I got a decent interest rate but they sold my mortgage to another company after one month. I had to…read moreredo all of my autopay. They sold it to Citizen's bank which i have a huge problem and I am going to see if i can't get it transferred to my local credit union. this is stupid!

ABSOLUTELY Horrible!!! Brock Riley was so unprofessional…read moreand rude. He lied and was awful. WARNING... they are trying to scam you. They purposely do not allow you to make payments so you can't get ahead. Not informative, sell your loan off and block your payments so you fall behind. Disgraceful!

Taylor got us a loan in 10 days. Seriously incredible, ontop of everything, and very responsive (:read more

From the owner: Intercap Lending specializes in FHA, USDA, VA, Utah Housing, Conventional, and Jumbo home loans. We…read moreare a direct Fannie Mae, Freddie Mac, and Ginnie Mae lender offering excellent rates and fast closings. A name you can trust since 1978.

Ryan was so great to work with! We switched lenders because he promised he would get us a better…read moredeal. When the sellers for our house demanded more money down and I thought there was no way we were going to get this house - Ryan was on the phone at 9 PM reassuring me he could make it work without a problem. I was also so surprised at how fast Ryan and his team moved with getting our loan processed. We had so many questions and he was kind, calm and very professional with helping us through our first home purchase!

Ryan is absolutely fantastic to work with! As a first time home buyer I was really concerned about…read moreunderstanding details and finding the best possible rate. Ryan did not only deliver but he well exceeded my expectations. He's super friendly, experienced, no pressure and I would recommend him to anyone!

Missy and Alyssa always go above and beyond for their clients...I always appreciate their…read moreprofessionalism and fast service.

This Company is not interested in assisting Veterans. I wanted to do a simple No Cash out IRRRL and…read moretheir initial rates (Rate = 5.625, APR = 5.727) was a decent rate, but then they started saying that my home had to be considered a 2nd home or investment property even though this was my Primary Residence out of 2 homes and had an existing VA Primary loan on it so the classification doesn't matter. This was confirmed with the VA and Chat GPT said the exact same thing. But Bix Home Kian insisted it was a 2nd or investment home and up's the rate so the APR was now over 6%. When I told them to cancel the loan, they said they lowered the rate back to the original rates they quoted but, they just added in additional fees that cranked the total loan to more than $12k over the payoff. This company is totally out to cheat you out of every single penny that they can. I would highly recommend shopping around and finding a better company!

In my opinion the company is unethical and the underwriters are incompetent. Search also canopy…read moreloans and silk Title, nudge funding. I was told the week before thanksgiving I would close in a few days. It is now 2.6.21( locked my rate in september) and they still are unable to close. You will not be able to get any clear answers from anyone there. They also switched my insurance into their name, did not tell me and did not pay it which caused my trouble with my insurance bill. I am being held financially hostage and if you push back or question you will be told that you need to be more cooperative. Beware. Do not use. Had I not used them in the past I would think I was being scammed. I believe they have decided to take on as many loan applications as they can get no matter their ability to handle them because the customer is ultimately the one who will lose thousands of dollars - no sweat off their back. update: It is now 2.18 and working with canopy mortgage, box home loans, nudge funding, silk title has continued to be a special kind of hell that never ends. I finally closed last week and my loan was supposed to be funded yesterday and today I get a call that we now have to re - close because of the incompetence of the companies. Not going to reclose. They have got to get it together. Its so insane I wouldn't believe it if it wasnt happening to me directly. NEVER USE THEM! ITS a daily nightmare and if you dont stay on top of things their errors will cost you.

Untrustworthy and unreliable. Lacks integrity and will change contract terms. Do not use this…read morebottom feeder lender. Within a month of signing a contract with Gravity Capital, Dave Knudsen shorted me 50% of the contracted loan amount (first breech of contract) and then changed the payoff date for a second breech of contract He is a bully.

Dave was amazing through the entire funding process. I needed funds for my new business location…read moreand was able to receive my loan within 8 days! My credit score wasn't perfect, but Dave still was able to facilitate my needs without sticking me with a sky-high rate. If you need funding, give these guys a call.

This is the best place to close on your loans and get title insurance. Warm cookies and even warmer…read morestaff.

Great company and great service! They make the title process easy. I would highly recommend then…read morefor title insurance.

Stetson was great, he is extremely quick to answer all your questions and is extremely prompt on…read moregetting things done. Best of all is that he knows what he is doing and his work is professional. Recently he helped my family lower their monthly payment enough to the point they could afford the home they were wanting to get into. They had checked with two other mortgage companies before hand and nether one came close to what Creekside mortgage was able to do.

From the owner: Creekside Mortgage is disrupting the status quo in the Utah mortgage industry by providing a "work…read morewith an Owner" style of business. By removing all of the unnecessary overhead and "Top Heaviness" we are providing amazingly low interest rates and fees to our clients.