My husband and I had the pleasure of working with Todd and his team as first-time home buyers, and…read morethey all did a phenomenal job. We originally discovered Todd through Yelp and decided to give him a call, he was readily available to answer all our questions and get the process started. Once all our paperwork was submitted, he was able to get our preapproval quickly, little did we know we would be on a lock down due to the pandemic shortly after. Fortunately, Todd was understanding and had patience with us during this crazy time. Once things got a little less hectic, we were able to pick back up where we left off. He took the time to explain our loan options on multiple occasions and was ALWAYS available to answer all our questions. Todd put a lot of hard work and dedication into getting us the right loan that worked for us, all while keeping our best interest in mind. He was able to provide us with an FHA option as well as a conventional. We decided on the FHA since it made more financial sense for our situation. We were made aware by our realtor that the process for an FHA loan can take longer than others, but with the dedication of Todd and his team we were cleared for our FHA purchase in only 11 days!!! The seller really wanted to close by a certain date which seemed impossible at first, but Todd pulled through and made it happen. He communicated very well with our realtor and attorney throughout the process, everyone worked great together overall as a team. Being a first time home buyer can be both stressful and scary, we had a million and one questions, we would call the office throughout the day, as the phone would ring on my end I would think to myself "they probably think we are so annoying", but once they answered the phone they were very patient and tentative and made us feel extremely comfortable no matter how many times we had to call them. In conclusion, Todd took a major weight off our shoulders by guiding us throughout this entire process. I would highly recommend Todd and his team to anyone looking for a mortgage loan. His services are outstanding, and we will forever be thankful for all their dedication to get us into our first home!!!

As a realtor, great experience working with Todd at Brighwire on a few transactions. Always a…read morebreeze getting right to the closing table!

Joe Grato was an absolute (Ameri)DREAM to work with throughout the home buying process! He is…read moreaccessible 24/7 (I truly don't think the guy sleeps) and responds within minutes of reaching out. As first time home buyers, my husband and I weren't sure how the process worked, but Joe made it incredibly easy to understand and even took the time to break each step down for us. We also took advantage of the VA loan which Joe knew inside and out. All in all, he is extremely reliable and knowledgeable, and will work his absolute hardest for you. You can be assured that Joe will handle the purchase of your home as if it was his own and get you the best deal out there.

Absolutely loved my experience using Genaro and the American dream team. After many years of…read moredreaming of coming a home owner, my dreams finally came true. Genaro was always one call away to provide the best service and education on what are options were. We learned a lot along the way and we can't be more grateful. My family and I have the house of our dreams and it's all thanks to Genaro who was always by our side step by step. We would definitely use American dream again in the future if we buy another home. Deborah and Genaro I am for ever thankful for all you did.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

I highly recommend Michael Maloof. He returned my call within five minutes. He found the right…read morecontact for me for a complex residential refinance.

I found Michael to be very good at getting me mortgage with so many options was very diligent on…read moregetting it done and closing me on time

We had the pleasure of working with Craig Paulson recently on an apartment search for my 21 year…read moreold daughter and friend. Craig was amazing. He spent a whole day with the girls on a search for the perfect apartment and neighborhood. They truly found it In the Upper West Side of Manhattan. The rental process was not easy but Craig stuck with it and did a ton of work behind the scenes to secure the property. The girls are so happy and so are the parents. Craig also made their day of apartment hunting super fun for them complete with a ride through the streets and park on City Bikes. I highly recommend Craig for any of your real estate needs.

Had an amazing experience renting out my apartment through broker Conrad Martin…read more He walked me through each step of the process and was available through email/phone/text at pretty much anytime of the day/night. He did everything from giving me recs on how to have my apartment ready to cleaners/repair people, literally anything you can think of. Was proactive, would give me step by step guidance, and spoke with me personally when I would have any confusion. Would recommend Conrad and cooper&cooper to anyone in the market for either rentals or purchases!

Mike Goldberg was my lender through LendGen, and made what could have been a long, drawn out…read moreprocess really easy! I was referred to Mike through my broker, since Mike successfully assisted many of the broker's previous clients. Mike was always knowledgeable and on top of the latest news in his industry. Never had a hard time contacting him via phone, e-mail, or text.

From previous experience Freedom mortgage has made errors with the payment information in the…read morestatement that will definitely affect your credit score if your not attentive to your statements errors. Freedom mortgage is not the best choice as home mortgage lenders.

For the past year, my wife and I have been thinking about refinancing our house to get some…read morenecessary things done. We spoke to several banks, but it was always the same thing with them, they were trying to sell us something we were not looking for. Then one evening we found Sun Mortgage Company and read all the reviews. The next morning, we called Sun Mortgage Company and spoke to Don Rizzo. We told Don what we were looking for and he explained how the process works. After filling out the online application, we were all set to move forward. I was expecting a similar process to what the banks would have put us through but WOW, I was wrong! Before reaching out to Sun Mortgage Company we had attempted to go through our previous lender and other financial institutions, but they made it impossible. We were always talking to a different representitive each time and had to start over due to lack of information they had on their end, which meant starting the process over. This was fustrating!! Don Rizzo made this process quick, easy and painless. In just a short amount of time after supplying him with some of the documents he had requested, he found us the perfect loan and excellent rate to refinance our home. Once we had agreed on the loan and rate, Don was even able to get us in touch with a local law firm to handle the closing. This was one of the best loan experiences we have been through. We will be using Don Rizzo from Sun Mortgage Company again in the future. Thank you again Don.

Don was a breeze to work with. My wife and I were first time home buyers in the Mahopac area. We…read morewere purchasing a family home without the assistance of a realtor so we had a lot of questions that one probably doesn't ask of a mortgage lender, but Don was incredibly helpful at every step of the way. There were some repairs that needed to be made per the underwriters but once those were handled everything was smooth sailing. Always in communication, and if we weren't able to answer a call, there was an email from Don almost immediately afterwards. Would definitely recommend anyone on the area work with Don if you're looking for financing.

The connection was horrible. I hope this works out for me. I've been to a few companies and saw…read moreno results. I hope that doesn't happen here.

Paid for 5 months. Minimal results. Promised refund never delivered…read more I enrolled with Credit Saint hoping to improve my credit profile. After five months of paying monthly fees, fewer than six accounts had been removed -- a result far below any reasonable expectation for the time and money invested. When I called two months ago to express my frustration, their representative encouraged me to stay with the service and assured me things would improve. I decided to give them more time. Last week, I called again to cancel. At that point, their representative acknowledged I was still within the window to receive a refund and told me a manager would call me back to process it. That call never came. Instead, I received an email shortly after notifying me that my account had been cancelled -- with no refund, no follow-up, and no explanation. This is not just poor service -- it's a broken promise. I was kept as a paying customer with false encouragement, and when I finally requested what I was told I was entitled to, the company went silent and cancelled my account without honoring their word. If you are considering Credit Saint, document every call, get every promise in writing, and do not rely on verbal commitments. I learned this the hard way.