It has been a pleasure working with Alex and his team. Alex is extremely knowledgable about his…read moreindustry, knows ins and outs of the mortgage requirements, how to navigate challenges, and will exceed his promises. We are already planning to work with his team for other mortgages that we need. This has been absolutely nothing short of an extraordinary experience in an industry which many would put personal profit above their clients best interest.

My experience with Alex Doce from First Community Mortgage was phenomenal. The entire process was…read moreextremely smooth from the initial pre-approval, appraisal, underwriting, and down to the closing. I found Alex solely by searching the web for local lenders and his name happened to come up on every platform I visited, so I took a leap of faith to trust the reviews and can now vouch for his raving reviews. It's only right I add my testimony. He works fast and is efficient. Thank you Alex for your knowledge, professionalism and service. All the best, Kim and Rafael

Dear Phil, We wanted to take a moment to sincerely thank you…read moreand the entire team at Next Wave Mortgage for everything you did to make our mortgage process such a positive experience. Before working with you, we were disappointed and let down by the empty promises of other mortgage companies. After hearing so many assurances that never materialized, we were understandably skeptical. That's why your approach stood out from the very beginning. You told us exactly what you would do and when you would be able to do it--and you delivered on every single promise. Honestly, there were times when it was hard to believe the process could move as quickly and smoothly as you said it would, but you proved us wrong in the best possible way. You did exactly what you said you would do, in the time frame you promised. We were also extremely impressed by how pleasant, responsive, and communicative your entire team was throughout the process. Everyone we worked with was professional, helpful, and genuinely committed to making things as easy as possible for us. The efficiency and professionalism of Next Wave Mortgage truly set your company apart. Our real estate agent was equally impressed with the way your team operates. He specifically commented on the experience and has already said that he will be recommending Next Wave Mortgage to his other clients. We think that speaks volumes about the impression your company made--not only on us, but on the professionals who work alongside you. We are extremely appreciative of all the hard work that went into getting us to the finish line. We are amazed by the efficiency, communication, and professionalism you and your team demonstrated from start to finish. Thank you for restoring our confidence and showing us what exceptional customer service truly looks like. We are incredibly grateful for everything you did for our family and would not hesitate to recommend you and Next Wave Mortgage to anyone looking for a mortgage company they can trust. With sincere appreciation, Devin and Quana Lott

I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

Castle and Cooke knows a quicker way home. The programs they have available is unlike any other…read moremortgage company. They do same day DU approval, 24 hour underwriting, 3 day closings guarantted, paperless processing for the green people, as well as multiple fincancing programs. I couldn't ask for a smoother more efficient mortgage company for my home financing needs. Thank you Castle and Cooke!

"We recently bought our home this month with Castle & Cooke as our loan company. We couldn't ask…read morefor a smoother loan process. They were actually outstanding! And Robert Davis, the branch manager, is a great individual, very professional, and exceeded our expectations. We are forever grateful of his team. -Mellisa

PLC did a fantastic job of getting me setup with a mortgage. I worked with Casey and couldn't have…read morebeen happier with his performance. His communication is clear and concise, he goes the extra mile to ensure customer satisfaction, and has a firm grasp on the industry. The best part - I didn't have to chase him down. I was never left wondering as he kept me in the loop with updates. The next time I need a mortgage, I'm calling PLC and asking for Casey.

The after-sales service truly remains greater than 5 stars because even years after we closed on…read morethe house, they stay keeping you informed through emails on the housing market, loans education, and sweet holiday messages and cards to remind you of the best purchase you made with their help. Thanks again for your help and happy holidays PLC! Highly recommend Alexis Vanlandingham as your mortgage broker, super reliable and communicative, will guide you thoroughly throughout the process and find you the best deals in the market for you! Compared to other interest rates in the markets I truly feel like I got the best deal at that time and I'm sure she continues to find best deals for her clients!

