Sandra was extremely insightful- she does not try to upsell her services and will keep you honest…read moreon the best approach forward. She procures solutions based on your specific needs it's not a bundle and buy one size fits all type of service. Highly recommend and she knows her stuff.

Let me start my review by saying - if in doubt, don't be! Fix your credit is hands down a life line…read moreof a new life. In this economy we all are struggling to find our way. While struggle? Fix you credit can make your world a bit more simpler by rebuilding your credit to gain a lot more dollar of your hard earn money. Everyone struggles, we all make mistakes. Hardship is real, but fix your credit gives you back a chance of a new beginning. Don't stress the mess of your credit - let fix your credit get you back to YOU! Sandra and her team are beyond knowledgeable. Let their expertise help you gain what you already work so hard for. I highly recommend - you have nothing to lose but GAIN!!!!

All I wanted was my credit fixed. I walked away with Perfect Credit and check for $50k. Ali and his…read moreteam blew it out of the water. His credit and legal expertise led my case to best results anyone can ask for. I wouldn't be buying my first home without them. THANK YOU ALI !

The Best Investment Ever! I cannot thank Ali and his team…read moreenough! I hired them because I had three accounts with negative history--even though I had already paid them off, the damage was done. Ali and his team negotiated settlements with the credit card companies (Amex and Discover), and within less than two weeks, the accounts were removed from my report. My credit score skyrocketed! I highly recommend their services. You can absolutely trust them--this is the real deal!

I had several legal questions and needed guidance on different options, and Shiva Bhaskar was…read moreincredibly helpful from start to finish. Shiva took the time to thoroughly explain everything, break down my options, and help me understand the best paths forward. His knowledge, clarity, and honesty helped make a very stressful situation, easier to navigate. What really stood out was how genuine and invested he was in helping, rather than making me feel like any other client. If you're looking for someone who truly cares and goes above and beyond, I highly recommend Tier One Credit.

Tier One Credit has stonewalled me for nearly a year. Google reviews are my last resort to express…read moremy frustration--they gave me no choice. In October 2023, I decided to fix my credit to buy a home. I went to Reddit's credit community, where I was referred to u/creditwizard. I hired Tier One Credit Law Firm, unaware I was relinquishing my rights to my own finances. They didn't disclose this. When I signed up, I was under the impression that they would assist me in removing negative items from my credit. I soon realized they had far broader control over my finances. u/creditwizard/Tier One Credit had a strong presence in the community, so I trusted them. I signed the contract and paid the $527 fee. Tier One Credit was involved in the reparation of my credit for most of 2024, removing some negative items--except one. In the initial consultation, Shiva Bhaskar promised any left would lead to a refund. By July 2024, they went silent for months. I wanted closure and the refund they promised. September 12, I contacted Discover Card. The representative told me Tier One had power of attorney over my account. I couldn't make changes or receive customer service without their presence. I was told to request a "drop request" from the firm. This POA also affected my notifications going forward. As a result, for the first time, I had a late payment. I called the law firm at 1:04 PM MST. I was met with an aloof woman who claimed no one was there but took a message. When I pressed for information, she instantly shut down, like guarding a secret. On September 14, I lost my Premier credit card. When I called for a replacement, I was told the same: Tier One Credit Law Firm had POA over my account. My hands were tied. The following Monday, at 2:14 PM MST, I followed up. The receptionist's evasiveness compelled me to record the call for protection. I informed her, but she continued claiming her "colleague" failed to leave the previous message. It was clear that these messages were just procedure and a performance on the law firm's behalf. I demanded answers. I. Got. Silence. It also became clear why I couldn't access my Experian credit report since April 2024. Random addresses and PO Boxes prevented Experian from verifying my identity. To this day--February 2, 2025--I still can't access it. Despite disputes and proof of my correct address, Tier One's addresses remain. They could've fixed this easily. This issue cost me my dream home. When my loan officer tried to pull my Experian report, it was locked due to the address discrepancy. I lost the house I'd searched for over two years. Tier One didn't just affect me--they affected my whole family. Their negligence will have life-lasting consequences. In October 2024, desperate to regain control, I sent a cease and desist letter via certified mail, demanding they stop actions under the power of attorney and refund me fully. Shortly after, the letter was returned. Why? They demolished their office. Shady. I also attempted to get access to our contract from DocuSign, but they had already beat me. It was wiped. After months of fighting, I regained control of my finances and revoked their fraudulent POA. It took months without their cooperation. Their assistance would've cost them nothing. Their lack of cooperation cost me time, money, and sanity. I checked u/creditwizard's profile. They're still active, still hunting for victims. It's clear this firm values profit over integrity. They take your money, then discard you. In my cease and desist letter, I outlined demands, and I've forced their hand on two. These remain: 1. Correct inaccuracies on my Experian credit report, removing their address. 2. Refund the $577 fee, along with any undisclosed charges for their failure to be transparent and the stress they caused. This is my only shot at justice. I hope Tier One Credit learns integrity and doesn't abandon clients once paid. But I won't hold my breath. Stay far away from them. Thank me later./

Fast and reliable They had a couple of Experian inquiries…read moreremoved within 72 hours for me, they also did some work for me some years back

just getting started the communication is very good. this company was recommended by someone I…read moreknow. seems like it's an honest company and will deliver good result. Having good credit is impactful having the right guidance is even better.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Very happy here. Didn't trust it at first but they gave me the right moves to make and paperwork to…read morehelp my situation. My score jumped so unexpectedly high to 803. I have major respect for the owner and the way they treat the customer service. - following up every two months or less - attorney consultation for free - cheap prices(surprisingly) - helpful employees as well.

I recently took the seminar offered by Clear Cents Credit Repair. I was greeted by the host and…read moretheir presentation was very informative. They give you tips and strategies to clear up your credit as well as incentives as part of their online engagement component. I learned about the "Big 3" and how to scan for errors on my report. If you want to work with a company that really puts their clients first and prioritizes you're credit health I highly recommend them!

From the owner: Clear Cents Credit Repair consultants specialize in educating our clients on their consumer rights…read more We partner with our clients to examine their credit reports and scope out areas for credit score improvement. Empowering clients to take control of their credit score for the better!

I've been a Kinecta member for years and was ready to establish a business account. I scheduled an…read moreappointment online and I was able to send my documents ahead of time. Everything was quick and easy. Eduardo was friendly and patient and answered all of our questions with a smile. The coffee machine and relaxing music was a nice added extra! Glad Kinecta is able to take care of my personal and business banking needs!

Extremely disappointing experience with Kinecta Federal Credit Union. I've been a member for over…read more20 years. After my CD matured, it automatically renewed before the 7-day grace period had expired, and fees were subsequently applied incorrectly to my account. What was even more frustrating was the lack of customer service (both in person and on the phone) and accountability when I tried to resolve the issue. I expected them to be able to correct this obvious error promptly. Instead, I spent far too much time speaking with representatives, repeating the same information, and getting little to no meaningful assistance. No one seemed empowered to take ownership of the problem or provide a timely resolution.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

Kind , calm and accommodating. No fuss! These ladies provided me quick fast service with a smile.read more

Horrible customer service they leave you on a waiting call for like about five minutes when you get…read morethere they can't give you the right information and they always their system is down. Their email is not working so I recommend not coming to this place.