My husband and I recently purchased a new home and we were referred to Jodi and her team by our…read morerealtors. I can't say enough great things about Jodi and Ashley! Our transaction was particularly complex with a lot of moving parts, and they made the whole process so much easier. They were always available to answer my (sometimes ridiculous) questions, and had the best attitude about the whole thing. They guided us through with ease and we closed with no issues! You will not be disappointed working with them.

Ryder Mortgage Group has done a superb job. My girlfriend (Jennifer) and I worked with Jodi and…read moreAshley the first week of May 2024. I contacted Jodi Ryder, I told her my girlfriend situation, within one day she gave us options regarding a second loan on my girlfriend house. Jodi was honest and she explain the process. Than, Ashely Gollick took over the process, and she walked me thru the process of what we needed to submit. At that time, my girlfriend credit was jumping from 690 to 715. After getting the second loan, paying all debts her credit scored jumped to 755 within one month (June 2024). Ashley set up everything to make the process smooth, painless, and always ready to answer questions. Loan closed May 28, 2024 and my girls had her loan money in the bank within 3 days. (See credit score screenshot) Jodi and Ashley have always told me that they do their best to close loans in one month, and they have been correct. Jodi and Ashley helped me back in 2012 to reduced my VA loan from a 5 or 6 % to 3.5% and everything was completed in one month. 2014, Jodi and Ashley helped me refinance cash out on my house and lower my interest rate to 3.25% and processed completed in one month. Additionally, back in 2022 my girlfriend lower her interest and did a cash out refinance on her house and she has a 2.5%, all in one month. Jodi and Ashley, and the entire team go beyond their work, honest personnel, and ready to answer any questions. My girlfriend has been very pleased with their work, and helping her relieve stress from making financial decisions. If I could, I would give more than 5 stars to Ryder Mortgage Group. They have done excellent job and as always, alway helping people. I recommend Ryder Mortgage Group in murrieta. (858) 735-8503. Thank you for helping my girlfriend all three times, and myself as well. Sincerely, Raul

I would highly recommend Modern Lending; both Chris and Jennifer were exceptional to work with!…read moreThey made the entire process of securing a mortgage lender and navigating escrow incredibly smooth. Both were patient, highly responsive, and always available to answer our questions. I cannot recommend them enough for their outstanding service and dedication.

Chris Decker was so incredibly helpful. It was our first time buying a home and we were completely…read moreclueless. Chris talked us through the entire process and was a phone call away if we needed anything. He was extremely responsive and never made us feel dumb for asking a ton of questions. I highly recommend him to anyone looking to buy a house!

My active duty husband and I are in the process of refinancing with a HERO loan.. something we…read morelearned a little too late is an extremely difficult thing to do in California without having to pay the loan off in full first. (Seriously feeling buyers remorse and a little scammed by the HERO salespeople who actually encouraged us to put off our refinance until AFTER we finalized our HERO loan! But I digress..) After hitting brick wall after brick wall, I found Brad online through his extremely informative blog post on refinancing with a HERO loan. While discussing my issue with one of my clients over coffee, they also recommended Brad! It was fate! I immediately reached out, and Brad's response time has been stunningly prompt, and his professionalism is off the charts. He is so patient with me as I ask a bazillion questions and more regarding the whole process. Being so new to all of this (we are first time home owners!) I have been pestering Brad's inbox with question after question, but Brad has been gracious and kind and has walked me through the whole process step by step! While we are still in the process of refinancing with the help of Brad, I just had to give a shout out, since he is really going out of his way to be a superstar and help us get the refinance that we want as quickly as possible. I am due with my third child right now, and we have a number of upcoming expenses looming ahead of us (needing a car that will fit an extra car seat, medical bills and so forth..) and the refinance would / will be a HUGE blessing for our family... I was feeling so helpless until we contacted Brad, and while I am still impatient and antsy with the normal wait times involved in refinancing, I am feeling so much more peace knowing we have a knowledgeable, helpful and able person on our case! UPDATE: Not only did Brad get us our loan that EVERY OTHER loan agent said was impossible, but he went out of his way to get us a low interest rate, and a lower home insurance rate. While the immediate savings are awesome, the long term savings are staggering.. SUCH a HUGE blessing to our growing family!! Thank you so much Brad! I only wish I could give this review MORE stars!

My lender sent me an email about a down payment assistance program. I quickly Googled it and…read morestumbled upon the Home Loan Artist website. I filled out what appeared to be a waitlist for the program itself, but I received an email from this Brad individual saying he was going to contact me to go over prequalifying for a mortgage. I responded back saying no thank you and that I was apparently mistaken as to what I filled out, so no need to contact me. Attached is the (completely unnecessary) response I received. I just wanted to put this out there for other like-minded people who want to know the kind of person they are dealing with when making what is, for most, the biggest purchase of their lives. As to his response on this review - I was neither upset nor seeking his assistance. This email and his responses to other negative feedback speak for themselves. Judging by some of the other negative reviews, it sounds like he is quicker to respond to someone who ISN'T interested in his services than others who are. Good luck to you and that chip on your shoulder.