We had a great experience with First Choice Financial. Julie was excellent and the process was…read morecompletely seamless and easy. It was very much no stress all the way. As far as numbers go, First Choice offered us the best deal, much better than what we found at traditional banks. And the loan process was a breeze. Whenever something came up, Julie made sure to quickly communicate what to do or send. She was easy to reach and always there for questions. Julie treated us with the utmost respect and professionalism. You could plainly tell that not only was she a seasoned pro, but that she also had our best interests at heart. Huge plus. There is no comparison between First Choice Financial and major banks. It was such a better process than I am used to, I am really kicking myself for not using them sooner. I would highly recommend.

We can't say enough wonderful things about Julie at First Choice Financial! From the very…read morebeginning, she made a stressful process feel smooth and manageable. Julie was always patient, kind, and incredibly responsive. No question was ever too small, and she took the time to explain everything in a way that made sense. What really stood out was how much she genuinely cared about helping us reach our goal. She went above and beyond to make sure every detail was handled and kept us informed every step of the way. It honestly felt like we were working with a trusted friend rather than just a lender. Thanks to Julie's hard work and guidance, our experience was smooth, positive, and even exciting. We're so grateful for her support and can't recommend her highly enough to anyone buying a home!

Guaranteed Grade A service…read more Jeff worked so hard and fast to get our paperwork complete. I highly would recommend them to any of my close friends and family. Truly Grade A service. Give up your search and go with them, you would not be let down!

We have worked with Jeff and the team at Expert Mortgage Group for two of our home purchases and…read morewords can't describe how grateful we are. Jeff makes the overwhelm of buying a home an absolute breeze. He is an excellent communicator, works diligently with a positive attitude and is incredibly informative throughout every step of the home-buying process. We refer all friends and family to Expert Mortgage and there aren't enough words of gratitude to describe the joy of working with Jeff and the entire team. So thankful to have found such a wonderful company!

Ayata at Clear Mortgage Capital handled my unique situation with care and timeliness. Choose Ayata…read morefor quick closing and quality service.

Having recently purchased my first home in the ridiculously competitive Bay Area housing market. I…read moream so very grateful to have had Ayata as my mortgage broker during this transaction. I don't think I would've been able to purchase in this market at this particular time without her expertise, shared-knowledge, coaching, and overall diligence. Throughout the experience she made it more of a priority to educate and advise me and placed very little emphasis on "selling" her broker services. This made my decision to work exclusively with her a very easy choice. I would recommend Ayata to any of friends, family, or colleagues.

So knowledgeable, organized & on top of everything. Vanessa went above & beyond for me & made my…read morecondo purchase as seamless as possible. If you're looking for someone to advocate for you & educate you along the way, she's your girl. I can't recommend her enough!

From the owner: What sets VMB Loans apart is our ability to serve clients who don't fit into a traditional lending…read morebox. We specialize in helping self-employed borrowers, real estate investors, foreign nationals, and buyers of unique properties secure financing solutions that many banks cannot offer. As an independent mortgage brokerage, we have access to a wide range of lending options, allowing us to match each client with a strategy tailored to their goals rather than a one-size-fits-all loan product. Our approach goes beyond simply quoting rates, we act as trusted advisors, helping clients make informed financing decisions that support their long-term financial objectives. Combined with hands-on service, transparent communication, and a commitment to guiding clients from application through closing and beyond, we strive to create a mortgage experience that is both personalized and results-driven.

Thank you thank you for the service everything fine it's wonderful keep going to make the good…read moreexperience

NEW LOCATION ALERT!!!! So Happy. This location is new, fresh, bright, and have very pleasant…read moreemployees. I was told about this location while on the phone with NF customer service. They told me instead of sending my auto loan through FedEx that I can pick up the check in person. I was impressed!!! Walked in to nothing but greetings and smiles. I'm sorry that I didn't get the gentleman name who was at the front because his smile and attitude was very pleasant. I was then sent to Tanya who explained to me exactly how this process to purchase the car was going to work. She was also very pleasant and thorough. Thank you so much for the great customer service throughout this process.