A huge thank you to Joe Peterson for helping us secure insurance for our new home. With how…read moredifficult the California insurance market has become, we were expecting the process to be complicated and expensive. Joe made it neither.

Joe was great, knowledgable, helpful and quick to respond. I'd recommend you speak with Joe.read more

Jaime Starks is really really nice person I have ever seen, she helped me with my car insurance,…read morethanks to her, I can save a lot of money! She is perfect!

Jaime is fantastic to work with. The whole All Spectrum staff is courteous, prompt, professional…read moreand well versed in all forms of insurance coverages. They helped me quickly get the policies in place for a home purchase. I recommend these folks to friends and family whenever they have insurance related questions and/or concerns.

Valerie is helpful and provides complete explanations of our options and policies. It's also nice…read moreto know I can stop in the office, or make an appointment, if I want to see my agent in person. So much better than on-line only!

I used to have Farmers Insurance for my homeowners policy but I also needed to have California Fair…read morePlan for fire protection. The cost for both policies in 2025 was $1700. The premium they wanted for both in 2026 went up to $4600. A friend referred me to American Diversified Insurance and I was able to get a complete policy for $1907. Jessica Layfield was the agent getting me the policy and I would highly recommend using her for all your needs. I also switched my auto policy and saved $300 a year. Jessica is very thorough and a pleasure to meet and work with.

Mike has been my agent for almost a year now, and I am very happy that I found him via yelp and…read moreswitched insurance companies. I had been with another agency with an agent for 15 years and that agent left the business and was replaced with an unorganized agent that screwed up our billing, so I left the agency, found another agency that didn't have agents and had a terrible experience, so after a year of bad experiences, it was such a relief to find Mike. For me, being able to doing my insurance business mostly via email is huge. I don't want to call an 800 number and wait on hold forever. I love being able to email Mike my updates, mileage, questions, etc. He's very prompt in his replies and very thorough in his answers. And if I do need to call, Heidi is super helpful and friendly. And he's been a huge help twice in recommending other services - he recommended the most amazing mortgage broker (Cindi Taylor - see my review) and he helped me out with roofer recommendations. On top of all that amazing service, we are now paying less than we were with the other two companies and we are better insured.

I switched to State Farm last year and this has been one of the best decisions I have ever made…read more Both Mike and Heidi are incredibly helpful and friendly. I am paying the least amount I've ever paid for insurance and I have the best coverage I've ever had for both car and renter's. Also, can I just point out it is so nice to call them and get an actual person on the line right away, plus they recognize me with only a first name. If any of you are looking for new insurance or even if you are just curious then please give them a call. I promise you that you won't regret it!!

We recently worked with Steve Carlson to secure homeowners insurance for our new build in Folsom…read moreRanch, and the experience was phenomenal. Steve's speed is truly remarkable...he turned around quotes and addressed our questions incredibly fast. What really stood out was his honesty and deep knowledge of the Folsom area. Unlike other 'embedded' builder agencies we spoke with, Steve felt like a genuine partner looking for the best ROI for our family rather than just trying to sell a policy. Highly recommend Steve and Carlson Agency.

Carlson did a great job. I told them what I was looking for. They shopped around and got me what I…read moreneeded. They were very responsive, knowledge, and polite. I'm liking their service so far.

We were ghosted by this company and none of our phone calls were returned…read more Fortunately we got coverage from Goosehead Insurance (through Mercury). I'm not sure why Sky Insurance is so highly rated ---I would give them zero stars if it was possible!

Agent has a very bad habit of making appointments with me and blowing them off. Seems highly…read moredisorganized, and not very knowledgeable. She ended up completing a quote and I wanted to simply have her make a few corrections to her assumptions and she never called me back after missing a set up appointment for the SECOND TIME! A waste of my time and a loss of business for Sky ins. NEVER AGAIN for me!

Called for some info as I'm completely new to the process of insurance and Noel was So polite and…read moreknowledgeable! Thank you so much for amazing customer service!

5 years ago I gave a negative review. Well, since then, my experience has had a complete turn…read morearound. The entire office, and Stephanie, have gone out of their way with attentive and amazing service. We, unfortunately, have had a couple of claims and they have been fast, vigilant and fair. They are courteous and professional and I wholeheartedly recommend Stephanie and her office for your insurance needs.

I chose Hebard because of the reviews and I am here to confirm that they are true, Denise and her…read morestaff are the best. Among her numerous skills and qualities she listens to your needs and provides solutions. Her knowledge is outstanding and she answers questions precisely and accurately. If Denise says she is going to do something, call you back, send a docusign she does it.

Lori W., provided us with outstanding advice and guidance when we were scrambling for home owners…read moreinsurance. In this volatile insurance climate it is advisable to seek an agent like Lori to find the coverage that best suits your individual needs and Lori has provided us with that. I highly recommend Hebard Insurance.

I was pleasantly surprised at the friendly and helpful customer service. They were knowledgeable…read moreand helped get me the coverage I needed. Will definitely recommend to anyone that needs coverage.

From the owner: ~ We Specialize in California Contractor Bonds ~…read more Proudly serving California business owners, with over 25 years of experience in the insurance industry. We pride ourselves on excellent knowledge and superior customer service.

I have been with Scott Yuill and this specific State Farm Insurance office since moving to No Cal…read moreaprox 23 years ago. They insure our vehicles, business and property. The prices are very competitive and even after moving to the Foothills we have never been concerned that our coverage would change or be discontinued. If your looking for a wonderful, experienced group of people, that actually know your name when you call, I can not say enough about this specific office. Scott is knowledgeable about all aspects of the insurance business and can help you decide what you may need and he trains his staff to follow his lead in working with their clients. State Farm has never disappointed us. I sincerely suggest you give these lovely people a call. You do not have to live in the area your insurance company is located. We are in the Foothills and Scotts office is in Rocklin.

Let me start out by saying we have been with Scott Yuill's office since we first got renter's…read moreinsurance in 1993. We have had terrific service all these years with many automotive, life, and homeowners policies. But for some reason, they are taking forever to give me an insurance quote on my new Toyota. I have had it for over a month, and crickets. No info. I have called and been told, well it's in underwriting. It's a Toyota people, and my driving record is perfect. how hard can it be??? Let's see what happens. I'm not feeling terribly valued as a customer right now. I just keep getting vague answers.