MISLEADING Wilma Karen Foster is not to be trusted under any means. I trusted Karen with my investment since 2023. Purchased a home March 13, 2025 only to find out she is a thirsty and broke broker. Wilma Karen Foster is a money hungry fraud. Wilma a.k.a. Karen will portray to have your best interest at heart only to find out she will rob you at the end of the purchase. She sold us a home with galvanized pipes, a fireplace cannot use, roof needs to be replaced and charged $45,000 for closing cost when we were debit free. Karen and Amerifund Home Loans are untrustworthy individuals. Once they rob you no more contact. I truly feel for Wilma Karen Foster! BRAD RICE CEO IS THE LEADER PRICE GOUGING FEES DO NOT TRUST RUN TO A REPUTABLE COMPANY!!! read more

I would like to acknowledge the exceptional service I received during my refinance. Thank you for your guidance throughout the entire loan process! If you're in the market for a home loan/refinance, the staff at Amerifund will go above and beyond to do what is best for their client. So glad I made the call and chose to run numbers with them. Brad referred me to Cesar. Cesar and his team went out of their way to make sure I got the best available loan at the best possible rate. I saved thousands of dollars! Integrity is something you cannot put a price on. Cesar Silva, along with his team, Shannon Gruetzmacher and Jennifer McCall​ exemplify what it means to be professional, knowledgeable, and responsive! Thank you! read more

I was so impressed by the attention to detail, quick follow-up, and thoroughness that I received from Cesar Silva, Jen, and Shannon. Cesar was terrific about answering all of my questions (believe me, I had many), presented options to me to consider, and went above and beyond my expectations. Jen and Shannon were on top of it and put my mind at ease throughout the process. Whenever I have another home financing need, I will return to this team of superstars and highly recommend them. read more

Angela Wyckoff and her team exceed expectations every single time. As a Realtor, I am so grateful to partner with such an experienced, knowledgeable and efficient team that make the loan experience so pain-free for my clients. read more

I did my finance and refinance with Brad. Excellent service. Very professional and patient. read more

Angela & the team are a dream to work with. Determined to make sure the process moves forward and that I always understand the requirements, costs and implications of each decision, they spend as much time as it takes to seal the deal. My original loan was complicated. My income was sufficient yet hard to document. Angela helped me pull together documents to paint a clear picture for lenders. I was reaching for a conforming owner-occupied multi family loan on duplex with an illegal unit so appraisal was a question mark, and I wanted PITI included. Whew! Nearly 3 years later, I'm so glad I stretched to meet my goal and so grateful Angela & Gina helped me reach it and that they got all the details right for my situation. With the ADU laws, I can now legalize my basement unit and Angela calls in to check on my planning progress so that they can help fund construction when I'm ready. Professional, always good-humored, trustworthy and great problem-solvers, I look forward to another successful transaction soon! read more

If I could give Brad and his team more than five stars, I would. I'd double it without a hitch. I have worked with Brad and his team for more than 10 years. Not only do I use him personally, I refer my family and all of my very important clients to him. I am a local realtor who has been through countless real estate transactions which involve mortgage loans. I kid you not, I have not seen a lending team more honest, proactive, and thorough than Brad and his team. That's how they won my business; one of their buyers bought a home I had listed and I was incredibly impressed... They are with you every step of the way guiding you and educating you. That's why they are the only team I refer to. My clients have had nothing but great things to say. Getting a home loan these days is extremely complicated; especially since lending guidelines have become so tight since the real estate bubble burst. It's a guarantee that you will hit a hiccup in the middle of the process. Teams like Brad's are able to do the work up front to anticipate any issues and keep things moving smoothly through closing. That's always important, but it's especially important in a purchase where you are dealing with multiple parties and processes and you have your deposit and your dream home on the line. Brad, Jamie, Gina, Angela, Shannon, Adam, and Jennifer are all seriously terrific. Reach out to them and you'll see what I mean in your first interview with them. Keep up the good work guys! read more

The Amerifund team made my first home purchase exceptionally smooth. Every question answered, every page covered, all communication timely and professional, escrow open-close in 30 days ... so quick and painless, i almost forgot i was actually buying a home, as everyone had always told me how stressful an experience as a first-time home buyer, not knowing anything .. .instead, my experience was a like walk in the park. Thank you Brad and Team! read more

