I first worked with Peter in 2012 on a complicated transaction as a first time homebuyer. Peter was there every step of the way to answer my questions and make the purchase successful. Whether you are a first time home buyer, seasoned investor, or looking to refinance, Peter and his team are the experts to help you make it happen--so much so that we just completed our 4th transaction with them and recommend them to all our family and friends. read more

Holly Hardin did a fantastic job. She was knowledgeable, professional and always quick to respond when you had a question. I would strongly recommend Holly and team to all. read more

I can't say enough good things about Peter and his team! They are diligent, hardworking, honest and a pleasure to work with. I have done numerous transactions with Peter over the past 5 years and have always been taken care of above and beyond. I have worked in Real Estate for over a decade and know the industry very well. Peter is a true professional - know from experience. I highly recommend him and his team. read more

We recently completed our 5th loan with Team Peter. As with previous transactions, Peter was exceptionally responsive and transparent during the entire process. From the initial call to the follow-up after closing, we were always expertly guided by not just Peter, but his fantastic team of Holly, Gabby and Lili. We should also note that if you are a buyer, Peter is well-known by local real estate agents. A fully underwritten pre-approval from Peter was a critical component in our offer and helped us out-compete an all cash offer. Suffice it to say, we STRONGLY recommend Peter and the team. read more

this team is super responsive and well informed. I'd work with them again in a heart beat.

Peter and Holly are absolutely AMAZING!!! They made the refinance process so smooth for us. Holly seemed to be available 24/7 if we had questions. Even on weekends we would receive replies. This is such a great team. We were so pleasantly surprised in the speed of closure as well as how smoothly the process went. We were able to get even more than we anticipated back on a refinance with cash out. Thank you for an amazing experience!!! read more

Peter and his team are wonderful to work with. They financed a purchase and later a refinance of our non-warrantable condo with a portfolio loan. Peter was extremely knowledgeable, helpful, and friendly. They worked within tight deadlines and kept us informed of our loan review status every step of the way. Highly recommend! read more

Working with Peter's team was so helpful as a first time home owner - service and support were the real highlights here. The team was great about staying on timeline and following up for needed docs, always available to talk thru questions and process. With changing interest rates (at time of purchase) I appreciated the team's flexibility and diligence waiting to lock in on the best rate. read more

Peter and his team were exceptional at helping me finance a mortgage loan and close on an expedited schedule. They were responsive at all times and communicate very well with their clients, one another, and third-parties such as our real estate agent and title company. As a result, there is never a moment of confusion or uncertainty when you work with them. They also achieve great and competitive results with important financial terms like interest rates. Just as important, they reached out to me after the ink dried -- and over the end of year holiday season -- to make sure everything went smoothly, see if I had any questions, explain upcoming events and notable dates, and let me know that they remain available to help with the process. I would recommend Peter and his team without hesitation. read more

I worked with Peter and his team in 2019 and again in October 2021 to buy a home using a VA loan. They were fantastic throughout the process both times, helping me to understand my options, working with my realtor to assure listing agents who feared the VA loan and escrow process, and ultimately navigating that process to close the deal. I highly recommend Peter to any veterans desiring to make use of their loan benefits who are hearing from others that it can't be done in this market. read more

We had a really great experience working with Peter and his team. They were organized, attentive, and moved extremely quickly. We were referred to them through our real estate agent. It was their quick closing time that helped us get the house! Highly recommend. read more

Peter, Holly and the team were great to work with. Very professional, organized and smart! They do all the work up front and very little to no surprises at the end. Thank you for helping me with my purchase! read more

Peter and Holly were great to work with! Extremely knowledgeable in the bay area and fast to react for an expedited closing process. They also jumped through hurdles for a last minute pre-approval and were always available to answer any questions or concerns we had. We were very happy that we decided to go with a local mortgage company instead of with one of the big bank mortgage companies out there. Thanks Peter and Holly for making the process a very positive experience! read more

Peter & his team came to me as a personal recommendation from my real estate agent, and I couldn't be happier with my choice. The team at RPM Mortgage was extraordinarily efficient and excelled in communication and turnaround time. We were able to get everything documented, put together, signed, and submitted without any drama, and they were able to answer any and all of my questions along the way. I would certainly work with them again if I ever make the bonkers decision to buy another property in the Bay Area. read more

RPM is a very professional mortgage lender And they did my loan. From the app to the people working on the loans, they go Beyond to make it happen. I had a probate property so it wasn't easy so thank you very much to them. read more

