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    PenFed Credit Union

    3.5 (2 reviews)
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    Services - PenFed Credit Union

    Personal banking

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    Recommended Reviews - PenFed Credit Union

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    2 months ago

    Great location for busy soldiers working on Fort Hood. Friendly courteous staff and great interest rates on savings accounts.

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    2 years ago

    Business owner information

    Photo of Anne K.

    Anne K.

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    Ask the Community - PenFed Credit Union

    SouthStar Bank, Harker Heights - Eric Jon Simmons. VP of Lending. Southstar Bank. Harker Heights Texas

    SouthStar Bank, Harker Heights

    (6 reviews)

    I needed an estate account set up; the staff at the Harker Heights branch were extremely…read moreaccommodating. I have banked both personally and business wise with several banks; the attentiveness and level of service I receive here is by far and away above any I have had from any other bank. The staff knows my name and always makes me fell welcome as I come in the door. I will look to them in the future for my personal banking needs.

    My husband and I just closed on our land loan, and we had an amazing experience working with loan…read moreofficer Eric Simmons. From the very first conversation, Eric was open and honest about our chances of approval and clearly explained the type of loan we were getting, along with the steps involved in the process. Throughout the entire experience, Eric kept us informed and up to date on every development. He took the time to listen to all of our questions and concerns, addressed them thoroughly, and made sure we always understood what was happening. His communication, transparency, and professionalism truly stood out. Eric made the loan process smooth and surprisingly enjoyable. He is kind, knowledgeable, and genuinely driven to help his clients get approved without putting them into a financial situation they can't afford. We are extremely grateful for his support and guidance and would absolutely recommend working with Eric Simmons at SouthStar Bank to anyone looking for a loan.

    Texell Credit Union

    Texell Credit Union

    (8 reviews)

    Card blocked and no help on weekend....this is my 3rd debit card. Must reset password too many…read moretimes.

    Texell will nickel and dime you to death, so beware…read more The people are great, plenty of locations, their web banking isn't too shabby for a credit union, but be prepared to be nickel and dimed. They have done away with their policy of charging you $1.50 for using the debit card as a debit card at the register... they caught up with every other bank in the world, congrats. However, if you try to deposit coins at their branch, you will very likely get stuck paying 5% for the privilege. Literally paying them in order to deposit your U.S. cash. Also, if you go for a loan through them, beware. You will never get the rate they advertise, even if you have outstanding credit. If they advertise 0.99% on an auto loan, you have to know that it will be a 2.99% loan, to which they will discount 2% when you buy various services from them at the time of the loan. For example, you buy their overpriced, limited, extended warranty, you get a discount, buy their credit insurance, another discount, auto pay, another discount, etc. If you buy ALL their additional products (which will add thousands of $$ to your loan amount), then you will get the 0.99% rate. Chances are if you go with a dealership and let them run you through banks, you'll get a slightly higher rate (1.49%, for example) but without all the additional b.s. purchase requirements.

    PenFed Credit Union - banks - Updated July 2026

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