I highly recommend working with Payal Ramsisaria if you are looking for a reliable, knowledgeable, and communicative realtor. Payal recently helped us purchase our home, and her level of service was outstanding. She has a great eye for detail and gave us honest pointers on what to look for--and more importantly, what to avoid--in a property. She is definitely not the type of agent to ghost you; she was incredibly prompt with all communications. We faced some stress regarding the HOA and financing, but Payal stayed on top of it, coordinating between us, the lender, and the seller's agent to ensure a smooth closing. If you want someone who will advocate for you and guide you through every step, Payal is the one! read more

As a first-time homebuyer, the whole process felt very overwhelming at first. Payal took the time to walk me through each step and clearly explain what to expect in every phase. She was patient, gave me the time and flexibility to find a place I truly liked, and was extremely responsive throughout. Her communication was fantastic, and she even helped me connect with a lender who offered a great rate. I always felt like I had someone by my side, not just that I was a 'customer.' She stayed on top of everything during the final negotiations, and the process was so smooth that we were able to close early. I highly recommend Payal as a real estate agent, especially for first-time buyers! read more

I'm usually selective about leaving reviews, but our experience with Realtor Payal Ramsisaria truly deserved a shout-out. Throughout our home search, she was honest, patient, and never made us feel rushed. As busy individuals, we especially appreciated her objective, data-driven feedback and her ability to help us focus on what truly mattered while filtering out the noise. Her communication was always clear and transparent - even when it wasn't what we hoped to hear. She was upfront about when a property wasn't the right fit or when our chances were low, and that honesty made it easy to trust her. Highly recommend working with her if you're looking for someone trustworthy, knowledgeable, and genuinely invested in your journey. read more

As homebuyers navigating the Bay Area market from out of town, we couldn't have asked for a better experience with Payal. Buying in such a competitive market felt overwhelming at first, but she guided us through every step with so much patience, knowledge, and confidence. She truly understood what we were looking for, helped us move quickly when we found the right home, and negotiated strategically to help us win in a competitive situation. We always felt supported, informed, and never pressured. Her responsiveness, honesty, and dedication made such a huge difference, and we're incredibly grateful for everything she did to help us buy our first home. We highly recommend Payal to anyone looking for a realtor who genuinely cares and knows how to deliver results! read more

We worked with Payal Ramsisaria and had a wonderful experience. She was there as a guide throughout the home buying process. She not only helped us in finding the right home but also taught us a lot about things that new home owners need to know. We learnt a lot from her. She is highly organised detailed oriented, knowledgeable and honest in her profession. I would highly recommend Payal! We are extremely glad that we chose her as our real estate agent. read more

My wife and I worked with Payal to purchase our single-family home in Fremont, CA, and we couldn't be happier with the experience. She and her team did an outstanding job - we would likely still be searching if not for her attentiveness and expertise. Throughout the home search, Payal demonstrated a sharp eye for detail, consistently pointing out things we would have otherwise missed. She was patient and never pushy, giving us the space to make decisions at our own pace while still offering thoughtful guidance. When we found the home we loved, Payal acted immediately - she scheduled a same-day tour and helped us move quickly with a pre-emptive offer. Thanks to her strong negotiation skills, we were able to secure the home that very evening. Even during closing, Payal and her team remained highly responsive and supportive, helping us complete a smooth and fast transaction. We highly recommend Payal to anyone looking to buy a home, no matter where they are in the process. read more

Payal provided thorough and patient guidance throughout our first home buying experience. She offered clear orientation on home-buying process, reviewing disclosures and explained the timeline of the process. She helped us identify our priorities efficiently. We appreciated her non-pushy approach and her consistent effort to keep our offers below comparable property values. She also assembles and leverages a good team, which proved advantageous in crafting favorable offer terms, securing offers, and achieving quick closings. Even after closing, she continues to assist us with home ownership navigation. She is in high demand, so maximize your time with her when available. read more

