Ralph and his Team don't take No for an answer. they get you a mortgage. they are happy to explain…read morethe process and be completely transparent throughout the entire transaction. I had a complicated scenario going from an owner finance to my own mortgage and I'm self employed. Ralph and Andi still got it done. I am so so so thankful for them. I wouldn't even bother to recommend anyone else.

Very profession, efficient, helpful and caring. He spend hours consulting with us and helping us…read moremake the right decisions. He went into detail about all our needs and exactly what needed to be done. Did not "sugar coat" anything and was straight forward. Highly recommend.

I have been a very happy customer for 15+ years I recently…read morenoticed a $10.00 service charge with no explanation Upon calling them I'm told this is a monthly charge if you don't keep a certain amount of money in your account I asked if this was a new policy and she says" we've had it for a long time but it hadn't been working "‍ They've lost my business

First U.S sucks. They have more underhanded fees associated with their checking accounts than the…read morelaw should allow. I would never recommend them. Get Chime!

I have used Verger Mortgage for my personal home loan and referred many people to them as well…read more Tina and her team do a great job helping people get the right loans for great terms. I recommend them highly!

From the owner: Purchases Refinances…read moreVA USDA and FHA loans Jumbo Loans Renovation Loans Construction Loans SBA Loans Fix & Flip Non-owner Construction Credit Repair Reverse Mortgages Loans available throughout the state of California.

Heidi and Matthew were amazing in helping with our loan process. Very responsive and on the ball…read moreand personable. Explains everything along the way. I was so happy to find someone that did their job and you knew they were taking care of everything. I didn't need to worry.. we actually purchased our home May 2017 but I was talking to Heidi today with a question. That's when I realized I had not done a review. Even after finalizing our sale, Heidi keeps you updated on the market and monitors your loan to make sure interest rates are still favorable for your loan. I highly recommend her and Matt. You won't be disappointed. It's one less thing to worry about when buying or refinancing.

Heidi absolutely rocks the lending world with her team, her expedience, and, above all, her…read morepositive perspective. Heidi continues to remain a strong resource for Nevada County and beyond! Shes truly exceptional.

Rene and Chris have a personality that are warm and energetic. It surely shows within the business…read more Rene doesn't make you feel rushed but takes the time to educate you on what she knows can be the right path for you. Right now my husband and I are starting to get ready to purchase our first home. Of course this is a whole new chapter in our life and have no clue where to start. However, Rene has taken the time to explain options and what we need to do to begin eliminating what can be seen as a negative for approval. As for Chris, he's a smart and diligent individual. Always ensuring that clients are welcomed. We highly recommend ASM!!!

My husband and I have had the privilege of working with Rene and Chris on countless transactions…read more -- the first time was to buy a rental property, and most recently to purchase the home of our dreams. On all occasions, we ended up having extremely difficult, complicated, and challenging transactions; however, Rene took these head on, walked us through every step with patience and care, and answered our millions of questions even if we asked them multiple times. Rene definitely has a wealth of knowledge about Nevada County, surrounding areas and the real estate market in general. We have always felt she was upfront and honest, even if it meant we would end up not purchasing the home. She was also great in sharing her experience and recommendations with us to ensure we had enough information to make the best decisions we could. We felt well informed throughout the entire process at all times. She is extremely responsive to any and all questions you have, and you can trust that she always has your best interest in mind. We truly felt that Rene prioritized our needs and desires first, and that always came above what was best for her. I know she even lost a little sleep over some of the complications we experienced on one of our home purchases. That truly shows her integrity and work ethics. She is flexible and hard working, and she will always be in your corner supporting and even fighting for you. During our most recent purchase, we ran into issues with our seller, and she addressed the issues quickly on our behalf. After a lengthy process, we closed escrow on the home. She is genuine, honest, and not pushy. It's not about making a sale for her, she genuinely wants you to be happy with the outcome. My husband and I are very picky people, and we've been happy with all of the homes we've purchased and loans we've refinanced through ASM. I can't say enough positive things about Rene, and if I could give her 10 stars I would! And, if I wrote all the things she either did well, or went above and beyond on, you would be reading a novel! I know she might sound too good to be true, but she's the real deal. An asset to our area, and a great friend for life. If you're considering buying, selling, or refinancing, please give ASM Realty a call. Their level of professionalism, knowledge, and customer service will spoil you and set your bar very high for any other customer service professional you work with!!

Wish we would have read the earlier review before we went to this guy. We would have given ZERO…read morestars but not an option. Went to speak with Jared Acosta because we heard they offered really great rates. Asked him about his experience, his time working with this company, based on his responses, we felt he was experienced and qualified. We asked him how he was paid, he said the banks pay him. After going over all our paperwork, he told us he could give us a rate of 2.62% for 30 years plus title and escrow. He said it was the lowest rate he had seen and not only double checked it, but checked it two more times because he told us he had made a mistake with another client. We agreed on the terms, he then said in order to begin to lock it in, he'd have to pull our credit, we said ok, he did. He told us he'd finish up the paperwork and send via DocuSign. Next day we hadn't received the paperwork so we contacted him. He told us he didn't have time to lock in our promised rate (we left his office at 12:30 pm) AND that he made a mistake. Then went on telling us what a horrible day he was having that day (our appt was at 11am), really?? But now get this!!! He said that he needed us to pay him $1,000 in order to give us the terms we were promised!!! We were absolutely shocked at his underhandedness and reminded him that he had told us that the banks pay him. He later LIED and said in an email "You were informed up front before being disclosed a Loan Estimate, that the rate was not 2.62%. That was an out and out LIE!!! ZERO integrity, steer clear!!

