Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Brian was absolutely outstanding, and guided us through the entire mortgage process (as buyers)…read morewith poise and humor. We would absolutely use Brian again if we needed to get another mortgage. Cannot recommand him highly enough!

FIVE STARS!!! Top recommendation! Call Carolyn!!! I…read morereached out to Carolyn after my unexpected and ugly divorce, feeling completely overwhelmed. I desperately wanted to keep our family home so my kids could have stability in the only house they've ever known--but I didn't think I could afford a buyout. Before finding Carolyn, I had some discouraging experiences with other loan officers--one mocked me for being a federal employee and said I was a risk; another dismissed my questions with "you can Google that." By the time I connected with Carolyn, I was exhausted and despondent. From our very first call, everything changed. Carolyn's incredibly knowledgeable and knows how to navigate the complexities of loans (and divorce) - but what truly sets her apart is her heart. She is one of the kindest, most compassionate people I've ever worked with. She patiently answered every single question I had (and there were many!), never once making me feel like a burden. She kept me informed every step of the way, handled every hurdle with grace, and stayed fully engaged from start to finish. Most importantly, she gave me confidence. Instead of feeling lost or intimidated, I felt empowered--because she took time to explain everything clearly and truly acted as my advocate. To my amazement, Carolyn showed me that I could afford to buy out my ex - and helped me get a great rate! She guided me through every step of the process with care and professionalism. She came highly recommended by my financial advisor, and now I completely understand why. She didn't just help me get a loan--she helped me keep my home and create stability for my kids during one of the hardest times in my life. If you're looking for someone who's both a top financial professional AND a genuinely caring human being, CALL CAROLYN! She's a brilliant loan officer/fairy godmother - and I'm forever grateful.

Received an exceptional service from Carolyn! Always very responsive and all paperwork was handled…read morein a timely manner, particularly within a tight timeline. So appreciate all of her help!! I would highly recommend her and Main Street Home Loans.

Purchasing my first home in Washington, DC was truly a journey, but one that was absolutely worth…read moreit thanks to David Toaff, his team at First Home Mortgage, and my realtor Terinee Bonds. I was originally introduced to David through Emily Atwood back in May 2019. After a minor setback, I was reconnected with him by Mr. Bill Milko in June 2022, and from that point forward the process officially began. From June 29, 2022 to December 11, 2022, this six-month journey taught me patience, discipline, and the importance of having the right people in your corner. At first, I found a condo in Northwest DC that I absolutely loved. The price was around $220,000, which was amazing for DC, but unfortunately FHA would not approve it because the HOA reserves did not meet the required percentage threshold. While it was disappointing at the time, everything happens for a reason because I later found another property for $325,000 that turned out to be the right fit for me. I was also approved for the DC HPAP First-Time Homebuyer Program along with DC Open Doors, which were both incredibly helpful programs for low-to-middle income homebuyers. I highly recommend anyone looking to purchase in DC to explore those opportunities. There were definitely bumps along the way. In August, I had to resolve my 2021 tax bill, which became part of the process. Throughout everything, David remained patient, professional, knowledgeable, and personable. He genuinely cared and always kept my best interest at heart. He also stayed on me about my spending habits, especially my DoorDash spending, making sure I stayed financially on track to successfully close. David also made sure everything was taken care of through his amazing team, Josh and Danielle. They consistently checked in with me through calls and emails at least three times a week, making sure I understood every step of the process. That level of communication and support made a huge difference because buying a home can feel overwhelming, especially as a first-time buyer. They truly walked me through the process from beginning to end and helped make things much less stressful than they could have been. What really stood out to me about David was his personality. He is truly a people person and just an overall down-to-earth guy who genuinely believes in helping people achieve homeownership. You can tell this is more than just business for him. He wants to see people succeed and become homeowners, especially those who may not think it's possible for them. That kind of authenticity matters during a major life decision like buying a home. Terinee Bonds, who I originally met through Redfin in 2019 and who is now with Keller Williams, was equally amazing. She consistently checked in, advocated for me, and helped guide me through every obstacle that came up along the way. Like David, she was personable, caring, patient, and truly invested in helping me succeed throughout the process. In the end, I only had to bring about $3,250 to closing, and I also received seller credits, which made a huge difference. I am beyond grateful for David, Josh, Danielle, and Terinee. I highly recommend First Home Mortgage and Terinee Bonds to anyone looking to purchase a home, especially first-time homebuyers navigating the DC market. Their professionalism, honesty, communication, patience, and dedication truly made this dream possible. He will really work for his clients and it's worth it. Trust his word he is extremely knowledgeable. 10/10 overall!!!

I originally came across David on a few of my listings, and after seeing how smoothly those…read moretransactions closed, I knew I wanted my own clients to connect with him. Working with David and First Home Mortgage has been seamless from start to finish. He offers a wide range of loan products that truly meet buyers where they are, whether they're first-time buyers or moving up to their next home. He takes the time to explain options clearly, stays ahead of timelines, and keeps everyone informed throughout the process. On top of that, he's just a genuinely nice person to work with. Professional, responsive, and reliable. I'm confident referring my clients to David and First Home Mortgage and look forward to many more smooth closings together

Marc and his team are amazing and wonderful to work with. They made my first home buying experience…read morequite simple and seamless. They asked for everything upfront, so there was no endless back and forth regarding what they needed and when they needed it. Instead they gave a checklist of everything they needed and we got it to them and that was it. They did a great job communicating with us and letting us know where they were in the process and what to expect next. I highly recommend Marc and his team, wonderfully professional people who know what they are doing and do not waste time. 5 Stars

Marc and his team made my first home buying experience a smooth and streamlined process. They were…read moreincredibly organized and professional. I appreciate them taking the time to fully explain the process to me, and their patience in answering all of my (many!) questions thoroughly. I highly recommend Marc and his team!