HIGHLY RECOMMEND! We recently had the pleasure of working with Payal. She is amazing at easing the entire home buying process especially for first time buyers. Her insights and the understanding of the house/area sets her apart from other realtors. More importantly, her advises were on point and 100% accurate. She made it so much easier for us to make a decision. She did an outstanding job in helping us close on a competitive house at a pretty comfortable price. She was always available and patiently cleared all our doubts. We loved working with her and would definitely recommend to all bay area home buyers out there to have Payal represent you. read more

PAYAL IS INCREDIBLE. If you or anyone you know is looking for a realtor, don't look any further and go with Payal. She helped my husband and I buy our first home in Pleasanton, CA. She really knows all of the burrows in the bay area well and provided knowledgeable insights/details on what to look for when buying a home whether that came to the foundation, plumbing or electrical details that are in the disclosure documents. Payal went above and beyond our expectations and really walked us through the whole process in great detail. Luckily, we found our dream home within a month of looking and Payal was with us every step of the way. She will advocate for your needs with the listing agent. When it came time to putting in the offer, she demonstrated smart and tactical negotiation skills and got us a price we were comfortable with. For context, this all happened at 11:30pm. She was up with us throughout the night locking in our offer. Working with her was like working with a family member. She really gave us that much regard and attention without being pushy or aggressive. We truly had a wonderful experience working with her. read more

Payal helped us buy a home in Fremont. She consistently presented well-researched options and expertly guided us through showings, highlighting both the positive and negative aspects of each property. She is very transparent and openly shared her insights on necessary repairs or upgrades, providing realistic cost estimates to help us budget effectively. Her negotiation skills were exceptional; she secured the home even though we weren't the highest bidders. She makes a good relationship with seller agents and negotiates very well. Also, connected us with a lender who offered the lowest interest rate compared to other 5 I tried and provided a list of trusted contractors and service providers. Her communication was impeccable, responding promptly and keeping us informed throughout the process. Payal and her team provided a seamless, stress-free home buying experience. read more

Payal was extremely helpful in our pursuit of purchasing our first house. She was very patient and walked us through the entire process, keeping us prepared on all the things we would require for the purchase. She helped us narrow down on the houses, gave critical input on each house, which ultimately helped us narrow down on the perfect house for us. She is extremely knowledge about the whole process of buying a house, and also is very resourceful, providing us with contacts for everything from securing a mortgage, to even getting a gardener. She even negotiated on our behalf to get us back $10k from the seller. We are happy that we chose Payal as our realtor, and are confident that we could not have found someone better to help us in securing our first house. Thank you so much Payal. read more

Our experience with Payal has been nothing but exceptional. We were first-time home buyers and didn't know the process well. She guided us through everything. We toured 20+ homes with Payal and discussed many more with her. She is diligent and spent several hours with us either touring, or reading disclosures, or otherwise answering our questions. She is knowledgeable, has a good network, and is strategic. Our search actually ended in just about a month with Payal finding us a home that we really liked but wasn't even on our radar due to the search criteria we were looking at. Payal helped us negotiate well with the sellers landing what we believe to be a great deal. Overall, we highly recommend her! read more

Payal helped us find our first home. She is very knowledgeable and patiently answered all our questions in the first time buying process. She is very proactive and available to discuss the bids and disclosures on the homes. She has great insights on home improvements and interior design ideas. She has great negotiating skills which helped us seal the deal in the bay area's highly competitive market. Highly recommend her! read more

HIGHLY RECOMMEND! Payal has helped us in buying our home in Newark as a first-time home buyer. She has excpetional dedication and immense patience. She took ample amount of time to help us understand the whole process, helped us realize what our requirements should be and guided us through out the whole process. Not only she describes about the property and neighborhood but also gives in-depth analysis about what is the future scope, how can we change things and get our requirements met. She also has amazing contacts for contractors and gives accurate estimates for all our questions Her strategizing skills are exceptional, she not only helped us land an offer on listing price for a flipped home, she also made the seller pay credits on top. She is like a well seasoned chess player who knows next 10 moves and knows what will be the best route to success. She makes good contacts with contractors, roofing agents, termite inspection, home inspection, everyone you name it and provides in depth review about each of them so that it made pour lives so much more easier read more

