1. Mountain America Credit Union

1. Mountain America Credit Union

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Layton, UT

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Mountain America Credit Union

3.0 (6 reviews)
Open 9:00 am - 6:00 pm

Services - Mountain America Credit Union

Personal banking

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America First Credit Union

America First Credit Union

(4 reviews)

Applied for a an auto loan. Everything was going really well and was even somewhat approved. I say…read moresomewhat because the reason they denied me wasn't for a lack of what I made every month, nor my credit score, or my excellent payment history. It was because they couldn't verify my employer. How they verify is by literally googling the name of my employer and his company name, and if nothing pops up with his phone number, they deny the application. I'm a tile setter and make really good money. It's my boss and myself, no other employees. Everything my boss does is word of mouth and has never had to advertise. We do excellent work. When they told me they couldn't find him on google, I asked if they tried looking up his Entity #. Their response, "No, because we have to find his information on our own. We cannot use anything you give us as it could be falsified." And that makes sense, except for the reality that I could literally go online and create a fake website in minutes with any random phone number and call it "my bosses company here". That's not verifying information in anyway shape or form. An Entity number is a government issued number for licensed business and can be verified with a simple search in secretary of states website of whatever state the business is in. That cannot be faked. When I said this, they still said that it doesn't matter, because they weren't the ones that found it, that I was the one that lead them to the secretary of states website, and therefore is no verification.

From the first time I was a member excellent service and remembering to follow up with me on the…read moresituation and following up on other things that have arose because of the initial problem...

Mountain America Credit Union - banks - Updated July 2026

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