone. Please, please, please consider using Kelsey Dean for all of your real estate transactions. She is thorough. She is disciplined. She serves with excellence. She serves with integrity. When she did not know something, she said so and utilized the team of other experts at her disposal. The people at Molitor work as a team supporting one another, no competition, only goal being for all to succeed. Kelsey Dean provided me with so much peace that my mind was no longer racing each night because of the situation. We value relationships and my husband and I will give Molitor and Kelsey Dean Woodby all of our real estate business from this point forward. read more

My partner and I had a great experience working with Chris Delaney and Antonio Nieves at Molitor. They were both very responsive, knowledgable, and patient with all of the questions we had. They were especially good at keeping us on track with the process and paperwork without being pushy or overbearing. With this being our first home purchase, Chris and Antonio kept an otherwise overwhelming experience manageable. read more

We worked with Chris K. when refinancing our home. Chris was so friendly, helpful, and trustworthy. The process was very smooth, and Chris saw to it that everything went seamlessly. He was great at communicating with us over the phone/email and was great about answering all of our questions. Chris even took the time to come to our condo to pick up some papers. He also met with my husband in person on multiple occasions. He makes everything so convenient. We cannot recommend Chris enough! read more

I have purchased a home and have gone through two refinances with 'other' firms. One being the bank that I use. There is no comparison. These guys are the best. In past experiences I had to hunt for answers, documents and explanations. MFG explained exactly what I needed, where to find the documents, how to get them if I didn't have them, etc. They would bring anything that needed signing over to my house in the evening. It is extremely difficult process nowadays and they made it very easy. They communicated on a frequent basis where we were in the process, what needed to be done and how long it would take. I had all the options laid out for me. Good process. good service. good people. good rate. read more

As a first-time home buyer my husband and I had no clue what to expect. Every time we met or spoke with Tony Nieves, we were very impressed with his professionalism, knowledge and willingness to go above and beyond for us. From the beginning Tony made sure we understood the entire process. Not only did he get us an amazing rate, but he was always available for any questions we had or getting us a pre-approval ASAP (this helped us secure our home). We will definitely be working with Tony and MFG in the future. Thank you again!! read more

I've purchased several properties in my lifetime and rarely had any concerns with a lender until recently. I used "Terrence" from Molitor on a recommendation from our real estate agent. The experience was not good. I received 4, yes 4 disclosure document statements. Usually, I receive two; one at the beginning (estimate) and one before closing so that I know how much money to bring to the table. I received the final one the night before closing and needed a minimum of 24 hrs notification from my bank to wire money and Terrence new this, yet still didn't send the final document until the evening before closing. This was not the worst. He continued to send me disclosure docs even when he new the amounts were not correct such as PMI and attorney fees (missing). Seemed like he was trying to get me to sign to agree to fees that we didn't discuss. In addition, he had points listed on the disclosure. When I asked him about this, he tried to tell me that we discussed this early on which we did not! I had to send him the original email where he had the rate listed with NO fees to buy down the rate. He lied and tried to convince me that we discussed this when we had not. If you need a mortgage lender, I would NOT recommend Terrence or Molitor! Group read more

I was referred to Molitor (specifically Chris) through a friend before buying a home. He was, from start to finish, awesome. Despite my best attempts to not be on top of my game, Chris made sure that I was well-informed, in the loop, and pulling all the information I needed...and did so working around my schedule. Most importantly, when my closing started falling apart at the eleventh hour, it was Chris who handled everything (on a Sunday night, no less), and got the deal closed when everyone else thought it was going to fall through. You can count on him to get the job done. Cannot recommend him enough! read more

Jeff and his team are amazing!!! He gave the best rates and really understood the market (compared with 3 lenders). Was so fast on turnarounds and I loved that Molitor provided documentation of all estimates with a complete breakdown. Other lenders only sent some numbers by email and weren't nearly as visible about expenses. I was hesitant to trust such large sums of numbers being in flux during closing, but Jeff was spot on for total costs. I really was able to trust him and his team and rely upon them as the experts. read more

My wife and I worked with Craig Messman at Molitor Financial for our recent home purchase. Craig was not only professional and knowledgeable, but went out of his way to help us through the whole lending process. He responded almost immediately to any question or issue we had. He was also very "above board" when it came to all the fees, taxes and charges that are inherent to a home purchase in Chicago. We could not have been happier with Molitor and would (and will) recommend them to anyone in need of a mortgage for their new home. read more

The team at Molitor was a pleasure to work with! They were professional and very thorough throughout the entire experience AND they worked on a very aggressive timeline. In the end we were pre-approved, selected a property, made an offer, applied for / approved for a mortgage, and closed in less than 60 days! Compared to previous experiences, there weren't endless calls to produce additional material for approval. They gave us an initial list of artifacts to gather and aside from a couple of items, they were spot on. That alone made the entire process much easier and certainly contributed to our speedy close. On top of all of this, each of the guys were great to deal with. I have and will continue to recommend them to friends! Keep up the great work Troy, Craig, and team!! read more

We were first-time home buyers, so didn't really know where to start with the mortgage process. Given MFG was local and had great Yelp reviews.. I figured, "what a great place to start.. I'll call them, get some information and then really start looking for lenders." Little did I know I was finding a mortgage broker for life. Josh and team are the best. I found MFG on a random Wednesday at 9:30pm. I called the number on their Yelp page thinking I'd get an office phone where I could leave a message. Nope, it was Josh's cell phone. And he answered. At 9:30pm. I felt terrible for disturbing him so late, but he didn't rush me off the phone... he asked a few questions, took my contact information and said he'd send me some more information in the morning. Needless to say, my search for a mortgage broker/lender ended that night. The whole team at MFG really made our first-time home buying experience so much less stressful. Josh was available all the time to answer our questions and he was proactive in providing updates to other parties involved (agents, attorneys, etc..). So much so that the seller's agent and our attorney were asking us "where did you find this guy?" If you're buying your 1st home or your 100th, give Josh a call. You'll be glad you did! read more