Payal was incredible to work with in helping us buy our first home. We worked with Payal to outline the parameters we were seeking in our ideal home and she set us up to receive listings that met that criteria. Considering how expensive and competitive the Bay area real estate market is, we weren't sure exactly how feasible our ideal home would be to achieve. We had submitted offers on various homes and to no surprise, we were outbid significantly in many of those instances. However, we took the strong stance that we didn't want to get caught up in the frenzy of overpaying a significant amount on a home just to secure a deal - Payal understood this about us and knew we just had to be patient for the right opportunity to arise. Our patience eventually paid off because we eventually got our offer accepted (and below asking price!) on a home that exceeded our expectations in a desirable location that is safe for our child. Once we were under contract, Payal kept us informed every step of the way and answered any questions we had. During the negotiation process, Payal really worked her magic and provided us with a rounded perspective and various options for us to consider while negotiating. She called out notable items in the inspection report, outlined the pros and cons for us to consider, and was highly skilled and tactful in negotiating with the seller. Thank you so much Payal for helping us get our first home - especially one that exceeded our expectations in a market that is highly competitive - we couldn't be happier and look forward to making memories and building our life story here. Thank you! read more

As a first-time home buyer, we had an awesome experience working with Payal. She helped us every step of the way, explaining the overall buying process with insights on what to look for as well as watch out for, and answering all of questions we had. She made the house tours and offer process smooth by sharing her suggestions that were very valuable for us. Thanks to her help, we were able to buy a house we're very happy with and with a great price. We highly recommend Payal if you're looking for great experience in home buying. read more

Until we met Payal, we never knew that buyers agents would add significant value to the buying process. We have always heard that buyers agents are titular and buyers do most of the work. That was not the case with Payal. From our first conversation, we could tell that she is personally curious about the real estate market and was going to get us the best possible offer for the home of our liking. And that's exactly what she did! She catered to both our needs, she educated us about the city specific nuances, she went to every potential home visit with us. When we did decide on a home, she negotiated very hard for a great price - never once did she pressure us to increase our offer or put an offer when we were not ready. I am really glad we chose her! read more

Payal helped us buy our first house in July 2024 and we had a lot of questions considering this was our first time. She patiently guided us through it all. Her expertise shone through during all our interactions. Payal was a thorough professional and a pleasure to work with. Highly recommend. read more

Payal was amazing in helping us buy our home. She was knowledgeable, attentive, and made the entire process smooth and stress-free. We highly recommend Payal for any real estate needs read more

HIGHLY RECOMMENDED! Payal was our buyer's agent for our first home and she has been extremely helpful in the process. She taught us about what to look for in a house; what things can be easily fixed before move-in and/or in future and how we can better visualize if the house we are looking at will be our *first* house. Private tours with Payal were very fun and educational. She was very quick to respond, extremely patient with difficult seller agents and was also helpful in advising us the home value accurately for the bidding process. She would also connect us to different contractor before hand to get an idea of how much we should account for the changes we are thinking to make in the house even before putting in an offer. She is highly knowledgeable and makes sure that we know all the options in terms of counter offers, contingencies or home inspections. Overall, she made the process stress-free and pleasant for us. She will literally take care of all the things in the background for you. We could ask her any question and she would take time to explain everything patiently. One thing I really want to add here is that Payal has exceptional negotiation skills and she would definitely help you make the right bidding decision. You can Fun Fact: Payal also has experience in interior designing, so thats a plus point if you want to brainstorm with her on how your new home would look like and where things will fit, how to design any area XD We were not lucky in out first few offers but Payal kept us motivated and help us find the right, perfect home for us :) I would really, strongly recommend her :) read more

HIGHLY RECOMMENDED! Payal was our buyer's agent for our first home. She is highly knowledgeable and extremely helpful in the process. She explained us bidding process, inspections and market data in a short time which made us more confident and ready to buy our first home. She was very quick to respond, and was also helpful in advising us the home value accurately for the bidding process. She makes sure that we know all the options in terms of counter offers, contingencies or home inspections. Overall, our home buying experience was very positive. Furthermore, she has excellent negotiation skills and made sure that we do not over bid for any property. We highly recommend her especially when you are trying to buy your first home and are not aware of the entire process. read more

