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    Ask the Community - Moneytree

    OneMain Financial

    OneMain Financial

    (2 reviews)

    Listen to the Yelp reviews! OneMain financial is terrible now…read more-Credit Karma said outstanding approval odds - Paid off loan before with OMF 100% payment history - I just needed to consolidate debt with 100% payment history on all credit cards and loans. I was told this would be a major factor in approval. - no one ever got back to me. I had to call for four days straight. - After a hard pull of my credit, I was told my vehicle wasn't worth enough. - Aubrey was assigned to me and I never spoke with her. Kara told me there shouldn't be a problem. Gentlemen who worked at the north location in Colorado Springs told me they do much more approvals than denials, which is just a lie. - I would definitely not use OneMain financial anymore. It is completely false hope credit karma gives you in collaboration with one main financial. -Go to a bank or credit union before you even consider them.

    OneMain Financial gave me my 1st loan, and I was extremely happy to receive and us to help…read moreconsolidate some debt. It wasn't enough to consolidate all of my debt, so I recently applied for a 2nd loan. Credit Karma said I had outstanding odds of being approved, so I applied and was instantly approved for the amount I needed. I was very excited that I would be able to have all my debt in 1 location. I called into the location I dealt with on my 1st loan: 4124 Austin Bluffs Pkwy. Aubery answered the phone and was very helpful at first. She asked me to upload some more documents to complete the process, which I was happy to do, and I had it done within a few minutes. She also verified that I was approved and told me she would pass my application to underwriting and get back to me later that day or in the morning. A couple of days went by, and I hadn't heard anything back from her or underwriting. I called in and spoke with another employee who was very helpful and needed me to send in some information. Once I did, I was told she would call me back later that day or the following day. Within a few minutes, I was called back and told I wasn't approved, and there was nothing they could do. My heart dropped as I wouldn't be able to consolidate my loan. I wish I had been told sooner and not pre-approved to begin with.

    Moneytree - paydayloans - Updated June 2026

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