First time ever even thinking about buying about home and trying to take the first steps... Extremely daunting but all the less so when you have good people willing to slow down and explain things, elaborate on the pros and cons of different options. That's who Angela Wyckoff is for me in this process- some one on my team, in my corner. Thank you! read more

I want to take the time to thank the ladies at Amerifund!! Alysha's knowledge, expertise and true concern for her clients is invaluable. Gina and Jennifer's communication skills and strong work ethic make for a stellar team. Combined, their teamwork is priceless! We could not be more satisfied with the service we received. It is so refreshing to know that good customer services still exist in the world. Our loan process was seamless, and we couldn't have asked for more! read more

My husband and I worked with Angela Wyckoff and her team at Amerifund to get our loan funded for our new house in Florida. She had us pre-approved in no time at all, before we even left California. The paperwork went smoothly and we were in our new home right on time. We would gladly recommend Amerifund if you are looking to buy a home! PS: Thank you for the wonderful house warming gift! read more

Cesar was personable and helpful every step of the way! It was our first home loan and I will definitely be using them again!

The Amerifund team are awesome! They were very helpful when we decided to refinance earlier this year. They helped and patiently guided us through the entire refinance process. They stayed available and in constant contact and they were clear about what they were going to do. I worked with Angela Wyckoff and Jeff Baker at Amerifund. The level of care, attention to detail, and professionalism demonstrated by them far surpassed my expectations. I really appreciated their honesty and transparency throughout the refinance process. They stayed on top of every detail and are there for you every step of the way to answer any questions and address any concerns. I highly recommend Angela Wyckoff and the Amerifund team! read more

These ladies are the best. They explain everything in detail, they get back to you quick, always follow up with emails and text messages. They got my loan approved in no time, closing was quick and easy. read more

The Amerifund team was amazing throughout the entire refinancing process. Courteous, patient, helpful, professional, and friendly are just some of the adjectives that describe this team. If we had a question or concern, it was addressed. The entire process was completed almost exclusively online, with the exception of a notary visit. This made it easy, convenient, and safe for us during COVID. If we had to refi again, or recommend a company, Amerifund would be our first choice, hands down. Thank you!! read more

Amerifund did the imposible. After trying four different brokers that gave us the round around without performing. These guys were able to do two loans for us AT THE SAME TIME!!! Thank you Amerifund, you guys were so professional...,. I will come back to refi other buildings. read more

Horrible experience with trying to refinance through them. Had the same rate quoted from multiple companies, and decided to lock in with Amerifund, but they failed to respond to multiple correspondences, gave us some bad advice which delayed the whole process, and never informed us that we had a time window before the locked in rate expired. I'm certain that if I had gone with one of the other companies that quoted us the same rate, that we would have secured the refinance, because this was a perfect storm of bad service. read more

Meet Cesar through Vetted VA. He was there every step away way for my first time home purchase. Weekends, days and nights, any financial and reality questions I had, he had an answer or found it immediately for me. I am so fortunate I got this lucky first time up. He truly was looking out for my best interests in such a new and scary adventure. I cant recommend him and the help through the Vetted VA enough. Thank you Cesar and your team at Amerifunds for everything!!!! read more

My Amerifund Team was so easy to work with. They were efficient, responsive and very knowledgeable. If you are thinking of refinancing or getting your first mortgage, I highly recommend Jamie Cavanaugh and her team!! read more

My refi with Amerifund was pretty stress free. Everyone I worked with was professional and knowledgeable and the process was pretty swift in my book. Brad, Gina and the whole team took good care of me. read more

I have had a great relationship with Amerifund Home Loans in the last few years. I will continue to rely on them for help with my questions about loan or real estate needs. I recommend them wholeheartedly. read more

Great experiences with my last two home purchases and refinances with Amerifund. I would highly recommend them for any mortgage transaction. Easy to get a hold of for any questions, experienced staff to handle any complex transaction and fast closings. Will use them again for future transactions. read more

Angela W here is awesome. Just a great partner talking me through how things work, responsive, wise and a real pleasure to do business with. Fully recommend! read more

These guys are so easy to work with. We got a quick approval and awesome rates! Made the whole loan process so easy for us.