Payal helped us buy our first home which wasn't an easy feat considering the bay area market is soooo competitive. She's very receptive to ideas, helped us with pricing and gave us her honest opinion on houses and how much we should bid. Even after closing she's helping us with home renovations and she's always around for questions. Thanks payal read more

This is long due review for Payal. Payal was the seller's agent for our condo in Saratoga area. We were remotely located in Seattle, and looking for a trusted agent to help us sell the property. Payal came out as a great end to end partner right from upgrading the property at a low cost to make it look attractive in current market, owning the staging, open houses, negotiating and closing the deal -- without interrupting our busy parent lives. She was responsive and proactive with updates. We barely had to pick phone calls except the biggies. Highly recommend Payal as your seller agent! read more

My husband and I worked with Payal from Real Estate Experts to sell our home in North San Jose in April 2022. Payal could not have done a better job handling the whole process extremely efficiently. She was always on top of everything, had answers to all our endless questions and gave us meaningful suggestions when it came to offers, listing price, contractors to work with, staging and what not. She went over and beyond to help us sell our beautiful home to well qualified buyers in record time! We highly recommend Payal and The Real Estate Experts for any buying and selling needs. We could not have asked for a better experience! read more

Payal was our buyer agent as we navigated the market to buy our home in Berkeley. She was recommended to us by our lender. She is based in and around South Bay, and since she is there and we were looking in Berkeley to buy our home, she proposed a local agent, Jazmine, who had thorough knowledge of the Berkeley and surrounding real estate market. I will need to write a separate review of Jazmine who I suspect is going to our lifelong friend now in the Berkeley neighborhood. Coming back to Payal - Payal came back in our house buying process when we were in the process of negotiation with the seller. She guided us through the bidding war and we never felt her guidance was off, we had complete confidence in her sincerity and genuine wish that we get the house we wanted. Thank you Payal - we couldn't be more excited as I write this in the first home we have owned! read more

We were extremely happy working with Payal in buying our first home. When we came to her, we were new to the market. From the very first meeting, it was very clear that she was knowledgeable, prepared, and had extensive experience in the competitive Bay Area market. Most importantly, we felt she really tried to understand the goals and priorities of me and my husband and what kind of home we were looking for. I was expecting the home buying process to take a long time but Payal found us a perfect home almost right away, counseled us through every stage, and aggressively advocated on our behalf during the bidding process and made us look like the most attractive buyers. Thank you so much, Payal. Highly recommend working with her. read more

We worked with Payal and her team on purchasing our new home in San Jose. As first time home buyers in the Bay Area, we leaned on Payal for her expertise. She was patient during our learning process, provided her honest opinion when we needed it, and didn't rush us to make our biggest purchase. She was very responsive. She really took the time to understand our evolving needs and made sure to share properties that met our requirements. Overall, we were really happy with our experience. Payal has not just helped us buy a house but provided us with the tools to understand the nuances of the process along the way. read more

We worked with Payal and her firm on both the purchase of our new home and the sale of our previous one within the space of a few months. Both of those experiences turned out to be great and much easier than expected! While buying the home, Payal worked with us to carefully identify the parameters that we were looking for and then surfaced listings meeting those parameters every day. And when we were looking at houses, Payal made herself available to show us around dozens and dozens of houses, both during open houses and otherwise. During these visits, she would carefully guide us through the pros and cons of each property and helped us evaluate how much we should offer for each of them. She even leveraged her contacts to help us figure out how much it would take to upgrade or repair certain things in the home so we could take that into account. And finally, she also stayed in constant touch with the selling agent to help us negotiate reasonable offers, eventually leading to us buying this property! If anything, the selling experience with Payal and her firm (especially Doug) was even smoother! Payal and her team did an initial assessment of our property and came back to us with competitive research and options and recommendations for increasing the value of our property. They walked us through the many different stages of getting the property ready to sell and took care of all the coordination, working with contractors, paperwork etc for us, which was way beyond what we expected. And with their quality work on listing, advertising etc., we got tremendous interest in the property and it sold for our target price! As you can see, I would thoroughly recommend working with Payal and Real Estate Experts. read more