Hands down, John was on it from the get go. Helping us out with our mortgage loan and getting us…read morethe lowest possible rate seemed way too easy. Buying a house is a stressful thing to do...unless you work with this guy. All transactions were smooth, flawless and stress free. If you ever need help with a loan or mortgage, I definitely recommend Mr. John Klein, The Home Loan Coach. Thank you for all you done for us! D&L in Murrietta 2022

It was an absolute pleasure working with John from start to finish…read more He is so thorough and knowledgeable in his field that it allows you to feel more comfortable with all the decisions and details involed with getting a loan for a house. My husband and I worked with John for about 6 months during our home buying process and we were completely pleased with his service the whole time. John is straight forward, conservative, and so informative that it really helped us with our first home buying experience; and I feel prevented us from making any type of sudden impulse mistakes. I truly appreciated his honesty the entire time instead of trying to feed us ridiculous, unrealistic ideas just to speed up the process that I know we could of got from someone else. John always encouraged us to ask qyestions and never seemed annoyed by the many emails he would receive from us as well as our realtor. He is very good at maintaining communication and someone that you will feel comfortable talking to. I really enjoyed working with him and look forward to doing so again with my next home.

This was our first time refinancing our home and we didn't know what to expect but Jonathan and his…read moreteam made the process very easy for us. The team kept us on the loop and updated us. Any question I had they always responded quickly. Thank you so much for all your help. Definitely give them a try you won't be disappointed.

In addition to being a great former student of mine when I was a high school teacher, Jonathan…read moreFerrell has proven to be one of the best of the best when it comes to handling all aspects of mortgage banking. He and his partner Tyler just helped us with a refinance of our 30-year to a 15-year mortgage. Jonathan was with us every step of the way and made the process smooth and practically effortless. These guys really know their stuff. I give them a 5 star rating for their excellence and knowledge in their field, as well as superb communication skills.

My wife is a great researcher. When we chose to move to Murrieta, CA, from Phoenix, AZ, the first…read morething she did was research lenders to get us pre-approved for a home loan in California. She hit the nail on the head when she found Larry Locke (Pro-Funders.). No doubt moving and selling and buying a home in the current market is stressful. Larry made the process smooth and easy. He guided us every step of the way. To say Larry is detail oriented doesn't do him justice. Larry covers every possible base there could potentially exist to be covered. Larry is a blessing to us and he will be for you as well. I HIGHLY recommend Larry Locke for your home lending needs. You won't be disappointed. Dan and Angie Arellano Murrieta, CA my

We're back !! But this time to refinance our home ! There aren't enough words to express how truly…read moregrateful we are for meeting larry ! Not ONCE did we ever feel left in the dark or rushed to make any decision. Larry laid all of our options on the table & made us feel more like family & not just clients.. He's been in this business a long time & was able to debunk or give honest feedback on other offers we received from competitors .. THANK YOU again Larry!! If your planning on refinancing or looking for a Lender . Please take the leap and just CALL Larry, you'll see EXACTLY what our family has seen over the years & why we keep coming back!! Thank you Larry!

The Wildomar location is fantastic, and I like that there are real people with desks and not a…read moretraditional bank counter. The app is fantastic. I docked a star for the stupid Elite Checking fee, which is $6 per month. I don't really use Frontwave as a bank, more as a placeholder in case I need a loan, so I don't leave much money in my checking. Having at least $2,500 in one's checking waives the fee. I called to have the Elite Checking Account downgraded to "Everyday Checking" but after a half-hour wait the person was unable to access the computer, allegedly. I wonder why there's so much call volume? Maybe it's that sneaky upgrade and $6 a month charge? Either way, it's a good credit union overall with GREAT people at the Wildomar location, but upgrading everyone to the "Elite" checking account without asking was not a good move. They should have left me with the fee-free checking since I obviously don't use the account at all, hardly. **UPDATE** I drove to the local branch and the nice employee not only switched me to free checking, she refunded the $12 I paid unwittingly for the upgraded checking account I didn't upgrade. She said that anyone can get their money back if they show up at a branch as they can make the initial Elite Checking "promotional", post hoc. Still not glad that they upgraded my checking account but all's well that ends well, right? Thanks!

I had trouble with my new debit card that I have never used, I got redirected to the fraud…read moredepartment who couldn't even find my account in their system, then got disconnected from another person, and finally got help by Kai, everyone else who "tried helping" me with my card trouble truly sucks at their job. Thank you Kai for your help.

Mr. Lords is unbelievable! He's not only a whip smart business man, he's also very knowledgeable,…read moreinsightful and understands human behavior. The combination of his situational awareness, exceptional people skills, and intuition is a trifecta. He has helped me several times over the past six years. Looking back now, I can share with you that all the advice he gave me in each instance was spot on. Matt is THE BEST! Thanks Matt F. Quintanar Jr Orange, California

Matthew is super professional and easy to work with. His system setup to upload is the easiest way…read moreI have ever seen purchase a home. Tip top company if I could give 10 stars I would. Thanks again for all your help

Nathan and his team are great and very straightforward about the entire process. I highly recommend…read morehim and his team!

Nathan and his team have been nothing but the best. I've literally hammered them with questions and…read moreinsecurities. They've been nothing but top notch professionals. I would work with them again in a heartbeat!

September 15, 2023 is a memorable date, finally my buyers got the keys for their dream house…read more Without Victor as their lender, this couldn't be possible! We had a difficult file and had to go through many huddles. Victor worked tirelessly and followed through all the details. I Definitely recommend him.

Victor came highly recommended by a friend and we were not disappointed with his services. From the…read morebeginning, we felt very comfortable talking to him, and we were confident that he was going to be able to help us. He was very professional and also very patient during the stressful time which provided us The confidence and reassurance that we needed. We will definitely recommend Victor to all our family and friends.