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    Pacific Funding Group

    3.9 (13 reviews)
    Open 8:00 am - 11:30 pm

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    Delta Lending Group - Shelly Ukkestad Mortgage Advisor

    Delta Lending Group

    (33 reviews)

    We have no words to describe how grateful we are to have worked with Shelly and the Delta Lending…read moreGroup team. Shelly is the most caring, kind, sweet, and selfless person you could ever meet. The process of buying our first home couldn't have gone as smoothly as it did if it weren't for her! From the moment we began interaction, until the final day of closing, we felt the love and support from Shelly and her team. She recommended an awesome agent (Patricia Zuniga) and worked really hard together to ensure everything was taken care of in a timely manner. Thanks to their due diligence & determination, we were able to close two weeks ahead of schedule! Thank you from the bottom of our hearts, Shelly! You're a rockstar! EJ and I are blessed to have worked with you and your team!

    Delta Lending is a fantastic company and they deserve the very highest recommendation. I was…read morecompletely blown away by the level of excellent service I received and how quickly our loan was completed. I have finally found a local company I can trust with all of my real estate financing needs. I even referred my parents to Delta Lending because of the excellent service I received from Mark DiMercurio. Background: We had a very long and unpleasant experience working directly with a loan officer at a large bank and Mark was able to get a loan approved when we were denied by the bank. Pros: Mark listens, treats you like a valued client, he will tell you if the financing is in your best interest or if you should wait until a later date. He is upfront, extremely knowledgeable and very responsive. He got us a lower rate than expected, which will save us thousands of dollars over the next several years. He anticipated every issue and walked us smoothly through the process. I was also extremely impressed with Delta Lending's online document management system and its ease of use. Also, the scheduling and turnaround time on the appraisal was impressive. Cons: I did not encounter one problem during the entire refinance process and that is saying something about the integrity of this company. If you are looking to obtain a home loan or refinance and you want to work with somebody honest and with integrity that will not waste your time or your money call Mark DiMercurio at Delta Lending. His dedication to his work is unrivaled. He knows how to get the job done right. I highly recommend Delta Lending, they will not only save you a lot of money, but also valuable time and energy. Overall it was a great experience; I will not hesitate to work with Mark and his team again in the future.

    Brittany Armenta - Keller Williams East County - Congratulations on your new home!

    Brittany Armenta - Keller Williams East County

    (148 reviews)

    We highly recommend Leticia! From the very beginning, she gave our family confidence by assuring us…read moreshe would guide us through every step of the process, and she truly did. Her ability to communicate fluently in both English and Spanish was invaluable. She took the time to translate and made sure everyone in our family understood what was happening, answered all of our questions, and kept us informed throughout the entire process. Buying and selling a home can be stressful, but Leticia made everything much easier with her knowledge, professionalism, and genuine care. She always had our family's best interests at heart, and we are so grateful for her support. We highly recommend Leticia! ¡Recomendamos ampliamente a Leticia! Desde el principio nos dio la confianza de que nos guiaría en cada paso del proceso, y así fue. Su habilidad para comunicarse con fluidez en inglés y español fue invaluable. Tomo el tiempo para traducir y siempre se aseguró de que toda nuestra familia entendiera lo que estaba sucediendo, respondió nuestras preguntas y nos mantuvo informados durante todo el proceso. Comprar o vender una casa puede ser estresante, pero Leticia hizo que todo fuera mucho más fácil gracias a su experiencia, profesionalismo y dedicación. Siempre tuvo los mejores intereses de nuestra familia en mente. Recomendamos con toda confianza a Leticia!

