Wish i could give Jon and Guaranteed Rate zero stars. Very unethical, process was a mess from start…read moreto finish without them ever taking accountability. stay far far away

From the owner: NMLS #143207 | Guaranteed Rate Inc. is one of the largest retail mortgage lenders in the United…read moreStates. Founded in 2000 and licensed in all 50 states and Washington, D.C., it has helped homeowners nationwide with home purchase loans and refinances.

I have had the pleasure of working with this company twice. My lender is Crystal Hong and she is…read morethe absolute best. She's understanding and extremely knowledgeable when it comes to loans and credit. This company has helped me purchase a home and also prepared me in purchasing another.

Evan was referred to me through my realtors in NJ l, and I could not be more happy with my…read moreexperience. Let's face it--Financing a house is not the best part of buying a house. It can be painful in the wrong hands. But it was clear from day 1 that Evan and his team care more about the people they serve than they care about money. And in the world of money, that is rare. Working toward my financing I called Evan several times to get financial advice that honestly went beyond what he should be expected to do in his work. He even called me on house closing day to see how everything went. His team shares his values as well--that people are important and customers are not just profit. I enjoyed working with all of them and found them all helpful in making financing as painless as possible. I would 100% (and more if that was mathematically possible) recommend working with Evan and his team on home financing.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

I have referred multiple to lighted clients to Jodi Siegel and Patrick cicala at Atlantic Financial…read moreServices, always with a smile at the end, even when challenges arose along the way. My wife and I have also enjoyed their excellent service and follow up on our own borrowing for an investment property. I recommend them wholeheartedly.

From the owner: Atlantic Financial Services can help you achieve your goals. To set up the right Carteret, NJ…read moreMortgage plan for you, get in touch with us -- we're happy to help. We also specialize in 97% financing, work to improve credit profile, Bank statement programs for self-employed borrowers, VA, USDA, FHA, Jumbo, 3% down programs, appraisal fee refunded at closing

I found my experience to be extremely unprofessional which is really unfortunate because I had a…read morepretty good experience up until the day before my closing. The final numbers came out to be thousands more than explained to me and when I called to speak to Chris Puorro regarding the situation I was brushed off and told there was nothing he could do about it. He treated my situation like an inconvenience, so I will unfortunately not be referring anyone I know to this company.

Please stay far away from this company!!! Horrible and worst experience!!! We put all our trust…read moreinto Jersey mortgage to get screwed at the end!! Thank God we saw the SCAM that they were trying to do on us before we signed papers. The sad part is that we lost 4 months!!! Most unorganized and unprofessional. Trying to fool people!! Thanks to Al Perez and Liz !! If you read this STAY AWAY!!

If I could give this company a zero stars, I absolutely would. My loan officer Stacey was not good…read moreat getting back to me in a timely manner, and her loan processor was even worse. I was asked multiple times to send documents, which I promptly did, yet I never received any confirmation or follow-up. I was originally supposed to close on November 15th the date was push to November 21st. Two days before the 21st, I emailed Stacey asking if we were still on track to close. She told me no, they were still looking for an investor, but they were sure they would find one soon. She kept insisting everything would come together by the end of the month. I was even told to hold off on paying my mortgage and credit cards because the refinance was "definitely happening". Then everything collapsed. "Sorry Barbara, we still couldn't find an investor". Because of their incompetence, I an now out over $500 for an appraisal and facing late fees on my credit cards. I was repeatedly told that my high credit score would work in my favor, yet that clearly meant nothing. And here's the kicker: my interest rate was supposed to be a little over 5%, but suddenly it jumped to over 6% without a clear explanation. The loan terms kept changing, and nothing was consistent or transparent. And just when I though it couldn't get more insulting, Stacey ended the entire ordeal by emailing "I'm sorry, I will be praying for you" Thanks for the patronizing remark after putting me through weeks of stress and financial loss. Please, please, please do NOT work with this company. They are unprofessional, unreliable, misleading and cost me both money and peace of mind

@valfaro@mlbmortgage.com I wanted to take a moment to express my deepest gratitude to Veronica…read moreAlfaro and the team for the exceptional professionalism and personal support provided during my recent mortgage application process. The team's dedication and willingness to assist, especially in utilizing the company's fast-track process, were truly appreciated and impressive. I am particularly grateful for the opportunity created for me by expediting the mortgage approval process. Time was of the essence, and without her swift action, I might have lost the opportunity to secure the house I have been living in for quite some time to another buyer offering a cash purchase. Her team's ability to pivot around seemingly unmovable obstacles showed the level of personal interest she and the team took in my desire to buy our house. Additionally, although I didn't have a realtor to assist...The team's efficiency and expertise were evident throughout the process, and I am truly impressed by the level of service I received. I cannot thank Veronica enough for her hard work and commitment to helping me through the mortgage process. I highly recommending their services to anyone in need of mortgage assistance and will continue to speak highly of the teams professionalism and dedication.

Avoid this lender. They completely waisted my time. Completely unprofessional and with some many…read moreother lenders out there I can't see why someone would choose this lender.

The buyers of my home used them and even though my buyers gave them every thing they asked for in a…read morevery timely manner. It took almost 5 months for them to finally close. They left the poor family buying my house homeless for a month. The buyers were very lucky I was in a position to wait and was able to let them put there stuff in the house before closing otherwise they would have lost the home. Stay far way for this company if you really want that home. Not everyone would put up with what I did.

Larry and his Team are phenomenal people to work with. He…read morechecked in on us during our house hunting all the way throughout day of closing. , as well as throughout the . Him and his team answered any questions and were always available. He helped us get a great rate and put our needs well before a quick closing. HIGHLY recommend using this Team for you mortgage needs Gabe and Christine S

From the owner: ffffffffffffffffffread more