A huge thank you to Joe Peterson for helping us secure insurance for our new home. With how…read moredifficult the California insurance market has become, we were expecting the process to be complicated and expensive. Joe made it neither.

Joe was great, knowledgable, helpful and quick to respond. I'd recommend you speak with Joe.read more

Samantha helped me when no other agents or agencies would to get a new homeowners policy because…read moremine was ending. She was very friendly and kind during my desperate time of needing someone to understand I didn't know what to do. I would highly recommend her to anyone looking for insurance. She's great!

After being active on Yelp, receiving my request, corresponding with me including receiving all of…read moremy documents I put together for her review - and answering her questions via email...two days later she said she's going to not quote and focus on her existing customers. That's fine, then don't be active on Yelp so the system sends you requests and customer time is wasted corresponding for no reason.

Jaime Starks is really really nice person I have ever seen, she helped me with my car insurance,…read morethanks to her, I can save a lot of money! She is perfect!

Jaime is fantastic to work with. The whole All Spectrum staff is courteous, prompt, professional…read moreand well versed in all forms of insurance coverages. They helped me quickly get the policies in place for a home purchase. I recommend these folks to friends and family whenever they have insurance related questions and/or concerns.

Marivel was amazing, she helped me set up my insurance account with such a positive attitude and…read moreanswered all my questions in just one phone call! Everyone I spoke to was very informative and kind, they will truly make the process easier for you no matter what you need done.

Araceli was very helpful and polite with the process of adding a new car to my policy.read more

As a small business owner I wanted to offer health care to my employees. I didn't know where to…read morestart and with the new Affordable Health Care Act I was even more confused with all the options. Luckily my life insurance agent and financial planner gave me the information for Duane Benefit Solutions as that's who they refer a lot of their clients to for health plans and Medicare options. Susan, the owner, was great. We talked and she gathered the needed information from my employees. She was very helpful and had a proposal to me within a few days including the costs and the options available for multiple health care plans. She was even flexible with her schedule and met me during my lunch hour as that was the only time I could meet. So if you're looking for a health plan for yourself or your employees, don't hesitate to call Duane Benefit Solutions. Susan will definitely help you find the right health plan.

Susan's customer service is great! I had several questions I needed answers to in a timely fashion…read more She was professional, knowledgable, and expedient. I have no hesitation in recommending her to my clients. Thank you!

I chose Hebard because of the reviews and I am here to confirm that they are true, Denise and her…read morestaff are the best. Among her numerous skills and qualities she listens to your needs and provides solutions. Her knowledge is outstanding and she answers questions precisely and accurately. If Denise says she is going to do something, call you back, send a docusign she does it.

Lori W., provided us with outstanding advice and guidance when we were scrambling for home owners…read moreinsurance. In this volatile insurance climate it is advisable to seek an agent like Lori to find the coverage that best suits your individual needs and Lori has provided us with that. I highly recommend Hebard Insurance.

Wonderful people that work there always helpful and Patty the receptionist is a wonderful woman to…read moretalk to you and will help you out with anything you need and she always finds the best deals for your needs.

From the owner: CA Lic. #0I47371…read more COVID-19 Update: We are still open, but for the safety of our customers, agents, and employees, Farmers agents are available online or via phone.

My wife and I recently explored adding whole life insurance to our coverage, and we were thrilled…read moreto learn that State Farm offers it. From the very beginning, our experience was outstanding. We had the pleasure of working with Michael, who was absolutely phenomenal throughout the entire process. We came in with a lot of questions, and he took the time to answer each one clearly, thoroughly, and professionally. His knowledge and patience made us feel confident and well-informed every step of the way. We truly appreciate the excellent service and look forward to our future with State Farm and Michael!

I'm currently in the process of canceling my policy through State Farm being in very dis satisfied…read morewith the way I'm being treated and being made to go in circles! When a company makes a mistake I don't feel it's right to have the customer jump through hopes to fix their mistake.... I didn't even know that they were charging me for a car that I told them to take off of my policy 4 months ago cause I'm too busy working and playing the stock market.... Guess I need to watch my bank account for other error with people,but at the end of the day we all human...Just don't make me work extra when I did the right thing in the first place...I gotta prove I'm not lying though .... Again I didn't even noticed the $ 250.00 in over charges so I'm not gone miss it ! A company this big playing the little man out of money is not cool.... I'm not jumping through through no hopes cause life is about how your time is spent and they wanna rob me for my time and money ! On my 4 kids I called to cancel the BMW off my policy.... Signed angry past client! Normally when you cancel a policy it goes into effect when your time runs out from your last payment,but Michael one of the team members wants to climb into his feelings to put me at a hardship by saying it will be effective this Monday

Our family has worked with Suzie and her office assistant, Rosa for years. I think they both…read morebring new meaning to the term "customer friendly." Every encounter with them has been very pleasant and smooth as glass. They are knowledgeable, efficient, and leave you feeling like you are an important and valued person and customer. I would highly recommend this office to anyone.

From the owner: Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another…read morekind, I'm here to help you understand the insurance coverage you may want. Serving the Lincoln, CA area since 1994, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online or call to get a free quote today. CA Lic. #0832438