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NOVA Home Loans

3.7 (3 reviews)
Open • Open 24 hours

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Ask the Community - NOVA Home Loans

Ricky Abud - Guaranteed Rate - New Company. Same Great Service. Lowest Interest Rates on the Market.

Ricky Abud - Guaranteed Rate

(2 reviews)

Sewell

As we began our refinancing, Ricky came highly recommended by friends and family. After working…read morewith other lenders in the past, we were hesitant in trying someone new. We were surprised with Ricky's open communication through the entire process. Ricky was always available even on holidays. Ricky's professionalism, transparency and honesty made the entire process smooth and less stressful. We would recommend Ricky and his entire team to anyone looking for mortgage products

Let's face it, buying and selling homes sucks! If you want a lender that wants to make the process…read moreas simple for you as possible, look no further than Ricky Abud and his team at Guaranteed Rate. I can assure you that no one is friendlier, more enthusiastic or more eager to please than Ricky. Ricky helped us with a Refi. while we were on vacation. The whole process was done online and completed in two weeks. It may have been less as we were part of a delay to complete since we were traveling and not always keeping up with emails. Ricky and his team were very open and honest about rates and what to expect throughout the closing process. They followed up timely on any questions or concerns we had and always provided updates on what stage of the process we were entering. They just made the process so easy. It's been the best mortgage lending experience of our lifetime. We'll never use another lender again. Please, look no further than Ricky Abud at Guaranteed Rate!

Joshua Brumfield - Guild Mortgage Company - Meet Josh, your Sr. Mortgage Loan Officer

Joshua Brumfield - Guild Mortgage Company

(12 reviews)

Highland Vista Cinco Via

I cannot recommend Josh and his team highly enough!!! This was our fourth house, and we've always…read moreconsidered ourselves pretty lucky with lenders, but I had no idea how great a lender could be. Josh is SOOOO responsive and prompt. He is courteous, friendly, immensely knowledgeable and patient. I had lots of questions and we took a few swings before we found the perfect fit- but Josh never showed anything but absolute eagerness to help. Our closing was unbelievably smooth. Josh reached out every few days just to assure me that everything was moving along nicely and he didn't need anything from me- but was there if I had any questions for him. He did everything he could to lock in the lowest rate possible for me. With a purchase as large as a home, you should, of course, shop around. Make sure Josh is one of those calls... probably the last one, because you won't want to keep looking after that. Thank you, Josh and Team!!!

Josh and his team = Fantastic! Josh was helpful in researching available options for me. He was…read morequite patient and understanding when my first property choice went awry. Six months later ....I again selected his services.... and his skill and style continued to be very encouraging. Today we officially closed on a property which is better than last year's attempt. ...and...Joshua helped me secure lower interest rate. I highly recommend Joshua B!!!

NOVA Home Loans - mortgagebrokers - Updated May 2026

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