We highly recommend Peter and his team for any mortgage financing needs. We reached out to Peter last minute for a second opinion on our loan situation. He immediately got started on our file, processed our documents, and was prepared to issue a pre-approval letter the following morning. He took the time to explain each and every detail and answer any and all questions, which was incredibly important to us as first time home buyers. And, more importantly, he was able to sort out a creative way for us to switch from an FHA loan to a conventional loan--saving us $500+ a month in the process. We are so thankful for the services of Peter and his team! read more

Peter and his team were so helpful during our home purchase process in Oakland. Strong recommendation for anyone looking to secure a home loan. Great attentiveness and communication all the way around. read more

Peter and his Team are the best! We've worked with them a few times and they always make this overwhelming process very easy. Holly and the rest of the team are always there to answer questions any time or help walk through any of the (sometimes very confusing) steps of buying a home. We highly recommend them, they helped us get our dream home. Thank you so much Peter and Team! read more

Holly and Peter at CCM were a great mortgage team. As a first-time home buyer in California, I was unfamiliar with the process. CCM team walked me through everything in writing and over the phone. They were responsive to calls, texts, and emails. They were patient when I was slow to respond. The closing went smoothly thanks to them. I have not doubt that my offer was accepted in part because of their reputation as my lending team. thank you! read more

My fourth time around with RPM Berkeley -- their whole team is great, and I can't imagine taking a chance with anyone else. Communication is superb. This latest financing was exceptionally smooth, but I was especially glad to have them on my side when underwriters were far more fickle. Highly recommended... read more

Loved working with Peter, Holly and team on our home purchase. They made an essential step in a very stressful process much smoother and easier than our first time around, and always answered our questions promptly and clearly. Thanks to them, we closed on time during a very busy period with delays across the industry. Would highly recommend working with them! read more

Holly and Peter and crew were phenomenal in guiding through the byzantine process of getting our mortgage pre-approved and then seeing us through the closing process. The coordination with our realtor was seamless. They responded pretty much instantaneously when we had a question and were very patient in providing explanatory details to us- sometimes repeatedly. We felt very taken care of and would highly recommend them to friends and family. We wouldn't have been able to jump on the opportunity to purchase our dream home without them. Their kind and competent stewardship of the process has been priceless to us. read more

Peter and his wonderful team rescued us this summer after a different (yelp 5 star) broker ghosted us very far into the process of getting a new mortgage. We had heard of Peter from our daughter, who had worked with him on her mortgage, and Peter's calm reassurance combined with his whole office's responsible and continuous support got us through a fairly messy mortgage process. Things we learned to look for in a good mortgage broker: Are your financial documents handled by a secure site? Is there an office staff who will return your annoying repetitive calls with patient explanations? Do they fully explain your options about choosing between mortgage rates? Are they set up to work in a rush? 10 stars if we could. Thanks Peter, Holly, and Gabby! We're so grateful. read more

Peter, Holly and Team was very professional, knowledgeable and helpful with my mortgage financing. They made me feel comfortable and was available to answer any questions. I would recommend them to my friends and family. Thank you. read more

I would like to highly recommend Peter Barnes and his team for supporting my first-time mortgage. Peter not only assisted in the process but also provided me with all the information a beginner homeowner needs to have. Getting pre-approved was easy, and later financing our loan took five days(!). Peter is more than a business person; he is very personal. We were honored when he joined our housewarming event. My relationship with Peter and the entire team did not stop there. During the years, they were available to answer any questions regarding refinance, equity, and more. Always ready - extremely friendly. read more

We refinanced our mortgage with Peter and his colleague Holly. They were fantastic to work with, very communicative, and got us a great rate. Can't ask for more! read more

Peter and Holly are the best! Very knowledgeable, responsive and caring, making my first property purchase a very smooth and enjoyable experience. I decided to buy the property the very last minute and after a few quick calls, Peter helped me get pre-approved within 24 hrs, right before THANKSGIVING! The closing process was also a joy: Peter and Holly would call/email me and explain to me in great details what I should prepare and what the loan documents mean. We closed earlier than schedule without a hitch. Even after closing, Peter would call and offer to help me to figure out property tax payment, etc. Would definitely work with Peter again for future financing needs! read more

Homebuying is never a walk in the park, ESPECIALLY in the crazy Bay Area market with sky high prices and super fast closing times. We interviewed nearly 10 brokers before coming across Peter Barnes and his team, and instantly knew we'd found our lender. The process of getting approved, coordinating on offers, and all of the logistics were made very clear/smooth by Peter and his team. I cannot recommend him more highly. read more

