Working with Michelle has been truly transformative for me and my husband. Over the course of six…read morethoughtful and intentional sessions, she helped strengthen not only our finances, but also our mindset and confidence around money. With each meeting, we made meaningful progress. Michelle helped us see clearly where our spending was going and guided us in creating a realistic, sustainable budget that still allows us to enjoy our lives while saving toward our biggest goal--purchasing our dream home. What once felt far off now feels achievable much sooner than we expected. Perhaps the most valuable part of the experience was the confidence and clarity Michelle helped us build as a couple. Our conversations around finances are now more productive, aligned, and positive than ever before. We're only a week out from our final session, and already feel the impact of the work we did together. I'm excited to look back in 3 months, 6 months, and a year from now and see how far we've come thanks to Michelle's guidance. I can't recommend her highly enough.

When we first reached out to Michelle, my wife and I were feeling lost and honestly a bit desperate…read moreto get control of our finances. Living paycheck to paycheck--despite having solid incomes and no kids--was frustrating and stressful. We initially expected to walk away with a simple budget. What we got was so much more. Michelle didn't just organize our numbers--she gave us clarity, confidence, and peace of mind. She removed the fear we had around money and replaced it with a real plan and direction. More importantly, she set us up for long-term success and a stronger financial future. We truly can't recommend her enough.

I had a great experience with Tello's Services. They provided mobile notary service and came…read moredirectly to my home, which made the entire process incredibly convenient and stress-free. They were professional, punctual, and well-prepared, clearly explaining everything and ensuring all documents were completed accurately. The whole appointment was quick, smooth, and efficient. If you're looking for a reliable, friendly, and professional mobile notary, I highly recommend Tello's Services. I would absolutely use them again and refer them to friends and family.

Punctual, polite and personal. I highly recommend Tello's services for any notary needs.read more

Kevin was very reasonable in his price quote for Notary services. He was available on a Saturday…read moremorning. He also caught something I didn't on the form I needed to have notarized and he corrected it for me. He's professional and friendly. Highly recommend.

I recently visited Kevin's office in downtown Oxnard to have two documents notarized and signed…read more His service was reasonably priced, and the whole process was very smooth. At the end, he let me pay using Zelle which was convenient.

I am divorced two years now and had to deal with so many change overs in the beginning that I was…read moreso overwhelmed. Rod was so kind and patiently helped me through the whole process.. I will never forget and appreciate the extra effort and care I felt. I still stumble with my taxes and having Stephen there to help me up is just simply amazing. Thank you 100% recommend!

Rod has been doing our taxes for the last 15 - 20 yrs. and he is a very patient and reliable…read moreperson! We truly appreciate his tax services and the quality of his service!! His son is a big help to his dad. He was very patient with my questions when he spoke to me. We highly recommend both father & son!!

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

Stopped by to picked up some cash before my put off country trip. Customer service was ok…read more I had stopped inside a bank in awhile. I'm old school and love human interactions. Staff was friendly enough. Miss the days when they offered coffee and cookies but I heard the health dept cracked down on them.

I rarely have to go inside a branch to conduct banking business because my paycheck is direct…read moredeposited into my account and practically gone in mere moments to go to bills. Gone are the days of feeling hold hard cash in your hands, but mostly you simply wait for your money to magically be taken electronically. On the rare occasion I do need cold hard cash, I usually grab a quick $20 out of one of the 2 walk-up ATMs or go thru the drive-thru ATM. What's cool is that some Wells Fargo have ATMS where you can request your money in small denominations like ones or fives if you need it, but frustratingly, this branch doesn't have ATMs like that. So if I do need small bills, I have to make the trek inside the branch. The staff is always friendly here, but every time I've gone here in the past year - no matter what time - there's a line almost practically to the door. There never seems to be more than two or three tellers - and of course one of the tellers always seems to be occupied with a customer who has an exceptionally challenging case, so it's more like you're down to one teller. I saw one lady, waiting in line, throw her hands up, loudly say, "this is a joke" and walk out. All I can say is if you need to walk into the branch, be prepared for waiting in line awhile to be seen. Bring your phone and maybe play some candy crush while waiting in line. Or maybe you want to leisurely drink your coffee. And try your hardest to be patient.