1st, I have to thank GOD for bringing Ken into my life, through GOD , anything is possible! . I'm…read morestill in awe as I type this review . When I came across Ken, I was sad, angry, disappointed and I felt totally defeated. I called Ken one afternoon and he sat on the other end of the phone and listened to me explain my horrible situation. When I was through explaining a VERY LONG list of problems I had ran into , he simply said , send me your information. I can do loans that many people can't , I can help you. Keep in mind I had dealt with 4 different loan officers that included 4 denials .... After I hung up, I still wasn't sure if I could endure what I had endured the past 4 months and still be somewhat sane. I'm glad that I said to myself, one more try Jamie ... just one more . So I sent him all my info, as I had every document you could think of right at hand . He pinpointed what I needed to do . ONE THING. (TAXES) One simple thing . I did that. Throughout the process of clearing up what was wrong ( took about 3 weeks ) he stayed in touch with me , giving me updates on everything . To my surprise, I woke up one morning to an email from him with a pre approval letter! My excitement was beginning to return ! I found a home . Only it was more then what I originally asked for . The home was in a really good neighborhood and had 3 bids already. I needed a larger approval amount . I emailed Ken ON A SUNDAY asking if I could increase my loan amount so I could put in my bid ... HE ANSWERED ME WITHIN MINUTES ! The answer was YES! I put in my bid. Sellers took a few days to decide, and accepted mine!! On roughly August 7th. I was under contract :) Ken and his team went right to work . I don't know what happens on their end , but I was kept fully informed of every step I needed to know . I would email a question, got an answer within 30 minutes . I must have drove them insane, as I had a lot of questions. Never once did any of the team make me feel as though I was bothering them . Long story short , this last effort , was actually effortless! I closed on my dream home today !! Right in Kens office! His processor Heather was one of the most supportive , knowledgeable people I have ever came to know . Kens knowledge, experience and genuine concern for this transaction was amazing. Please , if you want to buy a home , you would be insane not to contact him and begin your process . You will not be disappointed !!! Thank you Ken, Heather and Tammy for your help . You truly are great people ! I will tell everyone that will listen how experienced yet compassionate you all are . I could never thank you enough!!! You guys ROCK!!!!

From the owner: We are a full service mortgage lenders helping people purchase and refinance their homes.read more

Alex and his team made becoming a first time homeowner possible! We had such an incredible,…read morepersonalized experience with quick response times, enabling us update our offer almost overnight and secure our home before someone else could snag it. Can't recommend enough!

I had everything I needed a 60,000-down payment, credit score, and a mortgage certificate. I…read moresacrifice everything and, wait for years to get house of my own. They didn't at all help me. They rejected my application, and said I need another down payment of 60,000. A total of 120000. They crush my dreams and I'm still living in hell.

I wish I found Jenny and the team sooner! Jenny and Linh were a large part in making my purchase…read moresuccessful. I had to make a competitive offer on a condo in DC and was able to tell the seller that I could close by the end of the month. From the time of a ratified contract to settlement, it only took the team 7 business days. This is unheard of by any lender in the business, especially for a condo which requires condo docs. Not only that, I got a very competitive rate from George Mason and I can say that after 2 previous purchases and 1 refi, this is the best lending experience one could ask for. Thank you!!!

Jenny is amazing...getting a mortgage is typically the least fun part of buying a home. Jenny made…read morethe process simple and painless. Thanks again for everything!

Update 3/16/2020: I just finished my third closing with Federal Hill Mortage two months ago. As…read moreanyone who has bought knows, house buying is not always smooth sailing. However, I continue to choose Federal Hill Mortage because Tammy Saul and her team are always committed to making sure they are doing 150%. With them on my team, the home buying process is a little more relaxed and I am always confident that I am surrounded by people who are trying to help me achieve my goal. This team is well-educated on home-buying and are always ready with a recommendation and a positive attitude, especially in these confusing financial times. That's why whenever anyone tells me they are thinking about buying a home, the first thing I say is "Have I introduced you to Tammy and her team?" Five stars all the way around. What a stellar team :) ----------------------------------- First time home buyer at 26 here. And I could not have done it without Tammy and Tiffany from Federal Hill Mortage! They were always available with answers for my million questions and filled with kindness. Tammy is very resourceful and just the go getter I needed on my team to make my dream a reality. Tiffany is so sweet and worked so quickly to help my transition be as smooth as possible. Thanks to them, I am spending the weekend picking out paint colors and furniture, all with a huge smile! I highly recommend Federal Hill Mortage. If you want results, they are the team you need.

I would give 100 stars if I could! Federal Hill Mortgage is the most promising, reliable, and…read morecredible lender out there. Working with Tamm and her loan officers made this entire process easier than grocery shopping. I am an individual who requires much communication and many updates, and was never left in the dark. It was nice to know someone was taking such careful care and looking closely into all details of my file to know what I was referring to whenever I had a question. 10/10 recommend.