I've worked with Peter, Holly, and Gabby on my initial mortgage and two subsequent refinance loans. Every time they have been super helpful. My loans closed in or before their stated time. The team really helped me save not only in my monthly payments but thousands over the course of my loans. They've had my back since day one! Thanks team! read more

Peter has a fantastic team to work with! We were initially unsuccessful in a bid on a house last year, but going through the process we learned so much from Peter and team, and were able to do a pre-approval fast track so that for our next attempt, we would already be further in the process. This was extremely helpful when we did make a quick bid on a home and needed financing terms almost overnight. Holly and Gabby were very quick, responsive, and helpful to us at every step of the way and we were able to close escrow in ~15 day! Thank you, Team Barnes! read more

Peter and his team were instrumental in our home purchase. We were pointed Peter's direction by our real estate agent who had nothing but good things to say about his previous experience with them, and we're very glad that we followed his advice. My wife and I were first time homebuyers that needed a bit of extra care in the house purchasing process and we felt especially supported by Peter, Holly, and Gabby. Their communication really was top notch: all of our calls and emails were promptly answered and returned, and none of our concerns were considered too small to address. Once we were preapproved and offering on houses, Peter's team pivoted with us from offer to offer without missing a beat. Finally, once a seller accepted one of our offers, Peter, Holly, and Gabby walked us through the closing process with absolutely no snags, and in fewer than 3 weeks the house was ours! As far as a first-time homebuying process goes, I can't imagine a much more fluid experience. We highly recommend Peter and his team. read more

Peter Barnes is always my first go to for all my mortgage needs. He has an amazing team that has worked with me to find the best rates. Because he is based in Berkeley, he and his team are aware of all the quirks of financing a Berkeley home, unlike national banks who might have trouble with sometimes unusual circumstances of Berkeley. I refer all my friends to Peter whenever they ask me for a mortgage company. Highly recommend! read more

Peter and his team at RPM Mortgage recently helped us with our first home purchase. Being new to the process and in a very hot market, we were worried about picking the right company/person. RPM Mortgage did a fantastic job. They were able to provide a underwritten pre-approval that ensured we were ready to go with a stronger offer the moment we found a house we liked. They could also quickly send over updated approvals to match the offer we wanted to make. Once under contract, they did an absolutely fantastic job of getting the loan approved well ahead of schedule. Their online portal was easy to use, they had great communication throughout the process, and there was always someone available to very quickly answer any questions we had. They made the whole process as stress-free as possible, and we will definitely be using them again, if we ever move. read more

Yes! Do yourself a favor and use Cross Country Mortgage and Peter Barnes' team. You will find no better. Honestly. They are intelligent, good at anticipating problems, honest and customer service oriented. In this loan realm where many are predatory, and do not always have your interests at heart, these people truly do. They are totally "the good guys". read more

Being a first time home buyer I was so glad Peter and his team assisted me with the process! From start to finish everything was amazing ! He walked me through each step, answered every question I had, had great communication and kept me updated throughout the process . Him and his team worked great with my realtor ! Peter and his team are very professional , friendly and really made buying my first home as stress free as possible ! They are definitely on top of their game ! Closing process was a breeze! I will recommend Peter to everyone looking to buy a home . Thanks again for everything !! read more

Peter Barnes and Holly Hardin at RPM were fantastic. Within one meeting, Peter assessed our financial situation, answered our varied questions, and soon after gained us pre-approval so that we could proceed unhindered towards our house purchase. Both he and Holly were essential in all aspects of the details that followed, always ready to talk through options and gain us the best available loan possible. So grateful for their efforts and recommend them highly! read more

Peter, Holly and the rest of their team made our home buying process very easy. This was our first time buying a home together and they were very patient in answering our questions and walking us through the process. We were referred to Peter and his team by our realtor as someone who will get the job done and done well. They have a great reputation locally and we felt very confident having them on our side. read more

Super helpful and friendly staff. They were able to get my loan closed after my previous loan officer moved companies last minute. Not just that, they pushed hard to get me a great rate. Would highly recommend. read more

Recently worked with Peter Barnes and Holly while finding a mortgage for my home. It was the first time I had done something like this, and I was pretty naive about the process. I found him incredibly professional, straight forward, and helpful during the entire process. When dealing with the amount of money that buying a home in the Bay Area requires, it can feel overwhelming especially when so many numbers are being thrown around. You need to trust that funding will come through in the end, and that you're getting honest and good information. Peter provides that. He was incredibly forthcoming with explanations. read more

Peter and his team made our mortgage experience as painless as possible. They were incredibly quick, responsive, flexible, friendly and thorough. Everyone we worked with was very nice and accommodating. Would highly recommend. read more