Scam! I received a letter from this place to contact their offices, so I can settled credit accounts. Well let me tell you that I don't have any of the credit cards mentioned and they won't stop sending letters. So, Please be ware if you get any mail from this company. read more

Nationwide Debt Direct - Financial Advising Near Me - Frisco, Texas

Short comment: SCAM!!! Details: I got a mail from this company saying that they recently settled accounts with Chase, CIti, BOA, Discover, Capitol One, HSBC, GE, Target and Wells Fargo, and asked if I have accouts with these lenders and will settle mine as well. However, I only have one credit card with the listed, and the balance has been ZERO for a long time. Also, all the approaches they provided were all that I can do myself. I would say that I got a scam letter from them. read more

Hi, I'm on year two of my three year settlement program with Nationwide. It's true they don't follow up with once your open your account. Although you're welcome to follow up with them for the status of where your are in the negotiation process of the settlement at anytime and they have been responsive. My debt was around $22k in total. Their goal is to settle for about 40% plus Nationwides fee on top of that, which is their profit. My total cost for the program was around $12K so I am paying $370 each month for 3 years to achieve the settlement amount plus their fee. The settlement amount is around $8k and their fee is about $4k. Why would I pay them $4k to negotiate? They have a fund in which they collect my monthly payment. This disciplines me to pay each month over the 3 years at rouhgly a 28% interest rate. I don't have to deal with the stress of creditors calling, and I know everything is getting done behind the scenes. I called a few other Debt relief companies and each on (rated 5 stars everywhere) had a much bigger fee than $4k! They were more around $5-7K. So if you can get over the bad reviews, I recommned theses guys for your relief. I will update my review as soon as all my accounts close and i'm "free and clear" just dealing with a bad credit score for a while. Totally worth the $10k savings. Thanks Nationwide DD. Love you guys so far:) read more

Do not use them. The minute you show any annoyance or aggravation with them they lose all professionalism and just turn snarky. I had a complaint with them and was transferred to a supervisor who instead of trying to work with me resorted to sarcasm and just plain rudeness. Adena was her name. Truly unprofessional and not helpful at all. Do not use them. read more

If you are drowning in credit card debt and considering your options, I'd suggest giving Nationwide Debt Direct a call. They are professional and courteous and most importantly, know the ins and outs of handling unsecured creditors. read more

Bunch of liers, do not trust them, they are a scam. I received a letter from them and I was curious where did they found this information about me, what's this about! So I decided to search about them online and I found out that they tricked a lot a people that are in desperate need of financial help. They didn't just not help them, but they put them even deeper in debt. This type of garbage people should be locked up in jail, not free to lie to people in need. read more

Nationwide Debt Direct - This is the scam letter I received from Nationwide Debt Direct. - Financial Advising Near Me - Frisco, Texas

Blows my mind how they still have no active website. You get a different person everytime about your account. They lie on "estimated completed contracts". They told me in August I had 3 more payments; called them again in September, nee chick named Carol said I had only 3 more payments. In conclusion, nobody really follows up on you or cares that you're jn debt. I should have never signed up in 2015. This is a dumb ass worthless company if you ask me. read more

Someone from this company tried to phone me in order to trap me in to using their services. I could tell right away they were fake because the man who called did it while he was walking outside - you could hear all the wind from wherever he was. Since I could barely understand anything he said in the voicemail, I traced the number online and found all I need to know. How do these companies get your information anyway? What a joke. They can't even bother to be professional, so I already know not to trust them. read more

Do not trust this company. You will be paying and see no results. They wouldn't even refund all the money paid. LIARS!!!!!!

What a great company to work with, especially when you want to have some of your most difficult debt resolved. I was worried about my debt and I resolved it in a little over a year of dedicated effort. The staff here are dedicated to helping you get your debts settled and your credit back into a better state. You should definitely look into their services and programs. read more

Annoying mailers they keep sending me. They send me a letter like i have a check enclosed saying credit card settlement. I open it up and see crap about consolidating debt. Debt reduction. I dont know how they got my information but stop mailing me. I dont have no debt. I dont know if you guys are desperate or what but stop with the phony mail. Its annoying. read more

National Debt Direct is a dangerous business. I received what looked like a bill and having been hospitalized recently (Aufust 2016) for a cardio-pulmonary embolism, I'd been getting, and paying, a lot of bills. The clever wording and font types are used purposely to lure a victim into believing they owe a significant amount (in my case $11,500.00) to some un-named company. I called the listed number to demand a line item accounting of the charges for $11,000.00 and only then did I find out that NDD was a "debt relief service". Nationwide Debt Direct purposely mislead me with the intent of their mail and I believe it was with malice. I'll be contacting the FBI's mail fraud department as well as the States Attorney General of Texas to register a complaint. I'm considering hiring a lawyer to sue them for the amount National Debt Direct purposely deceived me into believing I owed some one which caused a spike in my blood pressure 4 times over the safe values recommended by my cardiologist. read more