Amerifund was really great. From beginning to end they were exceedingly patient and communicative. Real professionals. I would recommend to anyone. read more

Amerifund is the most professional, honest, and trustworth lender we have worked with in years. I highly recommend using their services if you are refinancing or purchasing a home. read more

I do not even know where to begin... we started the process with me telling the Amerifund team that we are a very difficult refi because we are both self employed. That did not phase this team. Angela started the process and kept us informed throughout the process and when it got really tough, Shannon, Jamie and Gina kept it going. With all of the rules changing because of COVID, this group was able to navigate the changes and get our loan through and funded. We are forever grateful to the Amerifund team. read more

Brad Rice and his team made the home buying process the smoothest I've ever had. From their clear explanation of fees and deadlines of payments to their courier even coming to my office to pick up my documents, this is how you do business. Myself and my family will continue to be loyal to Brad's team because they were loyal to me and made the movement of such large dollar amounts with buying a home as easy as buying something on Amazon. Clear and friendly and easy. That's all anyone can ask for. Thanks Brad and team! read more

Cesar and Shannon made the whole process painless. I'm glad we went with them again for our second purchase. Will definitely be working with them again on future purchases. read more

Amerifund is the ABSOLUTE best choice for your home loan needs, especially Gina Gooding. When it comes to processing home loans, there is no one better in the business! read more

Amerifund Home Loans rocks!!! The loan process was explained clearly, the whole team was upbeat and always quick at responding to my endless questions, our pre-approval gave us a variety of loan options that were very detailed, and our data always felt secure -- all documents were handled through a secure web portal. Thanks to Amerifund's quick turnaround, we were able to offer the seller a very short escrow period, which beat out other offers that were higher (but whose waiting periods were longer). Yay! Thanks to the Amerifund team! Highly recommended! read more

Brad and his team are great professionals and make the client experience simple and easy. As a real estate agent, there isn't a lot of hand-holding I need to do on the lending side when working on a buyer side transaction where Brad and his team are at the helm. I've closed many deals with them over the years and always know my client is in good hands. read more

Brad, Jamie, Gina, Shannon and the Amerifund team were all fantastic. great communication, very organized and process driven, but also had a great attitude and a personal touch. I did a re-finance with them during the COVID crisis, and with all the uncertainty in the market about rate locks, extensions, doc signing, inspections, etc...they were an amazing help in guiding me through what to expect that I may not have been expecting because of the pandemic. i highly recommend them. read more

I highly recommend Amerifund. Angela and her team really took care of me and walked me through the process of buying my first home. She's the best and I look forward to working with her in the future! read more

By far the best home loan experience we have ever had. Cesar was so amazing and patient working with us to find the very best option for our home refinance. He was honest, upfront and communicated every step of the way. His team did a great job helping us gather all necessary documents. Would recommend to anyone looking for a home loan - new, refinanced or non traditional. Will definitely to do business with them again. read more

Jamie, Shannon and Gina and the rest of the team at Amerifund were great to work with! They explained everything in a way I could understand and were with me every step of the way until my loan was completely finished! I felt like I was in honest safe hands with people that cared! They're honest and act with integrity and are extremely knowledgeable! I couldn't recommend Jamie and her team more! read more

Brad Rice and Amerifund is the ABSOLUTE best choice for your home loan needs. I've been financing my homes for thirty years through lenders big and small, and Brad is hands down the most professional, trustworthy and honest I've EVER dealt with. It's very comforting to know that we will always have the very best in the industry working for me and my family. Five stars just isn't enough to describe how highly I recommend him and his entire staff. Thanks again Brad, for all you've done for us. read more

I am super impressed with the dedication, knowledge, and communication I experienced working with Ron from Amerifund. As a first-time home buyer you need someone who will be transparent and thorough and really take the time to educate you on all the details - he was answering my countless questions until 8pm last night! I'm very grateful for the coaching received and how available Ron is. read more

This company is the greatest. The owner and staff are always friendly and helpful and efficient. They work for you. We got several loans and refinancing and have been pleased and grateful to have them work for us. read more

I absolutely love Angela and her team. They got me the best rates and have the best communication. I most definitely will refer anyone and everyone I know. read more