We chose Molitor based on a recommendation from our Realtor, in combination with reading their great reviews...It was one of the best decision we made through this home buying process. We're first time home buyers and had tons of questions throughout the process. The guys at Molitor were thorough and straightforward with us from the beginning and took the time to explain things to us (multiple times). They made the process smooth and relatively easy. We highly recommend Molitor, they're awesome! read more

TL;DR: Craig has turned a stressful first time purchase for my family in to a pleasurable experience by communicating exceptionally well and reliably with us while being a calm, knowledgable and experienced advocate on our side. ________ A home for our family. A complex transaction. A truncated timetable. Large sums of money. Legal ramifications of missteps. Navigating our first home purchase in Chicago made us feel like we were in the middle of a month long storm...on a small boat...facing what will be remembered as a near perfect storm.....without Clooney on board...in shark infested waters...wearing life vests made of amply marbled dry aged bone in rib eyes. Basically a mixture of stress, uncertainty and the hope of making it through so we could get back to enjoying life. My future wife and I both work too much which left little time for research regarding the real estate and lending laws and the nuances of the local market. So for us trusting the professionals we work with has been paramount to our sanity. When we found the house we wanted we pounced and made an offer having been pre-qualified with another broker. After our offer was accepted days passed without much attention or progress from our previous mortgage broker. Needless to say we were very concerned. With four days left in attorney review we contacted Craig based on his yelp reputation and the trusted advice from a friend who practices real estate law here. Smart move. Craig enthusiastically took all the pertinent details of our transaction and eased our concerns with his calm demeanor and professionalism. He then met us - the same day I called - to guide us through our options and the current lending environment being upfront about available rates, costs and next steps. We are still approaching closing as I write this review but feel as though Craig's agency to us and our interests combined with his ability to shield us from the stress and minutiae of getting a mortgage buttoned up has already made him well deserving of our five star review. We are confident we will close on time with a great rate and reasonable costs with MFG and Craig handling our loan. Confidently choose this team for your mortgage needs and get back to smooth sailing. read more

Aaron was pivotal in getting my mortgage approved!! I attempted to go through another broker, but when I wasn't getting the service and guidance I needed (I'm a first time homebuyer) a friend referred me to Aaron Gosser at MFG. And thank goodness I switched, otherwise, I don't know where I would be sleeping right now. Aaron is hands on, personable, knowledgeable, well connected, communicates effectively, patient, and was a joy to work with! Our relationship began when we met for coffee in my neighborhood, and he patiently walked me through the mortgage approval process. I was impressed with how he simplified an otherwise foreign process to me. I walked away feeling confident that I was capable of buying my first home! It was very empowering! And things only improved from there. He was always a quick phone call or facetime away when I had a question, or needed his expert opinion or guidance. Furthermore, he has a long list of trusted contacts that include attorneys, insurance brokers, and financial planners to help along the way and into the future. I would recommend Aaron Gosser at MFG to anyone looking to have a positive and empowering home buying experience! read more

Chris of Molitor Financial Group is a phenomal lender! We were seeking conventional financing for an investment property in Chicago and Molitor Financial Group had the best ratings so I gave them a phone call and asked a few questions. Chris was very easy to work with; he was extremely responsive and organized. Although we cancelled contract due to the property's foundation issues, Chris was very amicable and understanding. Once we find another property in Chicago, we will definitely go back to Monitor Financial Group. I strongly recommend them for your lending needs if you're purchasing residential property in Cook County. read more

After falling through with 2 other mortgage brokers I finally contacted Chris Kinsella through Molitor Financial Group - and he blew any other broker out of the water, not only with his professionalism, but with his personal level of service to my wife and me. Chris is one of the main reasons we own a home today. I'm going to keep this short and sweet - Chris isn't going to make you feel hopeful about getting your home, he's not going to give you false expectation, he's not going to tell you anything you don't need to hear. He's real - incredibly honest and upfront about your financial situation and what you can do with it. Other companies I worked with kept giving me a false sense of hope for what I could afford, and then everything would fall through last minute. This is so heartbreaking when you find a place you really want. This industry is so competitive you can't afford to have these kind of issues with professionals you're working with. The banking industry isn't one you want to mess with. They will scour your every penny, every bank account, everything to make sure you can afford your place. When you work with a broker you want someone who accurately reflects your situation. Back to Chris and Molitor: after searching for nearly 6 months and finally finding the place we could both afford and one that we actually wanted, we became very close to loosing the property due to dealing with 2 finance companies that messed up our numbers. I had previously contacted Chris and been in touch with him to ask random questions, even when I was working with other companies. He was always patient and super happy to help me no matter the situation. When I finally called him at the 11th hour of closing, desperate for someone to give me a real sense of what I needed to do (pay off debt, most of a car loan, etc) - Chris stuck by to the very end and made it work out for us. I can honestly say that Chris and Molitor are a HUGE factor of us actually owning a home today. Don't mess with other companies. Don't price shop when it comes to your broker. Other financial companies might offer you free appraisals, discounted rates, etc - but it's all pointless if they don't get the job done. read more