Cancel

Open app

Search

Request a quote

You can now request a quote from this business directly from Yelp

PHP Agency Photos

You might also consider

Recommended Reviews - PHP Agency

Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
Yelp app icon
Browse more easily on the app
Review Feed Illustration

4 months ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

9 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

Ask the Community - PHP Agency

Verify this business for free

People searched for Life Insurance 141 times last month within 15 miles of this business.

Verify this business

Elizabeth Cardenas - State Farm Insurance Agent - Heading off to college is an exciting adventure!  Make sure you're prepared with the right auto insurance...

Elizabeth Cardenas - State Farm Insurance Agent

(15 reviews)

I have the pleasure of working with Crystal and Anstin. They're always VERY friendly, VERY helpful…read moreand SO knowledgeable! They always go beyond expectations to meet your needs, I feel like I'm talking to a friend when speaking to them too! My parents were insured with them since before my brother, then I were born. I've been with them since I got my first car, I wouldn't trust my insurance needs to anyone else!!! * I think EVERYONE should do theirselves a favor and at least do their research and check State Farm out!

Recently I discovered the saying is true, "There are worse things in life than death. Have you ever…read morespent an hour on the phone with an insurance agent?" I spent a few hours in total trying to resolve a claim where State Farm was attempting to put used parts from a similar vehicle on our car. The body shop doing the repairs contacted us about the attempt due to the damage that would need to be done to the part before installing it on our vehicle. I couldn't believe that my insurance company would even attempt this, so I immediately contacted my insurance agent. I never heard from Elizabeth, only a representative from her office. Next, State Farm attempted to use "after-market" parts instead of OEM parts from the manufacturer. Again, when I contacted my insurance agent, I spoke with a representative, not my agent, and asked if I could request OEM parts that come with a warranty and are made to the manufacturer's specifications. I was told that yes, we could, but that I needed to contact the claims department directly (which made me think why do I have an insurance representative if I have to do all the work), so I did, and was told by the claims department representative that a "supplemental" check would be sent to the body shop. After weeks of back and forth and the continued "we are working on it," the body shop was never paid for the difference between the "after-market parts" and the "OEM" parts from the manufacturer. I share this with you to be aware that the coverage you think you have is not necessarily what you actually do have. Insurance companies cut corners like many businesses these days. Without posts like this, you might never know what's under that fresh coat of paint. My wife and I chose State Farm Insurance because of the "local agent support". I was sent a denial letter from State Farm's claim department showing what they agreed to pay versus what the body shop had submitted for payment. Here is the lesson we learned the hard way. Unless specifically stipulated in your insurance coverage, be aware that when your vehicle goes in for repairs, the insurance company has the liberty to use a used part from a vehicle of the same year as your insured vehicle or an "after-market" part made from substandard materials with no warranty or made to manufacturer specifications. Unfortunately, we learned this lesson the hard way, and the body shop was out $950.00 in parts, not labor, for trying to protect our investment, as State Farm only pays what their claims department decides to pay, not what is in the customer's best interest. I am just thankful we used a body shop that was more concerned about our interests than my insurance company should have been.

AAA Bakersfield Insurance and Member Services

AAA Bakersfield Insurance and Member Services

(91 reviews)

O had an enjoyable experience yesterday at AAA with Ashley. Easy parking AAA wasn't busy no…read morewaiting . Usually it's very busy. Ashley called me up. I had a DMV issue that she took care of Immediately she was very friendly and professional I picked up a couple travel flyers we've used AAA travel before they make it very easy and offer great deals. I was only in the auto club 15 minutes before I was back at my car.

Yes, I'm going to write an update…read more My pet peeve is using a platform and sharing an honest review and the platform doesn't investigate carefully before deleting reviews and that's what happened here. I emailed yelp back asking for them to clarify their reporting process because they deleted my previous reviews for AAA and nobody got back to me, so I will continue to share what happened to me when Erin S. was involved at the Bakersfield branch. In 2023 after paying me out for the damages their party caused, they sent a report to LexisNexis and failed to identify who was at fault (clearly not me). I received a letter from my current insurance provider in 2026 stating i had a nonchargeable at fault accident because the report was incomplete. I called and worked with LexisNexis to dispute this and even they acted surprised an insurance company would make such a mistake to leave that information out on a report. This matters because the information on the report could have affected my eligibility and rates for car insurance from 2023 to 2026. It took over 30 days to get this disputed.  Businesses making careless mistakes to mess with people's finances should absolutely be called out.

PHP Agency - lifeinsurance - Updated July 2026

Loading...
Loading...
Loading...