Jared is amazing and has worked really hard for us. We went with Jared for our first home purchase…read moreafter having poor experiences with other lenders in town. We also went with him again for our refinance. Our situation has been a challenging one but Jared has faced those challenges head on. Jared is very helpful, friendly and easy to work with. I applaud him for the way he has dealt with my A type personality My husband and I are really happy with the deal that we have gotten with Jared and appreciate him working with us to come up with creative solutions to get us to closing. Thank you Jared!

So my husband and I were given the run around by this aggressive man at American Pacific Mortgage,…read morein Roseville. He kept asking for more money, in order to give us a home loan, money we did not have. We were ready to give up and continue renting, until our realtor gave us Glendora's number at Northern CA Mortgage! From the beginning, I knew that this was going to work out. Glendora was very friendly and helpful and just made us feel at ease. She found us a company that would give us the loan, even with a bankruptcy 2 years ago, and with an interest rate a lot lower than the previous loan officer from APM could get us. We are now in the process of moving into our new home and we have Glendora and Northern CA Mortgage Co. to thank!!! Just give them a call, you won't be sorry!

If you want a mortgage broker who you can really trust and has a heart, look no further! Glendora…read moreAndrews with Northern California Mortgage Co. was there for my family when we needed her the most. In a venture this big and confusing you need guidance and someone you can trust every step of the way especially if you have never bought a house before. I had started off with one mortgage broker that was just not a good fit and then I heard about Glendora and her values of being honest and caring. I decided to work with her and it was the best decision of my life. This was our first time buying a house and I needed someone with kid gloves to go over everything and make me feel safe. I was also apprehensive about a mortgage broker because they may not be the ones that hold your loan and then you are on your own. If you choose Glendora this is far from the truth. Not only can she shop the best rate but she makes sure she stands by our side every step of the way. She does not hold my loan and it has now been seven months and believe it or not I still have questions. Things come up that even the bank that holds my loan can't answer and sure enough she is still there for us. I really love the protections she wrote into my loan to look after us as well. My husband really loves the fact that she made everything so easy and seamless. I really appreciate her old school values that her clients come first. I can truly say she is more then just a broker to us now. She is a friend who has our back. I am really writing this because I believe everyone deserves a broker who will bend over backwards to make sure you are safe on your journey to your new home.

We had a new baby and were buying a selling a home - Sheila went above and beyond to ease our…read moreminds, explain anything that was new to us and made our dream home a reality within weeks. I wouldn't work with anyone else.

From the owner: Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on…read moreyour mortgage advisor. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with service that exceed their expectations with excellent communication.

Suzanne Voter & Lisa Mahon made the impossible possible!…read more My husband and I are first time homeowners thanks to Team Voter. A dear friend of mine recommended we go see Suzanne to begin the process of purchasing our first home. From the very first meeting, Suzanne made us feel welcome and at home. She really knows the mortgage business inside and out and knows exactly what to do to make your dreams a reality. Suzanne and Lisa, throughout the whole process, were ALWAYS available to take our calls and guide us through understanding the sometimes puzzling maze of home loan procedures. I would also like to add that we were not the easiest applicants but Suzanne gave us confidence and believed in us from the very beginning. My husband and I have walked away with a wonderful experience with Team Voter. On a personal note, I admire so much the energy, passion and positivity that Suzanne exudes. She is a hard worker, efficient and kind. These qualities have a ripple effect throughout the entire workplace.

Post-divorce and working-class, I was not not a high-end client and I had several challenging…read morerequirements despite having a solid credit score. Throughout the process Suzanne made me feel like her most important client and it was apparent she cared more about finding me the the best product for my needs than her commission or anything else. Suzanne worked very hard to promote my best interests and get me the loan I needed to become a homeowner again. I would not hesitate to recommend her to anyone in the market for a mortgage. Thank you, Suzanne!

Working with Emelia was an absolute pleasure from start to finish. As a local lender, she gave us a…read morereal competitive edge. Our offer stood out in a tough market, and we truly believe her reputation helped us get our home. Throughout the entire process, Emelia was wonderfully responsive. Whether over email or on the phone, she was always quick to get back to us and made sure we never felt lost or left waiting. The process went smoothly with zero delays, and we closed right on time. Beyond being incredibly knowledgeable, she was just genuinely enjoyable to work with. My parents are already planning to use her for their next transaction, and I'd refer Emelia to absolutely anyone looking for someone they can trust. Couldn't recommend her more.

Emelia was incredible. We were first time homebuyers and she spent extra time with us to explain…read morethe process from the beginning to the very end with plenty of patience. I truly felt like she was looking out for us and wanted to help us in every way that she could. Highly recommend.