The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

Alan from first lending solutions helped me and my husband out tremendously with regard to securing…read morea mortgage/VA loan with a low rate. Considering that market rates were above 7%, when we were going through escrow, with Alan, we were able to secure a rate significantly lower. Our closing costs were also lower than anywhere else we had looked. The communication from Alan and Wendy, the closing manager, was almost instantaneous every time we had to submit or sign documents or if we had any questions. I had a really great experience, and I'm so glad that our realtor recommended that we work with them for our mortgage. I highly recommend working with first lending solutions if you're looking to buy a house. Also, this is a veteran owned company, with Alan being a Marine Corps veteran, so it was really awesome to be able to support a veteran owned company to get our VA loan.

It was a pleasure working with Becky Matus and her team. She was quick to answer any questions and…read morehelp make it a smooth process. I would recommend her and her team for your lending experience.

HANDS DOWN BEST BROKER AROUND! Worked round the clock non stop for our family to get us the best…read moremortgage loan for us. Melinda is very professional, experienced, and is such a wonderful caring person. We were blown away at how fast she responds to any concern or question that we had along the way. Always having our best interest in mind. Look no further you have found a gem! HIGHLY RECOMMENDED!

Melinda is so awesome! I started working with her before the COVID-19 pandemic and she got me…read morethrough everything very smoothly as if the world never even shut down. She kept in contact with me and made sure I was getting the best rate possible. Never once did I feel like she was trying to make money off of me or benefit in any way. She's definitely a genuine and honest person, and those kind of people are very rare in business dealings. The only thing I'm sad about is that I never had a chance to meet her in person to give her a great big hug!

Where do I start? Patrick at Home Loans Direct is a miracle worker. Professional, courteous,…read moreprompt, always available. As long as he is doing mortgage work, he has my business. And He'll be the first one I recommend to everyone. My wife and I just bought a new home direct from the seller with no real estate agent and Patrick was a god-send. Even as difficult as the market is, as difficult as our purchase was, and our personal situation made it ten times harder, Patrick was able to put together a loan for us, get us into our dream home, and did it fast. He kept in touch with us through every step of the process, answered every stupid question we had, and went above and beyond for us constantly. I cannot recommend Patrick enough. If you need a home loan go to him first.

Home Loans Direct has been our trusted broker for over 15 years, through multiple home purchases…read moreand mortgage loan refinances. Patrick Jackson's industry knowledge, integrity and responsiveness is second to none. Don't bother with the rest! Patrick truly is the best :)

I really enjoyed working with Kevin. Purchasing a house is always stressful, and the last thing you…read morewant is to worry about your loan. I had so much confidence in Kevin. I had worked with him before on a refinance and had recommended him to my sister as well, and we just love him. He is super smart, patient, knowledgeable, and responsive. I totally recommend him to anyone looking for an easy-going and reliable mortgage lender.

Kevin is an awesome loan officer. He helped me twice to refinance. He put extra efforts to help me…read moreto get my loans approved. In my case, he found ways to boost up my credit score to get a better loan rate. He knows well on what he is doing and he is sincere to help. I do appreciate all his works and efforts.

Lara and her whole team (shout out to Desiree and Ryan) are amazingly responsive, thoughtful, kind,…read moreand fast. This is the third time I've gotten a mortgage for a home, and I've never had such a responsive team to work with. Regular calls, emails, meetings, but never too much. When I needed help, they were there. Cannot recommend them highly enough.

This is a long overdue review. I first worked with Lara and her team back in May 2023 when I was…read morepurchasing my home. The ladies there all made the process really stress free for me. I was selling and buying at the same time, and they would answer all the questions I had which were many. So, this time I needed an equity loan, and they were great once again. Desiree was awesome even taking care of things for me on a Saturday after leaving the office. I really appreciate all the updates and clarity so that there were no surprises. If you are looking for a loan company to buy, refinance, or get and home equity loan I highly recommend them. I have already recommended them to family members and will definitely work with them in the future.

Krystle, was amazing. This was my 2nd home and it felt like night and day, she walked me threw…read moreevery step and was very thoro in every step of the process. I don't have much time to waist and the fact that she made it every easy and did everything she promised is very important to me. I cant recommend her enough. She did a amazing job and it was a pleasure to work with her and her team. Sincerely Edwin Fox

Krystle, Glenna, and their team have my highest recommendation. They were incredibly patient,…read moreunderstanding, and attentive to our needs throughout the entire process. We were fortunate to have both Krystle and Glenna on our side, helping make what could have been a very stressful experience as smooth and manageable as possible. Their professionalism, expertise, and guidance were invaluable in helping us navigate a complicated process. I truly appreciate their support and would highly recommend them to anyone seeking knowledgeable and compassionate assistance.

These guys are the best and the fittest in all of Inland Empire. So far, Jose Luis and his Team…read moreprocessed two loans for me. Both times, the entire process was smooth and easy. They will get you the best deal in the market, and explain the whole process step by step. I recommend them 100%.

Top Tier Service from Start to Finish - Thank You, Jose!…read more Working with Jose to secure my mortgage loan was an outstanding experience. From the very beginning, he was welcoming, professional, and incredibly easy to talk to. Jose made a complicated process feel simple with his clear communication, fast turnaround, and above-and-beyond attitude. He was always available--whether it was answering the phone right away or promptly calling me back. No question ever felt like too much, and no task was ever too difficult. He jumped through every hoop necessary to help me close on my home, and he did it all with grace and speed. What truly stood out was how personal and genuine he made the experience. On the day my home officially closed, Jose actually came out to the house to meet me in person. Really speaks to his character and care for his clients. If you're looking for someone who will go the extra mile (and then some), who communicates clearly, and who gets the job done fast--Jose is the one you want on your side. I'm so grateful for his help during such a huge milestone in my life.

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

Cristina helped and guided my mom and I purchase our first home a couple of years ago. She is…read morereally amazing! She always made time to answer all of my questions and constantly kept me informed with the progress of my loan, and updated my mom in Spanish as well

From the owner: NMLS #483686 With…read moreCristina Martinez, you will receive: - Access to the most competitive rates and the most complete line of products. - Industry-leading closing times and strong technological infrastructure. - Strong client focus and desire to win your business. - The peace of mind that comes with an incredible level of post-sales support. - A prompt, professional, and courteous response to your inquiries. - An ongoing commitment to excellence and service.