Payal did an absolutely outstanding job helping us find our first home here in the Bay Area. I cannot recommend her enough if you are a first time home buyer looking for a trustworthy, experienced and transparent agent. Being immigrants, we had very little knowledge and a lot of questions regarding the home buying process here but Payal was an invaluable asset and we strongly believe we would not have find the perfect house without her help. Payal took time to really understand what our needs were and was able to suggest great properties even during a slow period in the market. She is truly truly a buyer's champion and her absolute best quality is her excellent negotiation skills. She helped us snag the house at a really great price when the sellers were very inflexible. She also has a wealth of experience so she is able to spot the pros and cons of any property with ease and helped educate us about what to look for in a house. She also provided great recommendations for lenders as well as other vendors and helped us brainstorm different layouts. She is able to give quick and fairly accurate estimates for different home improvement projects so you can gauge how much you need to spend to customize a house to your liking. All in all you won't go wrong if you choose Payal due to her superb negotiation skills, experience, knowledge and her excellent communication skills as well. read more

Payal helped us buy a single family home in Union City and proved extremely valuable in the entire process. She started by understanding our needs and then walked us through the entire process of Home buying. Professional and organized: she was very organized and responsive throughout the process. She booked the tours promptly, created calendar invites and promptly sent us the disclosures and CMA after the tour. Patient: she was extremely patient and never tried to rush us or influence our decision. She educated us on how to examine the property and the neighborhood in our initial tours which helped us a lot as first time buyers. Great Interpersonal skills: she communicated with the seller's agent and helped us write a winning offer that was just a little higher than the next bid. She was constantly in touch with the seller's agent to check if they had received any new offers and kept us updated. During the escrow process, we had few delays and Payal took the entire responsibility to extend the escrow deadline and keep the seller informed. Not once did we have to remind her about anything. Knowledgeable: Payal has good knowledge and understanding about various aspects of the property - neighborhood, schools, remodelling costs, interior designing etc. She could quickly summarize the pros and cons of the properties we visited which helped us in our decision making. Proactive & takes Ownership: Initially our appraised value came out significantly lower than the purchase price. Payal insisted for a reassessment and composed a detailed email arguing why the house was worth much higher than appraiser's evaluation. The appraiser revised the value based on the email and the revised value was 175K higher than the initial appraised value. Payal took the entire ownership for this process and there was nothing we had to do. Payal was constantly in touch with the lender, escrow officer and seller agents throughout the escrow period and made sure everyone was on the same page. Essentially making our job very simple. During our final walkthrough, she made great suggestions for home improvements and offered to put us in touch with contractors in her network. She has the passion, knowledge and know-how for the job and genuinely cares about her customers finding their dream house. Highly recommend her especially for first time buyers. read more

Payal has been really helpful throughout the home buying process. She spent time to explain all the steps involved and patiently answered all our questions. She also made sure to send us reminders and told us what to expect almost on a day-to-day basis. We would like to recommend her to any first-time home buyer who has never been through the process before. read more

Payal made the intimating task of looking for a home in the bay area a breeze and we were so glad to get the guidance of her and her team. My wife and I came with a variety of different requirements which were sometimes orthogonal but Payal always remained super punctual, unfazed and on point marching towards the goal ahead. What was particularly pleasing were her unique perspectives on looking at things a little differently which were very welcome and opened up barriers which sometimes we put up due to our own biases, misconceptions. Just talking through some of these points increased our options. Once we had our dream home picked out, Payal really shone during the negotiation phase. Her assessment of the market and judgement of a property's valuation is spot on and she always did a very thorough job going through the comps and coming up with a very reasonable yet aggressive offer. Overall I'd say you are in safe hands with Payal and her team and I'd highly recommend her for your next house hunt. read more

Payal helped us in buying our first home and we highly recommend her. It was a single family home located in Union city, California. She is very knowledgeable and knows how to negotiate and represent buyers in the most efficient way possible. The first offer that we made got accepted and we couldn't believe it when Payal shared it with us. Ours was the 2nd highest offer on that house and we still got accepted due the fact that the package Payal prepared was really solid. During the counter offer process also she made sure we understood what all options we had and also made sure we don't end up overpaying. read more

