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RAF Investment Services

4.2 (5 reviews)
Closed 8:30 am - 5:00 pm

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Services - RAF Investment Services

Home purchase

Mortgage refinancing

Buyer's agent

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5 years ago

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Jason B.

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8 years ago

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5 years ago

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4 years ago

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8 years ago

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Baniqued Realtors

Baniqued Realtors

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In contrast to some of the other reviews, my experience in working with this company was negative…read more I worked with a buyer's agent employed by Baniqued. During the house search process they seemed to provide information that upon further review and research with experts turned out to be frequently incorrect. Some of the advice provided at times put us in stressful situations, which I definitely would love to not be put in had I known better. I would definitely not state that they have 'your best interest at heart' and would advise to do your own research if working with them. While providing reasonable customer services during the house search process, once the sale was complete and Baniqued had nothing to gain, the owner turned around and was flat out rude and was screaming on the phone over something that I admittedly agreed to, which was not clearly stated when being negotiated. While I understand that it is on me to verify, the unprofessional behavior and poor customer experience when inquiring about a resolution was very disappointing. I can not say that I recommend working with this company and will definitely not be working with them going forward.

I'm a professional home inspector with Home Guard Inc. I work with real estate professionals all…read moreday long. Jesse R. Rosete is in a class all by himself! This is a wonderful man who truly has his clients best interest at heart. He was waiting at the property, had the home ready for us and even let me get started early. He is very friendly and very knowledgeable. It's always a pleasure to work with a pro! Thank you Jesse! See you on the next home inspection! Scott K. Ray ASHI Certified Home Inspector F.A.A. Certified Remote Pilot

BG Asset Management - A $300 "Administration," fee to rent from them!!!

BG Asset Management

(63 reviews)

I had a very frustrating and disappointing experience with BG Asset Management during the rental…read moreapplication process. My credit report clearly indicated that there was a security freeze on my file. Despite that, I was told in writing that I could provide 12 months of alternative payment history (such as utility or phone bills) to move forward. I relied on that direction and submitted everything requested. After doing so, they changed their position and said they could no longer accept that documentation because of the credit freeze--something that was already known from the beginning. Even more concerning, they acknowledged the inconsistency, but refused to rectify the situation. The only solution they offered was for me to submit a completely new application, rather than continuing with the one I had already completed. They also repeatedly requested information that had already been provided, and asked for additional banking records to verify where deposits from my paystubs were going, which felt excessive and unnecessary. Communication was extremely poor. I called at least seven times using different phone numbers, and no one ever answered. Their customer service line disconnects, and the only responses I received were via email--about once per day, making it very difficult to resolve anything in a timely manner. Overall, the process lacked transparency, consistency, and professionalism. Being given clear instructions, complying fully, and then having the requirements changed--without any effort to correct it--raises serious concerns about how applications are handled. I would strongly recommend others proceed with caution.

We have been working with BG Asset Management since few months. On board process was very smooth…read moreand Ryan and Kim always very quick on responding to our questions. Our place was on market for just couple of weeks and able to find tenants very quickly. We look forward to working with them for many more years.

Windermere Real Estate - Aki Taguchi. Albany home specialist, # 1 Realtor working with bay area home sellers and home buyers. Investment specialist.

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James and the Quintero team are amazing!…read more I had been looking for a home for over a year when I contacted James. He was instantly very enthusiastic and encouraging! He listened to everything I wanted and didnt want. He worked magic and made a miracle deal happen and its because of him and his team that I can say I am officially a homeowner! It's hard to find people who are willing to work as hard as James did for me If you need an amazing team behind you I highly recommend you contact James!

Liz Stevens, the owner of Windermere Realty, is an extremely professional and pleasant person to…read morework with. I recently closed a condo with her help and it was smooth and painless. She guided me every step of the way, giving me her thoughts and opinions. I appreciated that she was forthcoming. When I was interviewing real estate agents (I interviewed 7), one of the primary reasons I chose Liz was because she had 22 years of experience in real estate. This indicated to me that she not only has been through the good times in the real estate market, but also the bad times. This was very important to me because while I consider myself a responsible adult who researches and educates as much as I can about the task that I will be pursuing (in this case, it was buying a home), there's so much more that a person does not know about unless that person has an experienced real estate agent who knows how to handle specific situations, what to ask, and what to look for. Liz has done just that. Liz will make sure that her clients are well educated about the process and will fully devote her time and energy to find the right home, negotiated to the most favorable price for that client. Thank you Liz!

Janice B Carroll  - Barrett Financial Group - Janice Baniqued Carroll MLO-292558   510-669-2202 Ext 101  JCarroll@pcmloan.com

Janice B Carroll - Barrett Financial Group

(6 reviews)

First time homebuyer and being naturally cautious, skeptical and realistic (e.g always leaning…read moretowards the negative), I was expecting the whole mortgage process to be hell. Was referred to Janice by my real estate agent and could not be any more thankful to the whole team for a relatively smooth process. As stated by previous reviewers, Janice is very professional, knowledgable and efficient. May I add that she is very patient and will really take the time to explain things to you. I had countless questions (which I feel were both valid and stupid) and she patiently answered them. That's not to say the mortgage process was 100% trouble free - - there were a few hiccups here and there but overall, the process was smooth sailing. Not sure how many people actually search Yelp for mortgage brokers but want to make certain that if anyone decides to actually look this team up here, they will read some feedback and hopefully be reassured that they will be working with very competent folks. Cheers! Again, don't expect the process to be perfect but if you work with this team things will be easier than you anticipate it to be! Thank you PCM team!!!

OMG, i first spoke with these people for almost 45 minutes getting free information and they seemed…read moreso helpful, smart and kind but then in the end gave us a crappy loan and made things as bad as possible once we were in contract and even asked us to remove our loan contingency. We were lucky we switched lenders in time to close. Shame on you.

RAF Investment Services - mortgagebrokers - Updated July 2026

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