    First time home buyer here and Megan was exactly who I needed to make it happen. After doing some…read moreresearch on my own I found the whole home buying process a bit overwhelming. My living situation at the time had become untenable and I really needed this ASAP. At the same time, however, I have a stressful job and adding more stress to my dwindling free time was an agonizing concept. I'm mid forties now and find myself, more and more, growing weary of the world. So naturally, I'd been dragging my feet for months when a friend, somewhat forcefully, referred me to Megan. Still, I managed to procrastinate a few weeks more before being strong-armed into finally reaching out. My only regret, and I don't say this lightly, is not reaching out sooner. Once Megan was at the helm all the chaos in my head became a streamlined process that saw me living in my very own home, start to finish, just over two months later. It could have been even sooner had it not been for my own indecisiveness. Megan's wealth of knowledge and experience, her many connections within the industry, as well as her patience, attentiveness, and empathy were invaluable throughout the process; the latter traits being key for me. From the get go it is apparent that Megan is enthusiastic and motivated while I am, well... not so much. In fact, for me enthusiasm adds to what is already a stressful situation by my perception. The fact that Megan so quickly brought herself down to my level and matched my pace speaks volumes about her awareness and compassion. So if you're excited about the process she undoubtedly will be too, but if you're struggling with the idea of adding a life altering and lengthy process to your already chaotic life, rest assured, she is still the right choice and will see you through. Megan's knowledge and connections proved pivotal as well. She had an answer to every question and prepared me well in advance for all contingencies. Before I found Megan, I had begun seeking pre-approvals through a couple mortgage lenders I thought were good picks. Turns out I had much to learn. Through one of her many contacts I was immediately presented with a substantially better offer by way of a grant. Then, after jumping through the hoops of obtaining a fully underwritten pre-approval, once I saw the final numbers on paper I realized my priorities were skewed and I really needed a lower interest rate over grant money. A rate this lender couldn't provide. With zero frustration or hesitation Megan was ready with another lender that fit my needs. I say 'zero frustration,' but I'd be surprised if there was none. Anyone would be frustrated at a client upending a weeks long process to start at square one. All I noticed was an eagerness to solve the problem. As an aside, that new lender was perfect. Not only did I receive a rate so good the previous lender was a little surprised, Alicia, the new lender was again just a perfect fit for me on a human level. Megan knows good people. Not surprising. When all was said and done and I met Megan at my new home to be handed the keys to my new life, she offered congratulations and words of encouragement in a way that befit my outlook of relief over excitement. Once inside I discovered a thoughtfully arranged array of welcoming gifts. I had previously mentioned how I was a bit of a neat freak and was looking forward to having my own kitchen; that after a long period of costly meal prep services, I'd finally being able to cook again. There were spices and olive oil, various cooking utensils, a cookbook along with cleaning supplies, and even snacks. All things that truly eased my transition as I began shifting my life into new quarters. Such a thoughtful gift from such a considerate person. I feel so much gratitude for my friend who referred me to Megan, for those Megan referred me to, and most of all, for Megan being the professional, compassionate, diligent, and caring human being that she is. Thank you.

    Homebridge - Kathy Zickenberg - NMLS #265957 
 Patti Shaner - NMLS #255604

    Homebridge

    (13 reviews)

    My girlfriend and I were referred to Patti and Kathy through our builder as they were offering in…read morehouse incentives. From the very beginning when we submitted our application to the day we closed The Loan Ladies and their team were there for us every step of the way. Patti kept up with me and even showed us what is needed to up our credit scores to get a better interest rate and even got us financing through government programs that we don't have to pay back. Holly kept me at ease when through the middle we had some minor complications with the credit beureaus. Also Simone. Simone and I were in constant contact till the very end of closing. She would follow up with me on a daily basis, and responded to every call and email quickly. She helped with all my questions regarding the loans and even helped me set up an appointment with the notary to come to us as my girlfriend and my schedule is very hectic. Then while I was at work, Patti gave me a call and said "Jeremy, congratulations! Everything is closed and recorded!" I nearly burst into tears with joy and excitement. Thank you Loan Ladies for all your hard work and assistance in helping us get into our first home!

    If you want to watch your dream home slip away then this is the company to call. Kathy gathered all…read moreour documents and gave me a preapproval letter to shop for a home.. We found a home and made an offer that was accepted. Kathy and staff had us send in documents again and was told it was all go! I was told to pay the earnest deposit (over $4300) pay for appraisals ($500) and take first time buyers course($99 and 2 days to complete online). And 3 days before closing of escrow, she says due to my employment change months ago the loan wasn't approved. My real estate agent recommended us to Caliber Home Loans and got us appoved for the same home!! BEWARE!! They will waist your time and not even apologize!! They are nice good people.. but nice doesn't get the job done.

    Pacific Funding Group - mortgagelenders - Updated August 2026

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