I'm not sure if this company is legit or not, but I did start the services with them and it seems okay, but when it comes to cancelling your account or getting additional help on your account or calling in for pretty much almost anything you have to leave a voicemail for someone to contact you back. If they contact you back at a time that is not best for you then you're stuck with doing a back and forth calling until you get some type of result, which is not conducive to me getting the best results out of a company. I've called at night and the person that picks up the phone says the other department isn't available, I've called in the morning and the person that picks up the phone says the other department isn't available. All they say is we can transfer you or we can leave a message and if they leave a message it's the same as if you are transferred and you leave your own voice message. My thing is, if I want something to be done right then and there or at least that day then I should have the option to wait to speak to a live representative that is going to be able to handle my issue because if I have payments that need to go in or come out or whatever needs to be done with the account, I need that to happen. So, if I take off from work in order to spend however much time necessary in order to get this done I need that done. All I can say is that I should have done more research on the company before I actually decided to do business with the company. **** The following information is for those who want to know the process I went through this will be a lot to read. Okay, so I got the letter in the mail like most people did and I read it and it seemed somewhat okay so I researched online I think I went to Google and things like that. Then I looked up some reviews and decided to go with the company just try them out and see what they were about. They ask you to sign some papers and to send bank account information and eventually they're going to make withdrawals from your bank to another bank and my payments came out to be about $300 a month and what they save up and after saving up a certain amount they make an offer to one of the companies that you owe money to. The time it takes to build up a good chunk of change allows the creditors to lower the amount that they want back from you. Wow this is occurring your credit is going down faster than a rock on a hill. So without going into further details of the other process which isn't much but it's just some signed paperwork I believe that these companies are doing, it's essentially what we can do ourselves. If you don't go with the company you can save your own money in your own account not pay your credit cards and your credit will still go down but at least you know what you can do with the money that you have and you can make your own offer to the credit companies because eventually they will come to you and ask to settle an amount. I have had one company offer a lower amount already within the time that I have waited with this debt consolidation company that I'm with now. These types of companies are good for people who really don't have any control over savings and need someone to step in and do that for them, and to help them bargain for a good amount to settle for. read more

After my divorce I was left with a large sum of debt, roughly 10k, with a minimum payment I couldn't pay while trying to pay my rent and feed my children. I was desperate to get this resolved and get the creditors off my back. In desperation I found Nationwide, although I was hesitant at first given multiple reviews and suggestions that it was a scam. But I figured I had nothing to lose so I signed up. When you sign up for Nationwide, you agree to pay them a monthly amount that you can afford. You continue to pay this amount until it has accrued to a certain point at which Nationwide feels that they can use that amount to negotiate with the creditor. I would recommend if signing up for Nationwide that you follow up after 6 months to a year, depending on how large your debt is, to determine what this amount would be. I did just that when I hadn't heard from them a while. The customer service representative on the phone was very pleasant and very open about what the process and a timeline would be. I offered to use some of my tax return to apply extra money towards my sum to get it settled sooner. This money was accepted and I eventually reached my negotiating amount early. One of my only criticisms was that I felt like I needed to follow through with the company at this point to initiate negotiations when I had accrued that amount. However, once I did, and the negotiation process started, the person assigned to me was communicative and followed up as they promised. They gave me several options because initially the creditor offered a large settlement amount, and my negotiator was upfront about the fact that she felt that if we continued for a few more months she could settle it for lower and I could be done with it sooner. She gave me the option, I trusted her, and indeed it was finally settled at a lower amount than what was initially offered. In fact, Nationwide was true to their word and refunded the difference because my account had accrued more than what we settled for. I just rechecked my credit recently and this stain on my credit has finally been resolved. My credit as a single parent has improved and I am now on my way to being able to purchase my first home for myself and my children. As a side note, I I would add that until Nationwide negotiates with your creditor, you are still on the hook with the Creditor for that debt, and they might try to contact you seeking payment. Nationwide is open about this and when this happens, I sent them the letter from the creditor when this happened. I'm not sure what more Nationwide could offer if the creditor harassment becomes more aggressive or start the legal dispute. Thankfully I did not have to go through this process. I can't thank Nationwide enough for helping me get back on my feet after my divorce. If you are desperate like I was and you have nowhere else to go and your creditor won't negotiate fair terms with you, I highly recommend this company. read more

Horrible customer service. No one calls you back. Out of the program for 17 months and can't get information I need from them! Don't do it! Ended up paying way more than they estimate with huge tax consequences. read more

When I first considered Nationwide as a resource for helping with my debt crisis I was extremely skeptical. However, my doubts soon vanished after the first call. Everyone was extremely friendly, compassionate, knowledgeable, and professional. There were absolutely NO surprises - the plan they mapped out for me was just as they had explained. They communicated with me frequently and were always available to answer any questions I had. Because of their negotiation skills and connections, I "graduated" from my program 7 months ahead of schedule. This company helped me through one of the toughest financial binds I've ever experienced and I can't thank them enough. With their help, I've learned how to prevent future financial crises; however, if a friend or loved one faced a similar financial predicament, I would definitely recommend Nationwide to guide them through it. read more

Do not enroll in this program. I have lost several hundreds of dollars paying Nationwide Debt Direct and still had judgments filed against me in court. In addition, I would call the company to try and discuss these issues, left message and no one would get back to me. Your best bet is to speak to the creditors directly and request a settlement. No one can represent you better than you can represent yourself. I learned that the hard way. read more

Hi there I would like to take thank someone out there .my debt was out of control .bill coming every month and no money coming in to pay them off.I was throwing my money out ,with no real way of paying off my debt.on win I was losing every were i Turned.I could not see that it was not working for me .I thank these people and there staff with the help that I have found read more