Pyramid scheme/ MLM. They sell you insurance basically. If you want to put your finances in the…read morehands of someone with zero financial education who paid $200 for a 1 week course, have at it. I would suggest going to a professional with a finance degree. When you don't want their finance help, they try to get you to work for them since that's how they make money. If you're a female they try to use phrases like " empowering women" " don't you want to stay home with your kids" and the usual fear mongering tactics " what if your husband dies". If they really wanted to empower women they wouldn't be trying to get you to screw over other women while simultaneously screwing you by roping you into their nonsense. Pay attention to the negative reviews, do your research on the company.

They are passionate about helping others and committed to improving services and training…read moreappropriate salespeople.

A few years ago, after receiving an inheritance, I spent a great deal of time researching and…read moreinterviewing fiduciary financial planners. Since we had never needed one before, my husband and I wanted to be sure we were making thoughtful decisions for our future. We ultimately chose Patrick, and we couldn't be happier with that decision. His focus on sustainable investing made him stand out even more and aligned well with our values. Patrick is not only highly knowledgeable and professional, but also approachable, thoughtful, and easy to talk with. Nearly three years later, we remain extremely pleased with both his guidance and the results. The addition of Rachel Strong to the team has been another positive development. She has been wonderful to work with as well, and together they provide outstanding service and support.

My husband and I were looking for a financial advisor after years and years of trying to manage it…read moreon our own. We needed someone we could trust, that can help organize our finances, set up some estate planning, and overall improve our financial literacy. We're so happy to have found Impact Fiduciary and to work with Chris whose always made sure we are set up for success. He's extremely knowledgable and patient in walking us through what financial decisions need to be made, and exactly what we sign up for as we look into certain investments. He's great at keeping up with us, even when we tend to lose sight of our goals or meetings. We've been fortunate to see a lot of growth after working with Chris, and it's assuring knowing we're investing with those who have similar values as us. Looking forward to working with them for years to come!

Working with Kyle Clark has been a standout experience from start to finish…read more After a deeply frustrating experience with another financial advisor program, I was cautious about starting over, but working with Kyle has been a complete 180. From the start, Kyle was thorough and patient. He walked me through transferring all of my existing funds, helped me establish clear savings goals, and gave me concrete, actionable guidance I could actually act on. What impressed me most was his timing: all of this unfolded during a period of significant personal transition for me, and he handled every step with professionalism and calm. The results have spoken for themselves. My portfolio has reached record highs, and for the first time, I genuinely feel in control of my financial future. If you're looking for an advisor who is competent and steady under pressure, I can't recommend Kyle highly enough!

David gave a very helpful consultation. He is knowledgeable about tax and explained in easy to…read moreunderstand way.

Thanks to Dan and his staff for going above and beyond all our expectations. As a personal injury…read morelaw firm, we have referred all of our clients looking for a financial advisor after settlement.

I started working with Dan over 4 years ago and he has been taking care of my accounts like their…read morehis own. Dan is very professional and is always consulting me on changes in the market and what should be my next move in growing my business and personal finances. I recommend The Warren Group to anyone that is looking for a strong company that will provide you the service you deserve and the trust that you need when it comes to your business and family.

It was such a pleasure working with Michelle, and we feel very lucky to have found her through a…read moreGoogle search. Her combination of practical financial knowledge and thoughtful understanding of our family's goals allowed us to plot a path forward that we hadn't been able to achieve on our own. We've already passed her name on to a few friends looking for some financial therapy. Can't recommend highly enough.

Working with Michelle has been truly transformative for me and my husband. Over the course of six…read morethoughtful and intentional sessions, she helped strengthen not only our finances, but also our mindset and confidence around money. With each meeting, we made meaningful progress. Michelle helped us see clearly where our spending was going and guided us in creating a realistic, sustainable budget that still allows us to enjoy our lives while saving toward our biggest goal--purchasing our dream home. What once felt far off now feels achievable much sooner than we expected. Perhaps the most valuable part of the experience was the confidence and clarity Michelle helped us build as a couple. Our conversations around finances are now more productive, aligned, and positive than ever before. We're only a week out from our final session, and already feel the impact of the work we did together. I'm excited to look back in 3 months, 6 months, and a year from now and see how far we've come thanks to Michelle's guidance. I can't recommend her highly enough.

Kailey is the best financial advisor ever! It was a no-brainer for me to start investing with her…read morebecause I have known her for a long time and she is such a trustworthy and thoughtful person. As she has been guiding me through this process, she is thorough and collaborative in her recommendations, always prioritizing my goals. I recently got married, and my husband moved his investment accounts over to Kailey (he wasn't getting excellent support with his previous group). I love how accessible Kailey is via phone, email, video chat, or in person, especially as we currently live in Fresno. She has is special because she has such a passion for helping others achieve financial security and makes every effort to advance her knowledge to best support her clients.

Kailey works hard to understand your needs and wants and will work diligently with you to formulate…read morea plan to meet all your expectations! She never stops improving her practice and she will looks for every advantage to help you and your family with your financial goals. I highly recommend Kailey Wagner! :-)

Well we have been with all the major trading houses for decades... And we make our own decisions…read more We really don't need trading guidance... So our observations are limited to the past half dozen visits with varying chores addressed. They've ALWAYS been first rate professional and compliant with expected conduct ... I've been securities licensed for decades in the past so my perspective might go beyond the ordinary. At any rate, I've never had cause to consider moving our positions elsewhere.

I have some advice for anyone seeking helpful answers, If you want legitimate help choose someone…read morein a supervisory position. The "beginners", besides having little experience, aren't equipped to offer good advise or direction. I got a smart aleck and Learned the hard way.

This review is late, but better late than never. I had just retired and was looking for a place to…read moreroll over my 401K. I had been contemplating on an annuity to supplement my retirement . Rick at Carington's was the agent working on this. One afternoon in 2016 just before the Presidential election Rick calls me at my home and urgently instructs me to convert my 401k which was 100% in stock to cash as everyone new that the stock market was about to crash. Unfortunately I acted on his advise. It makes me sick to my stomach to think about the fortune I lost acting on the horrible advise of Rick Bavetz at Carington Financial. To add insult to injury Rick was not man enough to ever contact me again to about to address this horrible mess he created.

WOW, a terrible representation of the "Heart of a Teacher"…read more.. As a fan of Dave Ramsey, my wife and I were/are in real need of a SmartVestorPro. Unfortunately, Rick Bavetz & Carington are not what Dave tells us about. After the initial conversation I sent over our financial information and was set up by Rick and his office girl Carolyn for a zoom call to start a possible working relationship. I left work early a week ago to get home and be set up ready to go... Nothing, no call. I texted, emailed, left messages nothing. Ghosted, like the teenagers do. Still no communication (complete Crickets). I'm so sorry I sent our info and now feel exposed by this terrible experience. I'm certain this is not the type of service or people that Dave Ramsey is expecting to represent his program. I highly recommend not contacting or using Carington or Rick Bavetz because of my own personal experience.

Definitely agree with some of the points regarding Customer Service. Not sure why there aren't more…read moreseason individuals with the skills needed to deal with a variety of people. I don't like when people give "you didn't ask those more questions and I'm not going to suggest research or give advice" vibes. How would I know what to ask them? I don't work at an investment firm, but you do!

Horrible customer service. Had a problem, tried to work it out. They are completely inflexible…read more In the end there was a $30 fee at issue. It went on and on and in the end they were willing to lose my business (multiple accounts) over $30. Pulling everything. Recommend going with someone else if you have the choice, these folks are weirdo amateurs at the end of the day in my opinion. $30...geez.