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    Old Point National Bank

    3.0 (1 review)
    Closed Closed

    Services - Old Point National Bank

    Personal banking

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    9 years ago

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    BayPort Credit Union - BayPort Credit Union branch interior view

    BayPort Credit Union

    (7 reviews)

    Myself and a great number of family members are members at Bayport. I have purchased two…read moreautomobiles in the last two years. both of them are financed through Bayport and both I paid off early recently, I have noticed the overdraft charges have gone through the roof. I had a incident with a third-party vendor that would pay for something and hold the charge until they had four or five charges to charge to the Bayport account once they sent all those in charged $30 for each occurrence I called the third-party and Bayport neither would do anything to help me out. Yesterday my app was closed I Could not get into my account went onto the main website logged in. It would not let me transfer money and because of that I was charged several overdraft fees when I had the money in another Bayport account that I could've transferred it immediately, and the only excuse was given to me was that I could have walked into a branch or called them and I'm handicap and can't walk into a branch very easily so they have just pretty much told me it's not their issue but it seems to me if their app was down and their website wouldn't let you transfer money then that is a credit union issue. They are never at fault anytime anything happens. They are never at fault and it cost the customer money. They advertise that you are a owner of part of the credit union and have say so in their day-to-day affairs that is BS because they don't work with you at all they have algorithm working and it is looking for anything it can to charge you money. But this was the last straw for me. I am changing my accounts to somewhere else ASAP. I'm sick of being Treated the way I've been treated and I can understand overdraft fees and how they work but setting people up just isn't a good way to do business.

    I should have read the reviews before opening an account. They block your account when they feel…read morelike it. I went in to make a payment at day 31 they lock your account and try to force you to talk to them to make a payment so they can charge the fee. This is horrible. I wish I never opened an account with them I had to fight with them to put the $5 dollars back in the savings account that they charged to use THEIR bill pay system for THEIR loan (which I never signed up for) this should not be classified as a credit union..this is bank treatment not credit union I have been with my credit union for over 13 years and never experienced this type of treatment. The business manager Jennifer Wright has just as bad as an attitude as her representatives. They all need member service and empathy training cause this bank is horrible

    Old Point National Bank - banks - Updated August 2026

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