Working with Kyle Clark has been a standout experience from start to finish…read more After a deeply frustrating experience with another financial advisor program, I was cautious about starting over, but working with Kyle has been a complete 180. From the start, Kyle was thorough and patient. He walked me through transferring all of my existing funds, helped me establish clear savings goals, and gave me concrete, actionable guidance I could actually act on. What impressed me most was his timing: all of this unfolded during a period of significant personal transition for me, and he handled every step with professionalism and calm. The results have spoken for themselves. My portfolio has reached record highs, and for the first time, I genuinely feel in control of my financial future. If you're looking for an advisor who is competent and steady under pressure, I can't recommend Kyle highly enough!

I've pretty much exhausted my ability to manage my retirement account now that it's entered…read more"Antihistamine money" territory (It's nothing to sneeze at) so I thought it would be a good idea to hire a fee-for-service fiduciary to look over my multiple accounts and give me some advice. Which ones do I combine? Am I investing too aggressively or not enough? What the heck is this fund? Nick Licouris did a fantastic job - we met twice, and he mapped out a detailed roadmap for me to get my financial house in order over the next few years, explaining everything in plain English anyone could understand. He confirmed I was headed in the right direction, but also pointed out a few things I was unaware of. He also correctly predicted how many hours it would take, so the cost was no surprise. I am very, VERY pleased with the results and I've recommended him to others and will probably hire him again, once I've executed the plan.

We went to Spencer in 2023 with our personal taxes after my husband's parents died, and at first,…read morehe was easy to work with, answered our questions, and agreed to do our taxes and file. Then a few months in, he just stopped answering our calls and messages, with no explanation. My husband called his secretary one time, and she said he was available. Suddenly my husband heard Spencer's voice in the background asking who it was, and told her he was not available to us. We have no idea why, still, because no one ever reached out to us--we were just ghosted. I could not believe how unprofessional Spencer was. We were referred by a good friend in the financial services industry, so we were surprised, and by this point, baffled and enraged.

These services are the best Spencer I've working with him years honest and knowledgeable I loved…read morereturning to leivas and I also refer alot of friends and associates to them they rock.

Excellent service from a top notch tax person. Anthony was very knowledgeable and helped me get the…read moremaximum deductions. He walked me through step by step filing, filling out the correct forms, and making sure I itemized my deductions, and offered his own personal insights on savings. I was able to get my taxes done in a day and I got a great return. I highly recommend them.

Small place, which I like cause bigger businesses normally charge higher rates. They were very…read morehelpful. Alexander helped us with our taxes and our taxes from 2 years past. He did our taxes and our daughter's taxes all in a timely manor. The prices here are reasonable which is great cause when your struggling to survive it's a Godsend. The office is nice and clean great customer service, and I intend on using them next year.

This is the worst bank ever! Can only get an account if you have $10k. I had the most fraud happen…read moreto me than any bank. I closed my account, and withdraw my money. Then I found out they never close my account! I ended up double paying all my bills for a month! Then they charged me $20. For a service fee!!! After they closed it a second time. I will be calling the corperate office. They never told me the name of the person that didn't close it. Also, They wanted me to give them back my money to reopen the account to get me my money $20. Back!!! Grossly irresponsible with no care at all.

City National Bank was one of the only banks that was willing to quickly undertake our business and…read moreprocess our SBA Loan. Trinidad was our Relationship Manager and he has been very responsive via phone and email throughout this entire process. We've only had to step foot in the bank once for signatures, everything else we are doing remotely. We had a LONG time relationship with US Bank, and they pushed us to the side when the SBA loans rolled out. Had City National not been there to guide us through the process, our business would have really struggled to keep all of our employees onboard. Since the inception, we now do remote deposits from our desktop computer, and electronic ACH payments which has saved us a lot of time and money. No more check writing, no more envelopes and no more stamps! There have been some minor glitches throughout the transition, but the bank has been very quick to make changes and correct them. Nothing that wouldn't be expected when changing a business account. I would highly recommend Trinidad Magallanes and City National Bank for business accounts. As of this moment we don't have any personal accounts, so I can't speak on the consumer side. All in all we are very pleased.

Such accommodating and reliable. I have been going with them for over 2 decades now. I highly…read morerecommend quality and accurate and speedy fast service. So nice to have an accounting firm you can trust here in the Palm Desert Area.

There is no statistical analysis by these people! They just spread it out and hope that worksread more

Fabulous personalized support!…read more I am confident Joy's dedication and competence is leading me to a debt free future.

I cannot say enough good things about Debt Free Joy and the financial coaching I've received…read more Having personalized 1:1 coaching made such a difference for me because it wasn't just generic advice, it was practical guidance tailored to my real life and goals. I've learned how to budget better, stay focused on debt payoff, and make long-term financial decisions with more confidence. The support is encouraging, honest, and completely judgment-free, which made it so much easier to stay consistent. The accountability alone has been worth it. If you need help getting your finances organized and reaching your financial goals, I absolutely recommend working with them

Working with Edith has made this the smoothest and easiest tax season despite me having a more…read morecomplicated tax situation this year. Every time I would come back to them with more and more problems or questions, they would reassure me and work through it. They definitely knows their stuff. In our consultation they gave me great advice for my future endeavors and business aspirations to ensure I was set up for success. I feel like I'm in great hands with Edith. They're trustworthy, knowledgeable and their positive outlook puts me at ease during what would normally be a stressful tax season. Thank you for all your help!

From the owner: As an Accountant, Tax Specialist, Business Consultant, and Registered Representative I have the…read moretools, knowledge, and experience needed to help you and your business thrive. I provide financial, accounting and investment services for Individuals and Businesses. I take a holistic approach to your wealth and financial management. My goal is to provide you with the tools and knowledge you need to succeed financially. I take pride in my excellent customer service! It is important to me that you are comfortable, respected, and given information in a matter that you can understand. I provide remote services to easily accommodate your lifestyle and take care of our environment. But don't worry, if you prefer in-person meetings, those can also be easily arranged.