Payal was my realtor at a time when interest rates were rising, and the selling season was winding down for the year. She took the time, over numerous phone and video calls, to share home buying insights and answer all my million questions. She helped me understand market conditions, what red and green flags to look for in potential homes, what the trade-offs were (e.g., newer homes vs older homes). She had a strong knowledge of different neighborhoods, even down to how noisy the airspace is. She spent to the time to visit several homes with me. When we narrowed down the list, she talked me through offer strategies and we managed to get a home home at a great location for under the asking price. Thanks Payal! read more

We purchased our first house with Payal. Given how daunting and stressful the first purchase can be, we are glad that Payal was with us to guide us through the process. She provided valuable inputs to help us assess pros and cons for different properties. She never rushed us into making a decision. She is very patient in explaining things like the buying process and various terminologies around it. One more thing that immensely helped us was that she clearly understood our needs from a young Indian family perspective. She is very efficient and quick at following up and making sure that our questions got answered. We highly recommend her to anyone who is looking for a property in the bay area. read more

Payal helped us in buying our first home in San Jose, California. We connected with her via our friends network who were very delighted with their buying experience with Payal. She is very knowledgeable, efficient and courteous. She did an excellent job of navigating us throughout the process. Besides being a good realtor, she is very considerate and empathizes with her client's vision about the home and immediate family needs. For the first time buyers, having someone like her by your side can make the process much easier. She is prompt to respond, proactively reaches out, reminds and follows up with every detail; she always makes sure your needs are taken care of. If ever I need help in real estate, Payal would be my go to person. And I would recommend her to anyone who is looking to buy a home in the Bay Area. read more

Working with Payal on our home search has been an incredibly satisfying experience. This was our first time buying a house and we pretty much had no idea how the process worked. She walked us through the process and patiently answered every question we had, even multiple times. She would always point out all the goods and bads about the house and make sure we had all the information we needed to help us make an informed choice. We searched for nearly 3 months and throughout the process, she came with us in person to see houses, analyze the pros and cons not just about the house, but also the neighborhood. She gave reasonably close estimates on how much it would cost to fix/ remodel different parts of the house. She walked through the disclosures in detail, helping us understand the technical jargon there. Even when there were major issues with the house and we ended up rejecting them, she walked us through the complete disclosures to help us understand the documents and get some familiarity with them. Based on how we respond to each house, she created a comprehensive understanding of what our wants and needs were and would filter houses based on those criteria. We got our offer accepted at below the ask price. She was very good at negotiating on our behalf and advocated strongly for us. She connected us with lenders and was constantly on top of things throughout escrow. She also helped us understand escrow process, things we had to take care of once the sale completed etc. The seller had a couple of things they needed to fix before close of escrow and when our schedules were busy, she went herself to ensure everything was done as expected, took a lot of pictures, videos etc. Her final home walk-through was very thorough. She also suggested multiple contractors for repairs and she was there with us during the initial meeting with the contractor asking questions that we missed and discussed things in detail with us giving us useful suggestions based on her experience dealing with multiple clients. She even setup most of our inspections and walked us through the results, pointing out which ones were a priority, which ones needed to be done before we moved in etc. Even now after closing on the house, she is always a phone call away for any questions we have about repairs and remodels. Payal is very friendly, easy to work with. She clearly lets us know her availability upfront when we start, takes genuine interest and care in her clients. We are very happy with our new home and Payal made that possible. Highly recommend her for anyone looking to buy a new home! read more

Payal and her associate Indra were very patient and supportive in my home-buying journey. They helped me get past the initial anxiety around navigating the rather intimidating mortgage & home-buying process. Their advice made the whole experience smooth and enjoyable: right from inspecting homes, making an offer, negotiating terms, finding a lender, getting pre-approval, signing the contract, to the final hand-over. Payal is knowledgeable, flexible, and always approachable. I would recommend Payal to anyone looking for a hassle-free home-buying experience! And if/when I buy my next home, Payal would be my first go-to realtor :-) read more