I'm disappointed to be writing this review, as I have previously obtained vehicle loans without…read moreissue from Jennifer at the River Park VCCU branch and have generally had positive experiences in the past. Unfortunately, this most recent attempt to obtain a personal loan was one of the most difficult and frustrating experiences I've had with a financial institution. There appeared to be a significant lack of understanding regarding VCCU bylaws--specifically around co-signer eligibility. We were repeatedly told that a co-signer must be a personal family member and reside within the county in order to apply. This information was later proven to be incorrect. After escalating the matter ourselves by calling the 24-hour VCCU support line, we were clearly informed that there is no such requirement. The representatives we spoke with stated they had never heard of a VCCU loan requiring a co-signer to be a personal family member or to live in the county. Based on their guidance, we were able to successfully proceed with and obtain our loan--without any issue--using a co-signer who did not meet those alleged restrictions. It was embarrassing and frustrating to have to go above branch management to obtain accurate information and resolve something that should have been straightforward. I strongly recommend that upper management ensure staff at this location--particularly beyond branch manager Jessica--receive proper training and become fully informed on VCCU loan policies and bylaws. This situation warrants an internal review of how loan applications are being handled, as it raises concerns about how many other members may have been incorrectly turned away for the same reasons. At this time, I would not recommend using the River Park location for loan services. Members may be better served completing their applications online or by contacting VCCU directly through official support channels, where accurate information was readily available.

Sad to write this review because I believe that staff is stressed and perhaps overwhelmed. The line…read morewas out the door and staff was definitely not friendly. I felt like a bother and tense while there. Not their fault at all just not fair to customers. I will avoid this location on a Saturday. Felt stressed myself. It was not a good experience. I had better customer service before and had one particular teller that was always so friendly/ kind. I don't believe she was there today. They are now understaffed. I hope they can hire more people soon. For now, I use my mobile/ATM for my banking needs.

Information on my account and some questions were answered very professional in no time. Great…read moreknowledge Awesome

Ms. Mancilla was helpful in addressing my concerns with my account. She was patient with me and…read morewalked me through the process of enrolling on the OceanAir app. Thank you!

I cannot say enough positive things about Michael Dilella at Financial Counseling Center. Working…read morewith Michael has been one of the most valuable decisions I've made for my financial well-being. From the very beginning, Michael took the time to truly understand my goals, concerns, and overall financial picture. He doesn't just give advice -- he educates. He has an incredible ability to explain complex financial concepts in a clear, approachable way that actually makes you feel confident and empowered rather than overwhelmed. I've learned so much through our work together, and I now feel far more informed and in control of my financial decisions because of him. What truly sets Michael apart is how much he genuinely cares about his clients. It's obvious that this isn't "just a job" to him. He is incredibly hardworking, detail-oriented, and always willing to go the extra mile to make sure nothing is overlooked. He is thoughtful with his recommendations, patient with questions, and consistently proactive in offering guidance and insights that are tailored specifically to my situation. Michael has been a trusted advisor through important decisions, and I always feel confident knowing I have someone so knowledgeable and dedicated in my corner. He follows up, checks in, and makes himself available -- which speaks volumes about his commitment to the people he works with. You never feel rushed or like just another client; you feel truly supported. If you are looking for a financial advisor who is not only extremely knowledgeable, but also honest, hardworking, and deeply invested in helping you succeed, I wholeheartedly recommend Michael Dilella and the team at Financial Counseling Center. Working with him has been an absolute game-changer for me

Feeling financially stuck? Overwhelmed with credit card debt? High interest rate loans…read moresuffocating any progress? Insomnia? 6 months ago I was staying up all night worried about my family's financial future. I felt like I was going to have a heart attack or stroke from the stress. So, how did we get to this point? Business was affected by Covid. My wife was laid off so our income was slashed in half. Started racking up credit card debt. Paying the minimum. Then, there was the financial burden of taking care of elderly parents. I tried debt consolidation but it would take multiple years to pay down the overwhelming mountain of debt compounding like a pounding headache of misery. I felt trapped in a circle of debt, barely getting by month to month with cost of living going up. Then I met with Michael to pick his brain and discuss my options. Our best strategy was to file for chapter 7 bankruptcy. To get a fresh start. This was the best choice for us. Highly recommend talking to Michael and Tamara to just review your options. Worst case at least you will have some clarity of what solutions are out there. Michael held our hands and walked us through everything. Tamara does most of the heavy lifting. She is amazing. Much respect to Tamara's patience and diligence. She told us exactly what was necessary to file so the process was easy and smooth. I spent many hours to get all my docs in order per her request. So, dont be lazy and get your stuff in order. John is the confident lawyer. Straight shooter. Decades of experience with the trustees. Highly recommend a lawyer to file instead of trying to do it yourself. 4 months later. Discharged over $200K of debt. Now I can sleep at night like a baby. Thank you so much to FCC. I feel like I got a second chance. God bless America for having a system that allows qualified debtors to get a "fresh start". Much gratitude.